For now CREDITS have implemented a Pre-Beta Release of the platform! According to their plans, Full Beta Release is shedulled for April 2018, and Full Platform Release is shedulled for June 2018, when Android, IOS and Desktop Wallets will be available. CREDITS Whitepaper - "After launching the release version of the system, a fixed amount of 1,000,000,000 CREDITS will be issued. They will be exchanged for ERC20 standard tokens, issued at the initial token sale. They will be exchanged at a fixed exchange rate: 1 ERC20 standard token = 1 CREDITS monetary unit."
Full CREDITS Whitepaper here https://credits.com/Content/Docs/TechnicalWhitePaperCREDITSEng.pdf !