Author

Topic: [ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open - page 232. (Read 814542 times)

legendary
Activity: 1176
Merit: 1000
Thanks team happy can contribute to DNotes with something ... really not to much visits to blog but its there for one good interested need it
legendary
Activity: 1610
Merit: 1060
I added employment incentives plan to spanish blog, also find nice widgets for realtime price show !

http://dnotescoin.blogspot.com.es/

Thank you very much, infovortice2013.
legendary
Activity: 1932
Merit: 1111
DNotes
I added employment incentives plan to spanish blog, also find nice widgets for realtime price show !

http://dnotescoin.blogspot.com.es/

Thanks infovortice! Very cool
legendary
Activity: 1176
Merit: 1000
I added employment incentives plan to spanish blog, also find nice widgets for realtime price show !

http://dnotescoin.blogspot.com.es/
legendary
Activity: 1610
Merit: 1060
North Carolina is placing a blanket surety bond requirement on digital financial companies.


North Carolina Considers Regulating Bitcoin

North Carolina laid down to control digital currencies transactions. Regulations are being developed to make the sphere more reliable. In the beginning of May draft law passed the state House and now is directed to the Senate.

Companies dealing with digital currencies must offer customers a well-developed system of work. There are standards of consumer protection, anti-money laundering and some other that must be compulsory for everyone.

Although virtual currencies, bitcoin in particular, have some obvious advantages known for financial geeks, many customers are still far from clear-eyed understanding of the details. The whole process seems to be quite simple – people sell and purchase in the Internet and store electronic cash in wallets. It allows making transactions all over the world with minimal fees and not providing secure bank information.

But it would be incorrect to say that using digital currencies doesn’t imply any risk, which in fact caused the necessity of regulation. The Consumer Financial Protection Bureau announced that electronic money is not as safe as physical one stored on bank deposits, it’s not supported by the government, has volatile exchange rates and is prone to hacker attacks.

Ray Grace, North Carolina Banking Commissioner, reflected this contradictory nature of digital currencies saying: “There are two sides to the Bitcoin. One side is the clear potential value of the innovation, and what that could portent for the payment system. Since we’re a business friendly state, we want to facilitate that. But regulation was needed to keep bad actors out. We wanted to mitigate the risk while facilitating the potential benefits down the road.

Nowadays there are many digital currencies created on the basis of bitcoin protocol – Litecoin, Auroracoin, Peercoin. Such companies as Overstock.com, Dish Network and Expedia have contributed greatly to popularization of bitcoin and other currencies. Several US states are planning to start accepting taxes in bitcoin although final approval of this law hasn’t been received yet.

The first regulations were developed by the U.S. Treasury Department’s Financial Crimes Enforcement Network in 2013. New York followed and issued the first charter for businesses dealing with virtual currencies. It serves to protect bitcoin entrepreneurs.

According to new regulations digital financial companies in North Carolina must:

post a surety bond intended to protect customers of at least $150,000 growing to a maximum of $250,000 based on trading volume.
have a net worth of at least $250,000, which the banking commissioner could increase if deemed necessary.

conform to a clear set of prohibited practices such as never failing to send money as directed.

Source: http://www.coinspeaker.com/2015/05/26/bitcoin-news-regulation-north-carolina-9559/

"According to new regulations digital financial companies in North Carolina must:

post a surety bond intended to protect customers of at least $150,000 growing to a maximum of $250,000 based on trading volume.
have a net worth of at least $250,000, which the banking commissioner could increase if deemed necessary".


It is going to be increasing more difficult, or nearly impossible for small players to survive in the United States. This new burden by itself may not seem much, but when each of the 48 States has their own  rules and licensing requirements, it is insane. Where are the advocates small business and innovation?
legendary
Activity: 1932
Merit: 1111
DNotes
North Carolina is placing a blanket surety bond requirement on digital financial companies.


North Carolina Considers Regulating Bitcoin

North Carolina laid down to control digital currencies transactions. Regulations are being developed to make the sphere more reliable. In the beginning of May draft law passed the state House and now is directed to the Senate.

Companies dealing with digital currencies must offer customers a well-developed system of work. There are standards of consumer protection, anti-money laundering and some other that must be compulsory for everyone.

Although virtual currencies, bitcoin in particular, have some obvious advantages known for financial geeks, many customers are still far from clear-eyed understanding of the details. The whole process seems to be quite simple – people sell and purchase in the Internet and store electronic cash in wallets. It allows making transactions all over the world with minimal fees and not providing secure bank information.

But it would be incorrect to say that using digital currencies doesn’t imply any risk, which in fact caused the necessity of regulation. The Consumer Financial Protection Bureau announced that electronic money is not as safe as physical one stored on bank deposits, it’s not supported by the government, has volatile exchange rates and is prone to hacker attacks.

Ray Grace, North Carolina Banking Commissioner, reflected this contradictory nature of digital currencies saying: “There are two sides to the Bitcoin. One side is the clear potential value of the innovation, and what that could portent for the payment system. Since we’re a business friendly state, we want to facilitate that. But regulation was needed to keep bad actors out. We wanted to mitigate the risk while facilitating the potential benefits down the road.

Nowadays there are many digital currencies created on the basis of bitcoin protocol – Litecoin, Auroracoin, Peercoin. Such companies as Overstock.com, Dish Network and Expedia have contributed greatly to popularization of bitcoin and other currencies. Several US states are planning to start accepting taxes in bitcoin although final approval of this law hasn’t been received yet.

The first regulations were developed by the U.S. Treasury Department’s Financial Crimes Enforcement Network in 2013. New York followed and issued the first charter for businesses dealing with virtual currencies. It serves to protect bitcoin entrepreneurs.

According to new regulations digital financial companies in North Carolina must:

post a surety bond intended to protect customers of at least $150,000 growing to a maximum of $250,000 based on trading volume.
have a net worth of at least $250,000, which the banking commissioner could increase if deemed necessary.

conform to a clear set of prohibited practices such as never failing to send money as directed.

Source: http://www.coinspeaker.com/2015/05/26/bitcoin-news-regulation-north-carolina-9559/
legendary
Activity: 1932
Merit: 1111
DNotes
The article highlights the great partnership that IMZ's trader and I have. Me: crusty boomer. He: millennial IT professional.

It makes for really balanced input to our decision-making.

Nice to see us back on BCT. Nice to see Dnotes up in price. Thanks to those who worked to make it happen. (My part is to steadily blog over at C-moms, a real pleasure)

Mark (IndiaMikeZulu), Australia

Thank you Mark, we really appreciate the help!
IMZ
legendary
Activity: 1498
Merit: 1000
The article highlights the great partnership that IMZ's trader and I have. Me: crusty boomer. He: millennial IT professional.

It makes for really balanced input to our decision-making.

Nice to see us back on BCT. Nice to see Dnotes up in price. Thanks to those who worked to make it happen. (My part is to steadily blog over at C-moms, a real pleasure)

Mark (IndiaMikeZulu), Australia
legendary
Activity: 1932
Merit: 1111
DNotes

This is an interesting article on how the largest generation in the U.S. is going to affect the banking industry:


The Millennial Generation: Banking’s Big Problem, and It’s a Good Thing

The Millennial generation is proving to be a large force behind the transformation and disruption of the banking industry. Their distinct habits and preferences will be responsible for reshaping the global economy in the decades to come.

Millennials are the largest generation in the U.S. and the fastest growing demographic in the world. Organizations and corporations worldwide are trying to figure out how to engage this generation whose brand relationships and patterns of consumption are distinctive from those of generations past. Young people think differently, consume differently and use traditional services differently. Companies who successfully unlock the keys to the habits of Millennials will reap major profits.

The banking space has felt the effects of this more than any other industry to date. It is pretty safe to say that millennials hate traditional banking. The Millennial Disruption Index is a three-year study based on extensive interviews with over 10,000 respondents who answered questions about which industries were most likely to be disrupted in the coming decades. Key findings include:

Millennials believe banking is at the highest risk of disruption out of all the industries in the survey.
53% think their banks offer nothing different from other banks.
71% would prefer to go to a dentist than listen to what banks are saying.
1 in 3 are open to switching banks in the next 90 days.
Four leading banks — JP Morgan, Citibank, Bank of America and Wells Fargo — are among their least favorite brands.
They also have big ideas on the future of money and finance:

68% believe accessing money will be different in five years.
70% believe paying for things will be different in five years.
33% believe banks aren’t needed at all.
50% believe startups will change the way banks works.
73% would be more excited about a new offering in financial services from Google, Apple, Amazon, Paypal and Square than a nationwide bank.
It’s no wonder that banks may feel threatened and that the executives at these banks believe they could be facing increasing profit-margin pressure and outright disintermediation, as highlighted in a recent Accenture report.

Demographics and Characteristics

Goldman Sachs put out a report on the demographics and characteristics of the Millennials titled “Millennials Coming of Age.” Millennials were born between the years 1980 and 2000 and are considered the largest generation in American history at 92 million. For comparison, Generation X has 61 million and the Baby Boomers have 77 million.

Goldman recognizes five defining characteristics of this generation:

They are the first digital natives — the first generation that has grown up fully connected to smartphones and the Internet.
They have use social media in a profound way and are completely “connected.”
They have less money to spend.

continue reading: http://cointelegraph.com/news/114348/the-millennial-generation-bankings-big-problem-and-its-a-good-thing



The findings are very telling. Banks and financial services must take the changing landscape very seriously and start building new partnership with no other than DNotes. We have made and will continue to make dedicated efforts to serve both the students and the women's market. These are two very dominant forces that cannot be ignored.

DNotes is the only digital currency invited, and I will be a speaker addressing a prestigious group of investors and VCs at : Silicon Dragon NY 2015
Silicon Dragon NY 2015: Innovation Revolution
June 22, 2015, 5:30pm – 9pm
NASDAQ Market Site, 43rd / Broadway

It's quite an honor. DNotes is getting discovered. Check it out: http://www.silicondragonventures.com/events/events-2015/silicon-dragon-ny-2015/

DEALMAKER PANEL
Jim Robinson, Co-founder/Managing Partner, RRE Ventures
Pat Kenealy, Managing Director, IDG Ventures USA
Alessandro Piol, Partner & Co-founder, Alphaprime Ventures
Annemarie Tierney, VP, Head of Strategy and New Markets, NASDAQ
Sandy Carter, General Manager, Worldwide Cloud Ecosystem, IBM
Claudia Iannazzo, Partner, Pereg Ventures
Moderator: Rebecca Fannin, Silicon Dragon / Forbes

INNOVATION SPOTLIGHT: DIGITAL CURRENCIES
Francesco Rulli, Founder, BitLanders & BitCharities
Sarah Martin, VP, Digital Currency Council
Alan Yong, Founder, DNotes
Moderator: Porter Bibb, Managing Partner, MediaTech Capital Partners




legendary
Activity: 1610
Merit: 1060

This is an interesting article on how the largest generation in the U.S. is going to affect the banking industry:


The Millennial Generation: Banking’s Big Problem, and It’s a Good Thing

The Millennial generation is proving to be a large force behind the transformation and disruption of the banking industry. Their distinct habits and preferences will be responsible for reshaping the global economy in the decades to come.

Millennials are the largest generation in the U.S. and the fastest growing demographic in the world. Organizations and corporations worldwide are trying to figure out how to engage this generation whose brand relationships and patterns of consumption are distinctive from those of generations past. Young people think differently, consume differently and use traditional services differently. Companies who successfully unlock the keys to the habits of Millennials will reap major profits.

The banking space has felt the effects of this more than any other industry to date. It is pretty safe to say that millennials hate traditional banking. The Millennial Disruption Index is a three-year study based on extensive interviews with over 10,000 respondents who answered questions about which industries were most likely to be disrupted in the coming decades. Key findings include:

Millennials believe banking is at the highest risk of disruption out of all the industries in the survey.
53% think their banks offer nothing different from other banks.
71% would prefer to go to a dentist than listen to what banks are saying.
1 in 3 are open to switching banks in the next 90 days.
Four leading banks — JP Morgan, Citibank, Bank of America and Wells Fargo — are among their least favorite brands.
They also have big ideas on the future of money and finance:

68% believe accessing money will be different in five years.
70% believe paying for things will be different in five years.
33% believe banks aren’t needed at all.
50% believe startups will change the way banks works.
73% would be more excited about a new offering in financial services from Google, Apple, Amazon, Paypal and Square than a nationwide bank.
It’s no wonder that banks may feel threatened and that the executives at these banks believe they could be facing increasing profit-margin pressure and outright disintermediation, as highlighted in a recent Accenture report.

Demographics and Characteristics

Goldman Sachs put out a report on the demographics and characteristics of the Millennials titled “Millennials Coming of Age.” Millennials were born between the years 1980 and 2000 and are considered the largest generation in American history at 92 million. For comparison, Generation X has 61 million and the Baby Boomers have 77 million.

Goldman recognizes five defining characteristics of this generation:

They are the first digital natives — the first generation that has grown up fully connected to smartphones and the Internet.
They have use social media in a profound way and are completely “connected.”
They have less money to spend.

continue reading: http://cointelegraph.com/news/114348/the-millennial-generation-bankings-big-problem-and-its-a-good-thing



The findings are very telling. Banks and financial services must take the changing landscape very seriously and start building new partnership with no other than DNotes. We have made and will continue to make dedicated efforts to serve both the students and the women's market. These are two very dominant forces that cannot be ignored.

DNotes is the only digital currency invited, and I will be a speaker addressing a prestigious group of investors and VCs at : Silicon Dragon NY 2015
Silicon Dragon NY 2015: Innovation Revolution
June 22, 2015, 5:30pm – 9pm
NASDAQ Market Site, 43rd / Broadway

It's quite an honor. DNotes is getting discovered. Check it out: http://www.silicondragonventures.com/events/events-2015/silicon-dragon-ny-2015/

DEALMAKER PANEL
Jim Robinson, Co-founder/Managing Partner, RRE Ventures
Pat Kenealy, Managing Director, IDG Ventures USA
Alessandro Piol, Partner & Co-founder, Alphaprime Ventures
Annemarie Tierney, VP, Head of Strategy and New Markets, NASDAQ
Sandy Carter, General Manager, Worldwide Cloud Ecosystem, IBM
Claudia Iannazzo, Partner, Pereg Ventures
Moderator: Rebecca Fannin, Silicon Dragon / Forbes

INNOVATION SPOTLIGHT: DIGITAL CURRENCIES
Francesco Rulli, Founder, BitLanders & BitCharities
Sarah Martin, VP, Digital Currency Council
Alan Yong, Founder, DNotes
Moderator: Porter Bibb, Managing Partner, MediaTech Capital Partners

legendary
Activity: 1638
Merit: 1005

This is an interesting article on how the largest generation in the U.S. is going to affect the banking industry:


The Millennial Generation: Banking’s Big Problem, and It’s a Good Thing

The Millennial generation is proving to be a large force behind the transformation and disruption of the banking industry. Their distinct habits and preferences will be responsible for reshaping the global economy in the decades to come.

Millennials are the largest generation in the U.S. and the fastest growing demographic in the world. Organizations and corporations worldwide are trying to figure out how to engage this generation whose brand relationships and patterns of consumption are distinctive from those of generations past. Young people think differently, consume differently and use traditional services differently. Companies who successfully unlock the keys to the habits of Millennials will reap major profits.

The banking space has felt the effects of this more than any other industry to date. It is pretty safe to say that millennials hate traditional banking. The Millennial Disruption Index is a three-year study based on extensive interviews with over 10,000 respondents who answered questions about which industries were most likely to be disrupted in the coming decades. Key findings include:

Millennials believe banking is at the highest risk of disruption out of all the industries in the survey.
53% think their banks offer nothing different from other banks.
71% would prefer to go to a dentist than listen to what banks are saying.
1 in 3 are open to switching banks in the next 90 days.
Four leading banks — JP Morgan, Citibank, Bank of America and Wells Fargo — are among their least favorite brands.
They also have big ideas on the future of money and finance:

68% believe accessing money will be different in five years.
70% believe paying for things will be different in five years.
33% believe banks aren’t needed at all.
50% believe startups will change the way banks works.
73% would be more excited about a new offering in financial services from Google, Apple, Amazon, Paypal and Square than a nationwide bank.
It’s no wonder that banks may feel threatened and that the executives at these banks believe they could be facing increasing profit-margin pressure and outright disintermediation, as highlighted in a recent Accenture report.

Demographics and Characteristics

Goldman Sachs put out a report on the demographics and characteristics of the Millennials titled “Millennials Coming of Age.” Millennials were born between the years 1980 and 2000 and are considered the largest generation in American history at 92 million. For comparison, Generation X has 61 million and the Baby Boomers have 77 million.

Goldman recognizes five defining characteristics of this generation:

They are the first digital natives — the first generation that has grown up fully connected to smartphones and the Internet.
They have use social media in a profound way and are completely “connected.”
They have less money to spend.

continue reading: http://cointelegraph.com/news/114348/the-millennial-generation-bankings-big-problem-and-its-a-good-thing

legendary
Activity: 1638
Merit: 1005

The press release is starting to show up in various media outlets:


Bitcoin Alternative DNotes Launches World's First Digital Currency Employee Incentive Benefits Plan

http://www.marketwatch.com/story/bitcoin-alternative-dnotes-launches-worlds-first-digital-currency-employee-incentive-benefits-plan-2015-05-26

http://financial.tmcnet.com/news/2015/05/26/8195275.htm
legendary
Activity: 1638
Merit: 1005
legendary
Activity: 1610
Merit: 1060
Vote for Dnotes to be added at Coinomat.com https://coinomat.com/coinvoting.php
Coinomat.com offers bank transfers, withdrawals to Visa/Master card, and custom debit card for all the cryptocurrencies on its platform.
On top of that instant exchanges to all supported cryptocurrencies and e-currencies are available.
Crypto to Fiat liquidity can provide a significant boost to Dnotes.
more program details here: https://bitcointalksearch.org/topic/new-coins-at-coinomatcom-add-your-coin-1053407

I just registered and voted. This could be a good near term solution for DNotes and our Family o CRISP.
Your support will be greatly appreciated.


Quote from Coinomat:

"we launched voting for new coins https://coinomat.com/coinvoting.php
Each registered user is able to cast three free votes. Also paid votes are available.
Each month a new coin will be added according to the voting results"


Voted

Thanks, infovortice2013. I know that we can count on you. I am sure DNotes will be on top of the list before long. Its a good near term solution.

legendary
Activity: 1806
Merit: 1029
Vote for Dnotes to be added at Coinomat.com https://coinomat.com/coinvoting.php
Coinomat.com offers bank transfers, withdrawals to Visa/Master card, and custom debit card for all the cryptocurrencies on its platform.
On top of that instant exchanges to all supported cryptocurrencies and e-currencies are available.
Crypto to Fiat liquidity can provide a significant boost to Dnotes.
more program details here: https://bitcointalksearch.org/topic/new-coins-at-coinomatcom-add-your-coin-1053407

I just registered and voted. This could be a good near term solution for DNotes and our Family o CRISP.
Your support will be greatly appreciated.


Quote from Coinomat:

"we launched voting for new coins https://coinomat.com/coinvoting.php
Each registered user is able to cast three free votes. Also paid votes are available.
Each month a new coin will be added according to the voting results"


Great! Got my vote! +1

mine too Smiley
member
Activity: 92
Merit: 12
Vote for Dnotes to be added at Coinomat.com https://coinomat.com/coinvoting.php
Coinomat.com offers bank transfers, withdrawals to Visa/Master card, and custom debit card for all the cryptocurrencies on its platform.
On top of that instant exchanges to all supported cryptocurrencies and e-currencies are available.
Crypto to Fiat liquidity can provide a significant boost to Dnotes.
more program details here: https://bitcointalksearch.org/topic/new-coins-at-coinomatcom-add-your-coin-1053407

I just registered and voted. This could be a good near term solution for DNotes and our Family o CRISP.
Your support will be greatly appreciated.


Quote from Coinomat:

"we launched voting for new coins https://coinomat.com/coinvoting.php
Each registered user is able to cast three free votes. Also paid votes are available.
Each month a new coin will be added according to the voting results"


Great! Got my vote! +1
legendary
Activity: 1176
Merit: 1000
Vote for Dnotes to be added at Coinomat.com https://coinomat.com/coinvoting.php
Coinomat.com offers bank transfers, withdrawals to Visa/Master card, and custom debit card for all the cryptocurrencies on its platform.
On top of that instant exchanges to all supported cryptocurrencies and e-currencies are available.
Crypto to Fiat liquidity can provide a significant boost to Dnotes.
more program details here: https://bitcointalksearch.org/topic/new-coins-at-coinomatcom-add-your-coin-1053407

I just registered and voted. This could be a good near term solution for DNotes and our Family o CRISP.
Your support will be greatly appreciated.


Quote from Coinomat:

"we launched voting for new coins https://coinomat.com/coinvoting.php
Each registered user is able to cast three free votes. Also paid votes are available.
Each month a new coin will be added according to the voting results"


Voted
RJF
hero member
Activity: 616
Merit: 500
Online since '89...
Hey DNotes!

Congrats on your new Hero member status, you certainly earned it!   Smiley

Thanks! Looks like you are right behind me!

Uh oh! They're gaining on me... Wink

The more, the merrier right?
RJF
hero member
Activity: 616
Merit: 500
Online since '89...
Hey DNotes!

Congrats on your new Hero member status, you certainly earned it!   Smiley





Thanks! Looks like you are right behind me!

Yup, only a matter of time...
Jump to: