Good question. There is no such product on the market. Don't know too many other ICOs with a company like that.
Hm.... But do you have a market for your service?
I think, that this idea is a popular one.
For example, I fund this -
https://www.p2p-banking.com/p2p-lending-services-open-to-international-non-resident-investors/
There are a lot of p2p lending services.
The demand is high. You can see the analysis of The Worldwide P2P Market in our WP.
But you must understand that these are local companies. Gelios is going to enter the world market.
And the use of blockchain technology gives many advantages.
WP link: https://gelios.io/wp-content/uploads/2017/11/Gelios-by-Brainysoft-Whitepaper-013.pdf (https://gelios.io/wp-content/uploads/2017/11/Gelios-by-Brainysoft-Whitepaper-013.pdf)