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Topic: [ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open - page 89. (Read 814553 times)

legendary
Activity: 1932
Merit: 1111
DNotes

Taxpayers forced to bailout failing banks in Europe is coming to an end.


EU Taxpayers No Longer Paying Bank Bailouts is Good News for Bitcoin Adoption

People living in Europe will rejoice at the news of hearing how the trillion euro financial help packages from banks are no longer a possibility from now on. Citizens had been paying the bill for horrible banking practices, especially when struggling economies came knocking on the door for lending purposes. A new law will force the costs of bank failure bailouts on private sector creditors...

https://news.bitcoin.com/eu-taxpayers-no-longer-paying-bank-bailouts-good-news-bitcoin-adoption/

Very good. "Now that financial institutions are no longer able to get their hands on “easy” bailout packages, they might finally start to get their act together." That is often the challenge with government handouts. They become a crutch for the recipient and at the cost everyone else in the form of taxation.
IMZ
legendary
Activity: 1498
Merit: 1000
Guvvy Coins/prototypes thereof/etc.:

http://forklog.net/tunisia-to-transfer-its-national-currency-onto-blockchain

http://www.miamiherald.com/news/nation-world/world/americas/article30968391.html -- Ecuador

https://www.cryptocoinsnews.com/bitcoiners-assess-filipino-e-peso-bill-2014

And the first one that Ian and I ever encountered (though a prototype):
http://www.mobilepaymentstoday.com/articles/royal-canadian-mint-conducts-crypto-currency-trial

This is relevant:
http://insidebitcoins.com/news/liberland-europes-newly-formed-country-to-use-bitcoin/31979

‘Local government officials’ were involved in the planning of this project, but it didn’t happen:
http://www.coindesk.com/70000-caribbean-island-residents-receive-bitcoin-2015

Nations within nations:
https://www.rt.com/usa/native-american-nation-bitcoin-632

And ‘ . . . discussions have taken place with privately-owned Federal Reserve . . . “:
https://www.cryptocoinsnews.com/ibm-federal-reserve-want-create-bitcoin-knock-off

And neo-nations:
http://www.neweconomics.org/blog/entry/scotpound-a-new-digital-currency-for-scotland

And micro-nations:
http://www.businessinsider.com.au/atlantis-is-going-to-adopt-bitcoin-as-its-official-currency-2015-12

And here finally is a non-currency governmental-blockchain application:
http://www.coindesk.com/case-merging-mexicos-peso-block-chain-technology

Okay, this one too: ‘ . . . the first government in the world to use the blockchain to store data . . . ‘:
http://www.pymnts.com/exclusive-series/2015/bon-voyage-welcome-to-the-isle-of-bitcoin
legendary
Activity: 1638
Merit: 1005

Taxpayers forced to bailout failing banks in Europe is coming to an end.


EU Taxpayers No Longer Paying Bank Bailouts is Good News for Bitcoin Adoption

People living in Europe will rejoice at the news of hearing how the trillion euro financial help packages from banks are no longer a possibility from now on. Citizens had been paying the bill for horrible banking practices, especially when struggling economies came knocking on the door for lending purposes. A new law will force the costs of bank failure bailouts on private sector creditors...

https://news.bitcoin.com/eu-taxpayers-no-longer-paying-bank-bailouts-good-news-bitcoin-adoption/
legendary
Activity: 1610
Merit: 1060
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.

Oops! That was a grouping confusion, when I have not heard that much about Guvvy Coins to begin with.
Should a country adopt any honest decentralized crypto, that could be an awesome idea.

Would be, Dyna; but it isn't gonna happen because a decentralised Guvvy Coin would deprive the state of the option of QE.

There's a noteworthy glitch of definition here:

the 'classical' definition of Bitcoin is 'blockchain + decentralisation-as-instrument-of-anti-statist-politico-economic-activity.' The advent of Guvvy Coin adds an autoantonymic definition: 'blockchain + centralisation'

Although cryptos (as with most everything else) will not become perfectly binarised*, what we're gonna see is a growing consciousness of which coins are (my terms) 'free cryptos' and which are Guvvy Coins.

*Think back, Dyna, on the repeated mentions I've made of 'corporate' and 'semi-corporate' and 'Foundation' cryptos. These are those cryptos  that are 'free' in the sense of not being government-controlled, but do have far more organisation (Ripple Labs!) than those (like Unobtanium) that are staunchly adherent to the open-source ethos.

Thanks for the clarification, Mark.
IMZ
legendary
Activity: 1498
Merit: 1000
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.

Oops! That was a grouping confusion, when I have not heard that much about Guvvy Coins to begin with.
Should a country adopt any honest decentralized crypto, that could be an awesome idea.

Would be, Dyna; but it isn't gonna happen because a decentralised Guvvy Coin would deprive the state of the option of QE.

There's a noteworthy glitch of definition here:

the 'classical' definition of Bitcoin is 'blockchain + decentralisation-as-instrument-of-anti-statist-politico-economic-activity.' The advent of Guvvy Coin adds a contradictory (indeed autoantonymic) definition:

'blockchain + exactly-the-sort-of-centralisation-that-we-want-to-get-away-from'*

Although cryptos (as with most everything else) will not become perfectly binarised, what we gonna see is a growing consciousness of which coins are (my terms) 'free cryptos' and which are Guvvy Coins.


Sorry IMZ, is Guvvy short for government? I'm assuming as I follow along, but wanted to verify.

yup
legendary
Activity: 1932
Merit: 1111
DNotes
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.

Oops! That was a grouping confusion, when I have not heard that much about Guvvy Coins to begin with.
Should a country adopt any honest decentralized crypto, that could be an awesome idea.

Would be, Dyna; but it isn't gonna happen because a decentralised Guvvy Coin would deprive the state of the option of QE.

There's a noteworthy glitch of definition here:

the 'classical' definition of Bitcoin is 'blockchain + decentralisation-as-instrument-of-anti-statist-politico-economic-activity.' The advent of Guvvy Coin adds a contradictory (indeed autoantonymic) definition:

'blockchain + exactly-the-sort-of-centralisation-that-we-want-to-get-away-from'*

Although cryptos (as with most everything else) will not become perfectly binarised, what we gonna see is a growing consciousness of which coins are (my terms) 'free cryptos' and which are Guvvy Coins.



Sorry IMZ, is Guvvy short for government? I'm assuming as I follow along, but wanted to verify.
IMZ
legendary
Activity: 1498
Merit: 1000
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.

Oops! That was a grouping confusion, when I have not heard that much about Guvvy Coins to begin with.
Should a country adopt any honest decentralized crypto, that could be an awesome idea.

Would be, Dyna; but it isn't gonna happen because a decentralised Guvvy Coin would deprive the state of the option of QE.

There's a noteworthy glitch of definition here:

the 'classical' definition of Bitcoin is 'blockchain + decentralisation-as-instrument-of-anti-statist-politico-economic-activity.' The advent of Guvvy Coin adds an autoantonymic definition: 'blockchain + centralisation'

Although cryptos (as with most everything else) will not become perfectly binarised*, what we're gonna see is a growing consciousness of which coins are (my terms) 'free cryptos' and which are Guvvy Coins.

*Think back, Dyna, on the repeated mentions I've made of 'corporate' and 'semi-corporate' and 'Foundation' cryptos. These are those cryptos  that are 'free' in the sense of not being government-controlled, but do have far more organisation (Ripple Labs!) than those (like Unobtanium) that are staunchly adherent to the open-source ethos.
member
Activity: 72
Merit: 10
Reading through this article, Bitcoin's Big Challenge in 2016: Reaching 100 Million Users, I was starting to wonder if I was reading Alan's article.


"The blockchain is ubiquitous yet, as many readers of CoinDesk already know, it continues to be vastly misunderstood.

Just saying that a business can use blockchain technology means very little. Business are built in the daily grind by forging enduring relationships with users and creating communities. You can have a good team with a lousy product or can have an amazing idea but no execution. Success requires the constant application of energy, strategy, persistence and vision. But above all, it requires the delivery of products that people really appreciate.

Bitcoin and blockchain companies need to first focus on solving problems, and then build services and software that delight their customers. So far, in 2015, we are yet to solve a problem – and we’re a long way from delighting consumers."


Too much too really highlight the way I wanted. The rest of the article is a great read as well, but that is what I really wanted to share.



Good points raised in this article, much of what is discussed here in the DNotes forum.

Happy new years everyone. Keep up the good work for 2016 and DNotes will be successful.
legendary
Activity: 1932
Merit: 1111
DNotes
Reading through this article, Bitcoin's Big Challenge in 2016: Reaching 100 Million Users, I was starting to wonder if I was reading Alan's article.


"The blockchain is ubiquitous yet, as many readers of CoinDesk already know, it continues to be vastly misunderstood.

Just saying that a business can use blockchain technology means very little. Business are built in the daily grind by forging enduring relationships with users and creating communities. You can have a good team with a lousy product or can have an amazing idea but no execution. Success requires the constant application of energy, strategy, persistence and vision. But above all, it requires the delivery of products that people really appreciate.

Bitcoin and blockchain companies need to first focus on solving problems, and then build services and software that delight their customers. So far, in 2015, we are yet to solve a problem – and we’re a long way from delighting consumers."


Too much too really highlight the way I wanted. The rest of the article is a great read as well, but that is what I really wanted to share.

legendary
Activity: 1610
Merit: 1060
Bitcoin Weekly Recap 1-1-2016

Coinbase Announces Bitcoin XT Test, Gets Removed from Bitcoin.org.
Bitcoin Reaches New Milestones, Best Performing Currency of 2015.
XAPO’s Rogers Sees Bitcoin Debit Cards as Vital for Crypto Acceptance.
McAfee: Digital Currency Acceptance.

http://dcebrief.com/bitcoin-weekly-recap-1-1-2016/



McAfee: Digital Currency Acceptance. - “There will be an electronic currency, that I promise you. And if it’s Bitcoin, great. I just don’t think it will be.”

Will 2016 be the year that people start looking for the digital currency that has the potential to be 'the one'?

DNotes (AKA 'the one') is going to have a good year! Wink

It is a massive undertaking to be "the one" but that is DNotes' strategic mission since the day of launch. We are not just hoping to be the one. That has always been our plan. We know that it will be a long tough road that demands relentless tenacity and hard work.

We have never stopped to do what it takes and have continued to advance towards our ultimate goal by creating the necessary building blocks; block by block. They are all strategically linked.

2016 will be a great year, bringing us a lot closer with many more followers who may begin to understand why we have been doing what we are doing. The market value of DNotes is a reflection of investors' understanding of DNotes' mission and its strategic accomplishment. There is clearly a lack of understanding at this point. It is frustrating but not concerning.

legendary
Activity: 1638
Merit: 1005
Bitcoin Weekly Recap 1-1-2016

Coinbase Announces Bitcoin XT Test, Gets Removed from Bitcoin.org.
Bitcoin Reaches New Milestones, Best Performing Currency of 2015.
XAPO’s Rogers Sees Bitcoin Debit Cards as Vital for Crypto Acceptance.
McAfee: Digital Currency Acceptance.

http://dcebrief.com/bitcoin-weekly-recap-1-1-2016/



McAfee: Digital Currency Acceptance. - “There will be an electronic currency, that I promise you. And if it’s Bitcoin, great. I just don’t think it will be.”

Will 2016 be the year that people start looking for the digital currency that has the potential to be 'the one'?

DNotes (AKA 'the one') is going to have a good year! Wink
legendary
Activity: 1932
Merit: 1111
DNotes
Bitcoin Weekly Recap 1-1-2016

Coinbase Announces Bitcoin XT Test, Gets Removed from Bitcoin.org.
Bitcoin Reaches New Milestones, Best Performing Currency of 2015.
XAPO’s Rogers Sees Bitcoin Debit Cards as Vital for Crypto Acceptance.
McAfee: Digital Currency Acceptance.

http://dcebrief.com/bitcoin-weekly-recap-1-1-2016/
legendary
Activity: 1638
Merit: 1005

Fantastic article, Chase. We all take chances with our finances everyday of the week and not knowing it. Each day, not spending or investing smartly is a loss of value much more noticeable later part in life.
Immersed in countless hours of research as part of my book project I constantly questioned why some people or even companies are doing so much better than other.  

I just wrote this today:

"Human beings, ranked in the highest order within the animal kingdom, are gifted with a powerful capability and urge to combine their efforts and strength in organized groups, thereby developing ingenious ways and complex technology in the utilization of resources from their environment for the accomplishment of a wide variety of collective, as well as individual goals. As a whole our combined efforts, through serving in organizations, have been extremely successful in bringing civilization to what we know as the modern world today. They have constantly made progress in many material things which they seek to achieve, such as better standard of living, growth in their companies, and improved technologies. But both as an individual, as a group, and as a company, some have done significant better than others."

Why? Perhaps it has a lot to do with the way we take chances, our ability to work as a team in the most productive ways to attain common goals, and the utilization of resources available to us. And much more, of course. I thought the timing of Chase article was an interesting coincident. Great job, Chase.




Thank you very much! 

Your writing today of people coming together in strong organized groups, reminds me of a 'group building' exercise from years ago.  Everyone was asked a series of rather difficult random questions. As individuals, they were each only able to answer a few of the questions correctly.  When the group was told to combine all their answers, there was only a few of the questions that weren't answered correctly by someone.

I received a message last night from a member of another community that was so touching, it convinced me that there are enough hardworking, selfless, trustworthy, generous, grateful people here to make this industry succeed. If everyone in this industry was like this person, we'd be half way there!

Thank you Alan and Joe for having faith in me and allowing me to contribute in the building of this empire! Wink Grin

2016 is going to be a great year!

Happy New Year!

   
      I love the analogy! When a group of people all pull on the rope the same way, amazing things can happen. Happy New Year everyone. Gonna be a good one.

     Smokey


Thanks Smokey, and Happy New Year to you too!
legendary
Activity: 1610
Merit: 1060
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.

Oops! That was a grouping confusion, when I have not heard that much about Guvvy Coins to begin with.
Should a country adopt any honest decentralized crypto, that could be an awesome idea.
IMZ
legendary
Activity: 1498
Merit: 1000
@ Dyna:

tee hee -- lest there be any confusion, we think Guvvy Coins are an awful idea; but we expect stiff competition from them.
full member
Activity: 157
Merit: 100

Fantastic article, Chase. We all take chances with our finances everyday of the week and not knowing it. Each day, not spending or investing smartly is a loss of value much more noticeable later part in life.
Immersed in countless hours of research as part of my book project I constantly questioned why some people or even companies are doing so much better than other.  

I just wrote this today:

"Human beings, ranked in the highest order within the animal kingdom, are gifted with a powerful capability and urge to combine their efforts and strength in organized groups, thereby developing ingenious ways and complex technology in the utilization of resources from their environment for the accomplishment of a wide variety of collective, as well as individual goals. As a whole our combined efforts, through serving in organizations, have been extremely successful in bringing civilization to what we know as the modern world today. They have constantly made progress in many material things which they seek to achieve, such as better standard of living, growth in their companies, and improved technologies. But both as an individual, as a group, and as a company, some have done significant better than others."

Why? Perhaps it has a lot to do with the way we take chances, our ability to work as a team in the most productive ways to attain common goals, and the utilization of resources available to us. And much more, of course. I thought the timing of Chase article was an interesting coincident. Great job, Chase.




Thank you very much! 

Your writing today of people coming together in strong organized groups, reminds me of a 'group building' exercise from years ago.  Everyone was asked a series of rather difficult random questions. As individuals, they were each only able to answer a few of the questions correctly.  When the group was told to combine all their answers, there was only a few of the questions that weren't answered correctly by someone.

I received a message last night from a member of another community that was so touching, it convinced me that there are enough hardworking, selfless, trustworthy, generous, grateful people here to make this industry succeed. If everyone in this industry was like this person, we'd be half way there!

Thank you Alan and Joe for having faith in me and allowing me to contribute in the building of this empire! Wink Grin

2016 is going to be a great year!

Happy New Year!

   
      I love the analogy! When a group of people all pull on the rope the same way, amazing things can happen. Happy New Year everyone. Gonna be a good one.

     Smokey
legendary
Activity: 1610
Merit: 1060
2016: the Cabernet-Sauvignon Predictions

Meet me right here on 1/1/17, to check my score!

One: the financial crisis will henceforth, via capital-controls evasion, be the major driver of crypto prices.

Two: as the bleat in 2013 was ‘Bitcoin = drugs,’ so in 2016 it will be ‘Encryption (cryptos) = terrorism.’

Three: the collapse of A Major Exchange will see the demise of a number of low-cap/low-volume cryptos. [Kudos to Falling Knife for this one.]

Four: Bitcoin et al. will significantly increase in use as the ‘currency-on-the-hoof’ of displaced persons.

Five: Two nations (Ecuador and Tunisia) presently have national (fiat) cryptographic currencies. Another four or five will be added this year (and there’ll be evidence of governments’ intentions to use Guvvy Coins as vehicles for QE).

And a question for readers:

will we see the launch of the first successful corporate coin this year?

And thinking out loud:

IndiaMikeZulu is fond of the altcoin-cap-to-Bitcoin-cap metric. We’ve seen alt cap at 25%. We’ve seen it at 2%. It was 12-16% in mid-2015.

The pattern we’ve identified is that alts dip in price when Bitcoin spikes – but only briefly. If the spike continues, alts shoot up.

The recent/present rise in Bitcoin price we see differently -- ‘organic.’ Thus, we are puzzled as to whether our past observations apply. Alt-Btc cap has hovered around 9% for a couple of months now. Watch is closely*. Watch for it to rise above 10%.

I have predicted repeatedly that alt cap will eventually rise to 30%. Hmmm . . .

Mark (IndiaMikeZulu), Australia

*Bottom of front page of Coinmarketcap has total crypto cap. Subtract from that figure the Btc-cap number at the top of the page. Do the math.


Altcoin Marketcap will go up significantly as a group next year. There are some promising ones that should be doing well, but many may disappear.

"will we see the launch of the first successful corporate coin this year?"

It depends on the definition of "corporate coin". If you mean a truly decentralized digital currency in which the unit of account value is established by free market supply and demand, my answer is "no".
However, it does not mean that someone won't try to create money out of thin air and fool enough people to pull off a fast one. For the same reasons, I am of the opinion that the following is a bad idea:

"Two nations (Ecuador and Tunisia) presently have national (fiat) cryptographic currencies. Another four or five will be added this year (and there’ll be evidence of governments’ intentions to use Guvvy Coins as vehicles for QE)".
IMZ
legendary
Activity: 1498
Merit: 1000
2016: the Cabernet-Sauvignon Predictions

Meet me right here on 1/1/17, to check my score!

One: the financial crisis will henceforth, via capital-controls evasion, be the major driver of crypto prices.

Two: as the bleat in 2013 was ‘Bitcoin = drugs,’ so in 2016 it will be ‘Encryption (cryptos) = terrorism.’

Three: the collapse of A Major Exchange will see the demise of a number of low-cap/low-volume cryptos. [Kudos to Falling Knife for this one.]

Four: Bitcoin et al. will significantly increase in use as the ‘currency-on-the-hoof’ of displaced persons.

Five: Two nations (Ecuador and Tunisia) presently have national (fiat) cryptographic currencies. Another four or five will be added this year (and there’ll be evidence of governments’ intentions to use Guvvy Coins as vehicles for QE).

And a question for readers:

will we see the launch of the first successful corporate coin this year?

And thinking out loud:

IndiaMikeZulu is fond of the altcoin-cap-to-Bitcoin-cap metric. We’ve seen alt cap at 25%. We’ve seen it at 2%. It was 12-16% in mid-2015.

The pattern we’ve identified is that alts dip in price when Bitcoin spikes – but only briefly. If the spike continues, alts shoot up.

The recent/present rise in Bitcoin price we see differently -- ‘organic.’ Thus, we are puzzled as to whether our past observations apply. Alt-Btc cap has hovered around 9% for a couple of months now. Watch is closely*. Watch for it to rise above 10%.

I have predicted repeatedly that alt cap will eventually rise to 30%. Hmmm . . .

Mark (IndiaMikeZulu), Australia

*Bottom of front page of Coinmarketcap has total crypto cap. Subtract from that figure the Btc-cap number at the top of the page. Do the math.
legendary
Activity: 1610
Merit: 1060

Fantastic article, Chase. We all take chances with our finances everyday of the week and not knowing it. Each day, not spending or investing smartly is a loss of value much more noticeable later part in life.
Immersed in countless hours of research as part of my book project I constantly questioned why some people or even companies are doing so much better than other.  

I just wrote this today:

"Human beings, ranked in the highest order within the animal kingdom, are gifted with a powerful capability and urge to combine their efforts and strength in organized groups, thereby developing ingenious ways and complex technology in the utilization of resources from their environment for the accomplishment of a wide variety of collective, as well as individual goals. As a whole our combined efforts, through serving in organizations, have been extremely successful in bringing civilization to what we know as the modern world today. They have constantly made progress in many material things which they seek to achieve, such as better standard of living, growth in their companies, and improved technologies. But both as an individual, as a group, and as a company, some have done significant better than others."

Why? Perhaps it has a lot to do with the way we take chances, our ability to work as a team in the most productive ways to attain common goals, and the utilization of resources available to us. And much more, of course. I thought the timing of Chase article was an interesting coincident. Great job, Chase.




Thank you very much! 

Your writing today of people coming together in strong organized groups, reminds me of a 'group building' exercise from years ago.  Everyone was asked a series of rather difficult random questions. As individuals, they were each only able to answer a few of the questions correctly.  When the group was told to combine all their answers, there was only a few of the questions that weren't answered correctly by someone.

I received a message last night from a member of another community that was so touching, it convinced me that there are enough hardworking, selfless, trustworthy, generous, grateful people here to make this industry succeed. If everyone in this industry was like this person, we'd be half way there!

Thank you Alan and Joe for having faith in me and allowing me to contribute in the building of this empire! Wink Grin

2016 is going to be a great year!

Happy New Year!

You are most welcome, Chase. Likewise, we are honored and thankful for the support you and so many others have given us. Looking back, it is quite amazing how much we have accomplished in 2015. That is the power of team work at its best. Yes, 2016 will be a great year.

Happy New Year to everyone!!! 
legendary
Activity: 1610
Merit: 1060

Fantastic article, Chase. We all take chances with our finances everyday of the week and not knowing it. Each day, not spending or investing smartly is a loss of value much more noticeable later part in life.
Immersed in countless hours of research as part of my book project I constantly questioned why some people or even companies are doing so much better than other.  

I just wrote this today:

"Human beings, ranked in the highest order within the animal kingdom, are gifted with a powerful capability and urge to combine their efforts and strength in organized groups, thereby developing ingenious ways and complex technology in the utilization of resources from their environment for the accomplishment of a wide variety of collective, as well as individual goals. As a whole our combined efforts, through serving in organizations, have been extremely successful in bringing civilization to what we know as the modern world today. They have constantly made progress in many material things which they seek to achieve, such as better standard of living, growth in their companies, and improved technologies. But both as an individual, as a group, and as a company, some have done significant better than others."

Why? Perhaps it has a lot to do with the way we take chances, our ability to work as a team in the most productive ways to attain common goals, and the utilization of resources available to us. And much more, of course. I thought the timing of Chase article was an interesting coincident. Great job, Chase.




Thank you very much! 

Your writing today of people coming together in strong organized groups, reminds me of a 'group building' exercise from years ago.  Everyone was asked a series of rather difficult random questions. As individuals, they were each only able to answer a few of the questions correctly.  When the group was told to combine all their answers, there was only a few of the questions that weren't answered correctly by someone.

I received a message last night from a member of another community that was so touching, it convinced me that there are enough hardworking, selfless, trustworthy, generous, grateful people here to make this industry succeed. If everyone in this industry was like this person, we'd be half way there!

Thank you Alan and Joe for having faith in me and allowing me to contribute in the building of this empire! Wink Grin

2016 is going to be a great year!

Happy New Year!


Happy New Year!

As we say goodbye 2015 and usher in 2016,i want to wish each and every member of Dnotes family
for yours Cooperation,dedication,hard work and valuable inputs to make 2015 a great and successful year.
Now as New Year begins,I hope we will all continue to work and take our industry to even greater heights.

Wish you all Great,Prosperous,Blissful,Healthy,Delightful and Very Happy New year!

Cheers!!!


Nele

Thanks, Nele. We are all looking forward to a great 2016. Happy New Year!!
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