This is a very interesting idea.
What countries will you be providing capital for real estate loans in?
If an account is past due what will your collection policies be?
If an account goes into default, who will be filing the paperwork to foreclose on the real estate and how will the proceeds be paid back to the coin holders?
Topic: [ANN]🔥HOME LOANS - P2P🔥Sale🔥 Rent🔥 Mortgage🔥 Loans🔥 - page 20. (Read 8044 times)
I'm starting to participate with you.
Thank you for supporting our project
I'm starting to participate with you.
How good went the presale? where can I check it?
Pre-ICO continues until December 29
How good went the presale? where can I check it?
Is there a minimum (soft cap) amount you need to gather in total investments in order for the project to start?
Yes. Soft cap 800 000 $. 
Wellcome to join our Bounty Campaign
HOME LOANS for the crypto community: Creation of a crypto-ecosystem
Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business.
According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following high-tech products: EVEREX, CIVIC, COSMOS
HOME LOANS for business: attracting new and returning old customers
The business model is extremely simple. Service (mobile application HOME LOANS) leads the client to the partner (counterparty). If the client makes a purchase or uses the service then the seller returns a part of the amount in HLCoin (provided free of charge to the platform) to the customer (borrower) as Cashback, and in traditional money to the account of HOME LOANS. This motivates borrowers to come to our partners and make purchases - mobile lid generator. Now business does not need to spend huge money on advertising to attract customers - they will come themselves.
HOME LOANS for people:
It gives people the opportunity to buy property without resorting to traditional methods like banks. The platform has its own scoring system which analyzes borrower's credit history and analyzes HLCoin production in the mobile application HOME LOANS. It gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.
GROWING DEMAND IN THE MARKET
Provides its own loan repayment system without resorting to traditional money.
We forecast strong demand for our international home loan platform HOME LOANS. We will create our platform using open-source-resources where applications with impersonal data will be freely available. Access to personal data only with the consent of the client for the transfer the personal data to the third parties.
HOME LOANS for local partners: global business scaling
We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform.
We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.
What HOME LOANS will provide for franchisees:
● A reward for each new customer;
● A reward for each new counterparty;
● Deep research of the legal system and market in a particular country;
● A proven business model, financial projections, and cost estimates;
● Expertise and scenarios for customer service and debt collection;
● Various consulting services during business development.
Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business.
According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following high-tech products: EVEREX, CIVIC, COSMOS
HOME LOANS for business: attracting new and returning old customers
The business model is extremely simple. Service (mobile application HOME LOANS) leads the client to the partner (counterparty). If the client makes a purchase or uses the service then the seller returns a part of the amount in HLCoin (provided free of charge to the platform) to the customer (borrower) as Cashback, and in traditional money to the account of HOME LOANS. This motivates borrowers to come to our partners and make purchases - mobile lid generator. Now business does not need to spend huge money on advertising to attract customers - they will come themselves.
HOME LOANS for people:
It gives people the opportunity to buy property without resorting to traditional methods like banks. The platform has its own scoring system which analyzes borrower's credit history and analyzes HLCoin production in the mobile application HOME LOANS. It gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.
GROWING DEMAND IN THE MARKET
Provides its own loan repayment system without resorting to traditional money.
We forecast strong demand for our international home loan platform HOME LOANS. We will create our platform using open-source-resources where applications with impersonal data will be freely available. Access to personal data only with the consent of the client for the transfer the personal data to the third parties.
HOME LOANS for local partners: global business scaling
We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform.
We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.
What HOME LOANS will provide for franchisees:
● A reward for each new customer;
● A reward for each new counterparty;
● Deep research of the legal system and market in a particular country;
● A proven business model, financial projections, and cost estimates;
● Expertise and scenarios for customer service and debt collection;
● Various consulting services during business development.
Seems logical, though i'm not convinced, will stick around and see.
Nice project! Welcome to our website. We are the most informative ICO list, it helps you with funding. Good luck, guys 
Thank You What do you plan to pay bounties?
Manager at bounty today begins to prepare the calculations 
Nice project! Welcome to our website. We are the most informative ICO list, it helps you with funding. Good luck, guys
What do you plan to pay bounties?
Join the telegram chat and the team will answer any of your questions: https://telegram.im/web/?p=@widgetbot#/im?p=g260255254
Join our telegram channel and stay tuned for news of the project: https://t.me/homeloanscoin
Join our telegram channel and stay tuned for news of the project: https://t.me/homeloanscoin
I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?
We plan soon to produce a video about the project and to give a direct stream with the team about the project Will the dev and team be doing a live broadcast AMA for a more question in the near future?
I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?
Will the dev and team be doing a live broadcast AMA for a more question in the near future?
2017
PRE-ICO
29.11 - 29.12
2018
ICO
09.01 - 09.02
We are creating an international platform for Peer-to-peer lending on the Blockchain Ethereum using its our own crypto currency HLCoin, crediting people to purchase real estate around the world, with minimal percent from private investors, without intermediaries in the conclusion of transactions of purchase and making peer-to-peer P2P (peer-to-peer) transactions.
Every person who owns HLCoin is an investor or a borrower
Such crediting will take place using the online platform HOME LOANS by using various financial tools, audits and own scoring system check. This platform will not depend on economic factors of the state in which the property is located and the residence of the borrower. The world market for p2p lending, which was associated with the revolution in finance by 2020 will triple and reach $286 billion.
HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.
Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.
Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.
In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.
At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money, insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.
HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.
Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.
Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.
In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.
At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money, insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.
OUR PRODUCTS
On the international platform of lending estate HOME LOANS has provided types of loans, such as:
1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)
2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)
3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)
4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)
5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)
The age of the borrower is from 18 to 65 years (at the end of the loan).
Early repayment is available from the first month without fees.
There is annuity scheme of loan repayment.
HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.
Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.
In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction
1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)
2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)
3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)
4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)
5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)
The age of the borrower is from 18 to 65 years (at the end of the loan).
Early repayment is available from the first month without fees.
There is annuity scheme of loan repayment.
HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.
Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.
In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction
There is no risks associated with non-payment of loans:
- a loan is secured by real estate by 100%,
The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);
- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:
There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.
1) Eat at your favorite restaurant - get HLCoin.
2) Went for a run (or do anything related with sports) - get HLCoin.
3) Invited friends to us - get HLCoin.
4) Invited the partner to us - also get HLCoin.
5) You like to help others (volunteer)- get HLCoin.
- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.
The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);
- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:
There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.
1) Eat at your favorite restaurant - get HLCoin.
2) Went for a run (or do anything related with sports) - get HLCoin.
3) Invited friends to us - get HLCoin.
4) Invited the partner to us - also get HLCoin.
5) You like to help others (volunteer)- get HLCoin.
- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.
In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO
Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.
● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;
● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;
● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;
● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.
● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;
● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;
● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;
● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.
OUR TEAM
IRINA MANDRIK
CEO & Co-Founder
The financial market specialist on depositary activity since 2007 (certificate AIV-001 No. 001719)
Mortgage broker since 2013
1. Instagram: https://www.instagram.com/irina_mandrik/?hl=ru
2. Facebook: https://www.facebook.com/profile.php?id=100012369361389
3. Twitter: https://twitter.com/mandrik_irina
VALENTINA KATZ
CEO & Founder
The founder of the “Gallery”, www.glr38.ru experience: realtor for 12 years, Director 6 years
1. Instagram: https://www.instagram.com/valensiyaaaa/?hl=ru
2. Facebook: https://www.facebook.com/valentina.kats.5
VYACHESLAV STREKALOV
CIO
Developer of innovative devices. Programming. http://strekalev.ru
1. 1. Instagram: https://www.instagram.com/strekalev/?hl=ru
2. Facebook: https://www.facebook.com/strekalev
ALEXANDER ERMAKOV
CIO
Software engineer
Facebook: https://www.facebook.com/alexander.ermakov.37819
ALEXANDER SAKHAROV
CIO
Software developer. Development experience is 5 years. Smart contracts specialist
https://vk.com/conder49
SERGEY ATCHESON
CMO
Mortgage broker,experience - 3 years
OLEG MILTER
CMO
Marketing Director/Commercial Director
LUBOV KATZ
CFO
The chief financial officer.
We started as a company in 2011, fully concentrated on real estate activities and loans secured of real estate in 2013, focused on providing optimal solutions for its customers.
To improve the professional level in the field of real estate sales and mortgage lending every year our employees trains that is confirmed by certificates.
Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.
For programming this platform, we have attracted programmers and experts on smart contracts.
Also in the process of developing and running we plan to attract specialists in blockchain.
Welcome the help of other specialists!
To improve the professional level in the field of real estate sales and mortgage lending every year our employees trains that is confirmed by certificates.
Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.
For programming this platform, we have attracted programmers and experts on smart contracts.
Also in the process of developing and running we plan to attract specialists in blockchain.
Welcome the help of other specialists!
Just quote and waiting update information about bounty,,
not open bounty dev
why not promotion use signature campaign
Bounty company starts in three days why not promotion use signature campaign
START PRE-ICO
1HLCoin = 0,5$ + 50% BONUS[/size]
1HLCoin = 0,5$ + 50% BONUS[/size]
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