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Topic: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] - page 26. (Read 4226 times)

newbie
Activity: 42
Merit: 0
Very interesting project. I checked the website out and saw a great team. Would be nice to add links to the team members' Facebook and LinkedIn.

You can find Vernam Team information and team members' LinkedIn profiles as below :

https://www.vernam.com/#team
newbie
Activity: 42
Merit: 0
I had liked your project! I wish you that you collected hard cap! But I wonder what will happen with this  unsold tokens if you not reach hard cap? I hope they the rest tokens won't be distributed among ico participants and will be just burnt.

You can be relax about that because new tokens will never be created and unsold tokens will be burned Smiley
brand new
Activity: 0
Merit: 0
The presentation of this project is great, I really like the way you explain everything. I wish you all the best
newbie
Activity: 25
Merit: 0
Many people believe in the future of project and me too Cool
sr. member
Activity: 832
Merit: 250
Hi admin this thread!
Why my airdrop account still not approved?
I have registered in this project 1,5 month ago!
Have much I must wait?
newbie
Activity: 42
Merit: 0
Devs, do you have one-pager with the most important information to attract investors at the stage of acquaintance with the project?

Yes we have please read our one-pager the link below , also you can find from the our website.

https://www.vernam.com/assets/uploads/VERNAMOnePage.png
newbie
Activity: 132
Merit: 0
Vernam partnering with MM Broker — one of the biggest insurance brokers in Bulgaria

We are already working hard on the Vernam platform, so the know-how of innovative Bulgarian broker company with 20 years of experience will help us build the platform in the best possible way https://medium.com/@vernam.official/vernam-partnering-with-mm-group-one-of-the-biggest-insurance-brokers-in-bulgaria-19a9e4522d2c

https://cdn-images-1.medium.com/max/800/1*Vxym56r_iNBX0hDWUJ6afg.jpeg
Very good news team. Good luck.
newbie
Activity: 42
Merit: 0
many projects are engaged in insurance without proper experience on this, such projects are a serious problem, the projects are frozen, the price becomes in place, and the people's interest in them becomes small, the description of your project did not convince me

Thank you for your feedback, if you can share with us ,we can discuss the details.
Vernam is a project aiming to introduce serious digitalization in the insurance sector. It is an online platform which will allow the end clients to inquire, receive and contract the most suitable insurance proposal for them through a user friendly interface and without the need of a third party broker, which will dramatically lower the cost of insurance services while making the business way more efficient not only for the clients, but for the insurance providers as well.

Technologically, Vernam is decentralized online platform, based on blockchain technology which creates the right conditions for clients and insurance providers to do business in an easy, safe and cost-efficient way. Besides the platform itself, a proprietary off-chain market place will use the Vernam token (VRN) — an Ethereum-based ERC 20 standard crypto token — to take full advantage of the platform’s functionality.

In other words, when a contract between a client and an insurance provider is signed on Vernam, it will be denominated in VRN. Since there is no broker mediation, the standard broker’s commission (15–25%) will be awarded to the client in the form of VRN. The Client can choose to exchange the VRN for fiat money or to keep it and later purchase a new insurance with a significant discount.

The system will offer special type of smart contracts, guaranteeing that when a defined set of events occurs, the client will automatically be compensated with a certain amount of VRN’s. This will make Vernam the game changer who dared to digitalize the insurance market! Vernam will also be the safest and the cheapest tool to purchase insurance.

Given the lack of transparency and the resulting misinformation, or loss of trust between end customers, insurance providers, and intermediaries, such as brokers and agents, we are confident that the decentralized nature of the blockchain technology will help to recover the lost balance and will provide a platform, driven by shared data and mutual trust, while at the same time the clients may benefit from reducing administrative cost of the insurance products.


The blockchain sub-system of Vernam, is system of inter-related smart contracts.

It has two main purposes:

• Create Insurance Smart Contracts as a proof of the issuance of insurance and its details

• Transfer a commission back in the form of VRN Tokens

Read detailed description of the implementation of blockchain on the Vernam platform in our whitepaper.

Through our concept, Vernam will solve one of the hardest issues to tackle in the current state of the industry — the loss of trust between end customers, insurance providers and intermediaries (brokers and agents), resulting from the speculative value of the middlemen’s services (for which they receive generous commissions)and the “hidden” information regarding the exact percentage offered to them as a reward by the different insurers — information which reveals why a client might be offered to accept an insurance proposal which does not suits best his needs.

When the middleman is out of the game, his commission (an average of 15–20% of the overall insurance cost) will be returned to the client in the form
of Vernam tokens as an incentive for using the platform. This means Insurance will become much cheaper and the clients will always get the best proposal for them.

In this way Vernam will also eliminate the possibility for “bad quality” insurance products to be spread only because the insurer is offering high commissions to the agents. The insurance market will become absolutely fair as the middle men’s self interest will not play a role and the insurers will not be able to exploit it for the mass distribution of speculative proposals. In a fair market the real quality offers will always win.
Vernam’s mission is to transform the insurance market into a transparent, fair and honest space of integrity and high social values!

newbie
Activity: 42
Merit: 0
Very favorable conditions for investors. Be sure to join the project as soon as you announce the start of ICO. Will there be any discounts for investors?
it is very importing for us to see your support!!! You can fidn the discounts below.

https://s7.postimg.cc/fh598jduj/iso_token_discount.png
newbie
Activity: 42
Merit: 0
This a long-term and promising project which is handled by professional team. Great to be a part of this project, hope this project and its get great success in future

Through our concept, Vernam will solve one of the hardest issues to tackle in the current state of the industry — the loss of trust between end customers, insurance providers and intermediaries (brokers and agents), resulting from the speculative value of the middlemen’s services (for which they receive generous commissions)and the “hidden” information regarding the exact percentage offered to them as a reward by the different insurers — information which reveals why a client might be offered to accept an insurance proposal which does not suits best his needs.

When the middleman is out of the game, his commission (an average of 15–20% of the overall insurance cost) will be returned to the client in the form of Vernam tokens as an incentive for using the platform. This means Insurance will become much cheaper and the clients will always get the best proposal for them.

In this way Vernam will also eliminate the possibility for “bad quality” insurance products to be spread only because the insurer is offering high commissions to the agents. The insurance market will become absolutely fair as the middle men’s self interest will not play a role and the insurers will not be able to exploit it for the mass distribution of speculative proposals. In a fair market the real quality offers will always win.

Vernam’s mission is to transform the insurance market into a transparent, fair and honest space of integrity and high social values!
newbie
Activity: 42
Merit: 0
Are there minimum and maximum contributions for the pre-sale?
 
For Token Sale Event, Minimum transaction amount ETH 0.1, BTC 0.01, Wire Transfer 1000 USD. You can find details from : https://www.vernam.com/#token
Thank you for your prompt answer,  I hope we will see how this ICO will work and run well.
We are also very excited

Our crowd sale is starting next week and the schedule for Vernam team is getting tighter and tighter. In April members of the Vernam team attended three important conferences on which we met supporters and our CEO Roman Angelov discussed the future of AI and blockchain with other opinion leaders in tech.

In early May CEO Roman Angelov and co-founder Dimitar Mitrev were guests on the AIM Summit in Abu Dhabi.

Today our marketing expert Ivan is landing in Limassol, Cyprus where he will be representing the Vernam project in front of blockchain advocates, investors and professionals.

But do not imagine the standard crypto conference where people enjoy short speeches and chat around the venue, because this one will be much different.
newbie
Activity: 42
Merit: 0
This project has pretty good ideas and practicality. You are doing a great job for this project! Have a nice day for the project
Thanks mate for your nice comments. I want to add a new information about the project:
Vernam partnering with MM Broker — one of the biggest insurance brokers in Bulgaria
We are already working hard on the Vernam platform, so the know-how of innovative Bulgarian broker company with 20 years of experience will help us build the platform in the best possible way

https://s7.postimg.cc/t1w17dja3/1_Vxym56r_i_NBX0h_DWUJ6afg.jpgpic upload

Vernam CEO Roman Angelov cealing partnership with MM auto’s CEO Svetlana Garcheva
InsurTech is changing $4.73 billion insurance industry and the Vernam project will contribute to this better future. Our intention is nothing less but revolutionize the industry and will use blockchain technology to
make the insurance process less costly, fully transparent and much more convenient!

Since we announced the project, we have attracted the attention of thousand of supporters all over the world. We managed to secure our soft cap at a Pprivate Pre-sale and there are 25, 000 waiting to contribute on our Public Pre-Sale starting on May 15th.

It is really important that we are attracting important partnerships too. Last week we sealed a contract with Indacoin — a crypto startup making it possible for everyone to contribute to our Pre-Sale using Visa and Mastercard.

Today we welcome MM Broker
The best way to change something is to know really good how it works. Besides the insurance experts in our team, we will be relying on our newest partner, MM broker, to identify the weak spots of the industry and build a model to heal them.

MM Broker is one of the biggest insurance broker companies in Bulgaria, part of the MM Group.

20, 856 insurances, 1,25 Billion Euro managed insurance interests and more than 9,000 clients
Numbers speak for themselves. For 18 years MM broker has built a reputation as one of the best insurance brokers in Bulgaria, managing the insurance interests of thousands of people.

“But why are you partnering with a broker?”
Developing an insurance broker company for such a long time, MM broker has experienced the inefficiencies and problems of the industry very well and now they are looking into the future.

When we shared with them our idea, they were truly amazed by its potential and said that they can’t miss the chance to become part of our revolution.

For us it is an honour to attract the attention and energy of successful and experienced professionals to the Vernam project and we will be happy to work together on refining the Vernam platform.

At Vernam, we’ve beyond excited to start revolutionizing insurance. Will you join us and help make transparent, secure, automated insurance a reality? Our Public Pre-Sale is starting on May 15th.
newbie
Activity: 42
Merit: 0
Nice ICO! this project is very promising and I also believe it will grow quickly. I hope its iCO runs smoothly. Great!
Thank you for your nice comments, this is very valuable to get postive feedbacks from our community!! Please keep to follow us!!

https://medium.com/@vernam.official

Thank you! What is your bonus scale?
https://s7.postimg.cc/fh598jduj/iso_token_discount.png
full member
Activity: 294
Merit: 100
Vernam is the first company in the world ready to implement cutting-edge technology solutions that will dramatically lower the cost of insurance services while making business more efficient and friendly for all concerned. Sorry sir, I doubt it, what else is a global-based Vernam instead of a local that requires huge funds.
newbie
Activity: 42
Merit: 0
Good to hear that the project has reach it's softcap.
So next target will be the hard cap, may i know how much the hard cap is?

Hey cattano. The target is the hard cap and, of course, the moon and beyond Cheesy

These are the three caps and what we are planning to achieve when we reach them:

https://pbs.twimg.com/media/DbsOZxgWAAA1RGG.jpg:large
Who are the teams in this project ? is there any bounty in this project besides social media ? Could you give us more information about it?
Roman Angelov, CEO, CO-FOUNDER, CEO of DIMIROMA GROUP, leading Bulgarian consulting, IT and digitization company. Rewarded DNI Innovation funding by Google.

Ivan Georgiev, COO, CO-FOUNDER, Member of the board of directors of one of the biggest holdings in Bul-garia. Founder and manager of a successful mobile app devel-opment company.

Dimitar Mitrev, CBDO, CO-FOUNDER, Experienced in creating and managing different B2B IT projects. CEO of DEAFOR. Member of the Bulgarian Association of Information Technologies (BAIT)

Fore more team information please visit us :https://www.vernam.com/assets/uploads/Whitepaper_Beta_v015.pdf
sr. member
Activity: 840
Merit: 251
Vernam partnering with MM Broker — one of the biggest insurance brokers in Bulgaria

We are already working hard on the Vernam platform, so the know-how of innovative Bulgarian broker company with 20 years of experience will help us build the platform in the best possible way https://medium.com/@vernam.official/vernam-partnering-with-mm-group-one-of-the-biggest-insurance-brokers-in-bulgaria-19a9e4522d2c



Good to have such expertise on board while you are starting to grow and expand internationally also.
newbie
Activity: 106
Merit: 0
Vernam partnering with MM Broker — one of the biggest insurance brokers in Bulgaria

We are already working hard on the Vernam platform, so the know-how of innovative Bulgarian broker company with 20 years of experience will help us build the platform in the best possible way https://medium.com/@vernam.official/vernam-partnering-with-mm-group-one-of-the-biggest-insurance-brokers-in-bulgaria-19a9e4522d2c

https://cdn-images-1.medium.com/max/800/1*Vxym56r_iNBX0hDWUJ6afg.jpeg
very good news!
member
Activity: 616
Merit: 11
Vernam partnering with MM Broker — one of the biggest insurance brokers in Bulgaria

We are already working hard on the Vernam platform, so the know-how of innovative Bulgarian broker company with 20 years of experience will help us build the platform in the best possible way https://medium.com/@vernam.official/vernam-partnering-with-mm-group-one-of-the-biggest-insurance-brokers-in-bulgaria-19a9e4522d2c

jr. member
Activity: 58
Merit: 4
This project has pretty good ideas and practicality. You are doing a great job for this project! Have a nice day for the project
Hey Thanks man, The Vernam platform’s main goal is to incentivize clients to purchase insurance products using the platform, in return for which they will receive a crypto currencydenominated award in Vernam tokens of up to the typical broker’s commission.
do you have a product already? if there is, what are those product's?
We are working on our beta version, which is scheduled for launch by the end of 2018.
Do you have referal program?


We'll launch one soon
newbie
Activity: 135
Merit: 0
It could be one of the hottest  ICOs of 2018  Roll Eyes Just look at their team, idea and low hardcap. I m obviously in
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