"Business-logic of the bitcoin-blockchain is limited by wallets and their balances. Smart contracts on Ethereum operate with a limited set of metadata. Neither of the two blockchains can cope with the simple task of linking a fixed amount of money to a smart contract in the currency required for a specific business at the moment – euro, dollars, or rubles. Universa allows to create and transfer existing currencies as well as the new ones through the contract. Universa provides a gateway for services that automatically accept input electronic documents (electronic money, obligations or agreements, intellectual property, excises, bids on auctions and tenders, id or electronic passports) and creates standard output documents based on the rules and provisions of “smart contracts.” The implementation of Universa makes the transition to electronic commerce very cheap – for example, by using the Universa ready-made communication service, one can buy electronic materials from individuals (for example, photos or articles), trade all sorts of goods, provide loans, exchange or sell securities, and operate with other financial instruments as well. The legal entities receive a convenient tool for working with excise, tenders, auctions, transaction passports, customs declarations. Almost any tasks are conveniently and easily automatized by applications and smart contracts of the new Universa blockchain."
Source:
https://news.bitcoin.com/pr-five-advantages-of-universa-blockchain-over-bitcoin-and-ethereum/Days 95 - 100 / 20 - 25 July:
-Smart.Money Release 1.0 - first product release
-URC20 Token Protocol Release - easy to deploy URC20 tokens for everyone
-Business 100 Days report - final report
-next 100 Days Plan
Quote from Sergey Chernov(technical director of Universa):
"Today, the dependence of blockchain on highly costly mining process resembles the dependence of gold coins on the price of gold. Instead, we suggest new cheap and easy way of creating smart contracts, which can act as cash substitutes, in a somewhat original way. If the invention of a bitcoin can be compared to the discovery of gold, then Universa is a new stage, symbolizing the arrival of paper money to the market of mutual settlements.”