did you serious about this dev ?
Since we have a good experience in micro crediting business, this fiture will be available in ESR Wallet. Anyone will be able to apply for a loan and anyone can deposit it's cryptocurrency to get up to 20% income per annum. We're also working on p2p loans. The other thing is a trust management. It'll be possible to get much more profit using this fiture. We plan to make our own merchant service for web services, cash back is also the thing that is going to be added. So, in fact we'll have all the options that ordinary bank has, but with ctyptocurrency.