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Topic: [ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open - page 86. (Read 814547 times)

sr. member
Activity: 452
Merit: 250


We've decided on the site name and book title. "Calibrate Your Company; The Four Pillars of Business Success" and FourPillarsofBusinessSuccess.com (there is nothing there now). You can see the current cover concept here, you can ignore the graphics for the most part, this is the conceptual phase we will eventually hand off to a designer. So we would love to hear your comments on those.

Also, I'm getting ready to get started on the site itself so I can start messing around with the design, logo, and testing the various membership site platforms I've found. If you guys have any suggestions on anything at all, including how the site will look, what to include inside and outside of the member area, or logo please feel free to let me know. I will share as much as I can, but I'm sure it will be a week before I have anything to show.

Title sounds great. If I saw this book at the local Barnes and Noble, I would pick it up. I too like the gears concept.

+1 Great title. I think it will be a hit.
legendary
Activity: 1932
Merit: 1111
DNotes
This is the first of a 3 part series, http://dcebrief.com/the-most-popular-cryptocurrency-news-of-2015-on-social-media/, the most popular social media articles of 2015 for cryptocurrency, bitcoin, and blockchain. I wanted to do something fairly unique and interesting for our 2015 review articles, aside from Evander's yearly recap on bitcoin and our 2015 DNotes recap is coming as well.
hero member
Activity: 508
Merit: 501

Another must read article. Excellent job, Evander!

We are still at the early stage of the greatest technology revolution since the internet. The potential is just too massive for any nation or state to miss out. The smart ones will adjust and put up the welcome sign once they realized what they could be missing.

Those who adopted only the Blockchain may only get three quarters of the pie. We like to have the whole pie. The 1/4 the bankers is throwing out, from my prospective, is the best part of it. Go figure. But if we learned anything from the New York Bitlicense blunder, people do recognize their mistakes, sometimes, and make adjustments to compensate for it later.

Excellent article. My favorite quote, "Ben Lawsky......Some have compared him to a child who comes over to your house, beats your dog, breaks the coffee table, and leaves."
Good day everyone!
legendary
Activity: 1610
Merit: 1060
Overall, an interesting article. The term "FinTech", and "Blockchain" will continue to dominate the news in our industry. Bitcoin will do well but could cryptocurrency be getting more attention for a change?


Value form

"With the rise of so many forms of cryptocurrency, from bitcoin to Gaelcoin, alongside other value tokens such as mobile minutes, we’re seeing the way in which people exchange value being redesigned by the internet, particularly as value tokens are now data rather than physical bank notes."



What does 2016 have in store for fintech?
Chris Skinner presents five key areas of potential change.


Yes, 2015 was the year the fintech bubble exploded. It hasn’t burst yet, but it’s clear that fintech is the word of 2015. Everyone is talking unicorns, startups, disruption, and fintech, yet this is nothing new. I often say that I’m only known in the fintech world because I’ve worked in technology in finance all my life, and someone finally decided to put the words together. Just like Brangelina, Kimye and Bennifer, fintech is of the moment.

I want to touch on what’s emerging in the fintech world. For me, there are five clear areas of change:

 Value transfer
From TransferWise to Square to Stripe to Currency Cloud to Azimo to WorldRemit, all aspects of payments and currency movements are being revamped and rethought by the new fintech players.

Value form
With the rise of so many forms of cryptocurrency, from bitcoin to Gaelcoin, alongside other value tokens such as mobile minutes, we’re seeing the way in which people exchange value being redesigned by the internet, particularly as value tokens are now data rather than physical bank notes.

Value management
Our stores of value are also being redeveloped by robo-advisers such as Nutmeg, Betterment and WealthFront, as well as the way our accounts are presented to us from a mobile wallet to a fully fledged personal financial management system with visualization tools.

Credit risk
Everything related to connecting people who have money with people who need money is being targeted by new platforms and marketplaces that enable these two communities to connect at better rates and lower margin than through traditional credit market. This isn’t just for peer-to-peer lending, but for everything from crowdfunding trade finance to mortgages.

Trading
The fact that the internet enabled day traders to rise from their home offices has now extended to social trading and automated trading structures. Although most high-frequency traders are using proprietary low latency infrastructures, the ability to piggyback markets and trading oracles is giving rise to whole new forms of investment markets.

There are other nuances of these markets, and in 2015 everyone seemed to wake up to the fact that this is headline news. I guess it’s because we finally woke up to the idea that fintech is actually redesigning banking, insurance, wealth management and financial services generally to be marketplaces based on technology platforms instead of localized markets based on physical exchange. This doesn’t take place fast, so expect the interest in fintech to continue in 2016. The natural question then is, is this a bubble about to burst?

I answered this in March, saying that the ‘re-architecting’ of an entire system isn’t a bubble but rather an evolving ecosystem. However, the hype around fintech may get dented in 2016 as Square’s IPO disappoints (as will several more in the next year). According to M&A advisers Magister Advisors, this means that 2016 will see:

Don’t hold your breath for tech IPOs

IPOs come in waves, and all signs point to a quiet sea next year. Interest rate rises coupled with macro/political uncertainty will give an already unsteady IPO market serious vertigo.

Expect a unicorn (or two) to blow up

The tale of Fab.com showed just how quickly you can go from a $1bn valuation to a $15m fire sale. Magister Advisors is expecting that at least one tech unicorn will go to the glue factory in 2016.

leading to inevitable mass layoffs

Unicorns, with an aggregate valuation of $500bn, are overvalued by $200bn, according to Magister Advisors, which expects layoffs will be inevitable next year as valuations compress, leaving the ‘weakest 10-20%’ of workforces to look for their next job unexpectedly early. The biggest losers of a decelerating market will be the ‘unicorn aspirants’ aiming to raise $15-50m at $100-500m valuations.

Overheated mergers will cool off

M&A activity hit a record high in 2015, but will slow considerably for the tech sector in 2016 as valuations reset, Magister Advisors predicts.

Expectations take time to reset, and always lag reality. Many investors will not accept a new lower normal until at least 9-15 months have passed. Meanwhile, there will be an imbalance between seller price expectations and what buyers are prepared to pay, taming the M&A market while price expectations realign.

Expect M&A activity to return with a vengeance by 2017-2018 though, once expectations are more in line with reality.

Blockchain will dominate the fintech sector

2015 saw large financial institutions accelerate their pursuit of blockchain initiatives, and we’ll enter 2016 in a ‘race to production’, with vendors and financial institutions alike vying to see who can be first to reap the benefits in actual deployment.

Source:
http://banknxt.com/55122/fintech-change-2016/
Written by Chris Skinner
legendary
Activity: 1638
Merit: 1005
'The withdrawal complaints have prompted popular altcoin pricing site CoinMarketCap to delist the exchange . . . '

http://www.coindesk.com/altcoin-exchange-cryptsy-takes-trade-engine-offline


That is an awfully long time of misc problems of one kind or another and it sure doesn't do much for customer confidence.

We should donate a copy of Alan's book to them...  Grin
legendary
Activity: 1638
Merit: 1005



Is New York Working to Undo the Damage of BitLicense in 2016


Awesome!!

New York's BitLicense must be the go-to of what not to do when regulating cryptocurrency. Maybe its a good thing it happened so the world can see how much damage misguided regulations can do to an economy.
IMZ
legendary
Activity: 1498
Merit: 1000
'The withdrawal complaints have prompted popular altcoin pricing site CoinMarketCap to delist the exchange . . . '

http://www.coindesk.com/altcoin-exchange-cryptsy-takes-trade-engine-offline
full member
Activity: 224
Merit: 100
★YoBit.Net★ 350+ Coins Exchange & Dice
Coinmarketcap has dumped Cryptsy.

Not reporting trade, hopefully it is just a temporary thing because of Cryptsy being down.

Trading is re-enabled, withdrawals still on hold while fixing the issue (according to support in chatbox)
legendary
Activity: 1932
Merit: 1111
DNotes
Coinmarketcap has dumped Cryptsy.

Not reporting trade, hopefully it is just a temporary thing because of Cryptsy being down.
IMZ
legendary
Activity: 1498
Merit: 1000
Coinmarketcap has dumped Cryptsy.
IMZ
legendary
Activity: 1498
Merit: 1000
Quote from: indiamikezulu on Today at 09:13:22 AM

Guvvy Coin will disbenefit ‘free’ cryptos in the short term; but benefit them in the mid- and long-terms.

Why? Because governments will be educating folks about crypto-currencies, but after a while those folks will begin to understand that Guvvy Coin is just The Same Old Problem in a new (electronic) form.

So they’ll start adopting free cryptos.

Quote From Dyna Today

Great observation, Mark. I will try to be a lot nicer to the whole concept of Guvvy Coin. I like the idea of using tax dollars to help promote something that could benefit our industry. I just hope they just don't mess it up, like they normally do.

Can I call it government issued centralized digital fiat currency? (To avoid confusion with decentralized global digital currency such as DNotes) There are great differences between the two. A DCEBrief article may be in order.

As you see fit! What delights me is that IndiaMikeZulu's orientation to theory is bearing fruit, that perspectives of ours are becoming useful.
legendary
Activity: 1610
Merit: 1060
Cryptsy news:

Quote
Important System Notification

Trade engine and withdrawals paused while we investigate cause of lag. Your patience is appreciated. Thank you

Thanks for the update. I just noticed that too. It is also not reporting to CoinMarketCap.
full member
Activity: 224
Merit: 100
★YoBit.Net★ 350+ Coins Exchange & Dice
Cryptsy news:

Quote
Important System Notification

Trade engine and withdrawals paused while we investigate cause of lag. Your patience is appreciated. Thank you
legendary
Activity: 1610
Merit: 1060

If anyone is interested in who's attacking who on the internet, go here:

http://www.digitalattackmap.com/

Pretty cool.... Refresh to update.


Very cool stuff.
member
Activity: 72
Merit: 10


We've decided on the site name and book title. "Calibrate Your Company; The Four Pillars of Business Success" and FourPillarsofBusinessSuccess.com (there is nothing there now). You can see the current cover concept here, you can ignore the graphics for the most part, this is the conceptual phase we will eventually hand off to a designer. So we would love to hear your comments on those.

Also, I'm getting ready to get started on the site itself so I can start messing around with the design, logo, and testing the various membership site platforms I've found. If you guys have any suggestions on anything at all, including how the site will look, what to include inside and outside of the member area, or logo please feel free to let me know. I will share as much as I can, but I'm sure it will be a week before I have anything to show.

Title sounds great. If I saw this book at the local Barnes and Noble, I would pick it up. I too like the gears concept.
RJF
hero member
Activity: 616
Merit: 500
Online since '89...

If anyone is interested in who's attacking who on the internet, go here:

http://www.digitalattackmap.com/

Pretty cool.... Refresh to update.
legendary
Activity: 1610
Merit: 1060

Another must read article. Excellent job, Evander!

We are still at the early stage of the greatest technology revolution since the internet. The potential is just too massive for any nation or state to miss out. The smart ones will adjust and put up the welcome sign once they realized what they could be missing.

Those who adopted only the Blockchain may only get three quarters of the pie. We like to have the whole pie. The 1/4 the bankers is throwing out, from my prospective, is the best part of it. Go figure. But if we learned anything from the New York Bitlicense blunder, people do recognize their mistakes, sometimes, and make adjustments to compensate for it later.
legendary
Activity: 1932
Merit: 1111
DNotes


This is my favorite article from Evander to date.

History has shown that poor regulatory structure and practices can destroy a nation, much less a state, forcing innovators to find freedom elsewhere. Take the advent of the automobile. Britain’s infamous “Red Flag Laws” late in the 19th century forced car owners to have an engineer on board at all times, and a “Flag man” running ahead to warn pedestrians of the impending doom of the combustion engine coming towards them. Such onerous state laws forced the early automobile to Germany and the Unites States, and the British auto industry has never been the same.

legendary
Activity: 1610
Merit: 1060
Thank you, tittiecoiner. That is a good idea. I noticed that DNotes trade volume has been quite high the last few days. I trust that quite a few people must have the same idea.

Just be carefull. It seems (I have no proof, though) that withdrawals currently are only possible with funds from the hot wallets, as long as there are enough coins in. If it's empty, there's a chance the same might happen like with BTC or LTC. Like I said, it's gambling.

Fair warning, I did have problems withdrawing larger amounts of DNotes (50K +) some six weeks ago. I ended up sending smaller batches. Took me a few days but everything went through successfully.
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