This is so true
Smart contracts are already changing the way agreements are made in the digital world. Built on the Ethereum platform, they take out the middleman and execute on contract terms automatically, based on rules put in place. This technology has the potential to shake up a wide variety of industries from finance to healthcare.
And they are already happening that's why we could see a whole lot of project coming out and polyswarm becomes a project that secures all other project in the blockchain
That is the true value of ethereum right there. Smart contract managing most of the work saving tons of resources. I think it is the innovation that makes use of the smart contracts beyond just transfers. The only matter that many would be concerned about would how reliable the smart contract code is. this will always be brought back to proper auditing.