[ANN][PREICO] 🚀 🅱onum - Global backed loans and deposits on blockchain 🚀 - page 29.

Sartrute

full member

Activity: 522

Merit: 101

Quote from: Bonum on January 20, 2018, 05:05:09 PM

Quote from: Sartrute on January 20, 2018, 01:44:46 AM

Quote from: Bonum on November 22, 2017, 02:56:09 PM

Our bounty https://bitcointalksearch.org/topic/600k-pre-sale-airdrop-bonum-global-backed-loans-and-deposits-2433961

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Guys, Bonum - it`s backed loans platform.

So, just simple example:

You have 10 000 BFT(or btc,eth, etc...) token like investment, and your fiat just hold in this token.

We offer you lending your 10 000 BFT(or btc,eth, etc...) wich cost 10k$.
Token froze in cold wallet by our patform and we don`t touch him.
Сontract between you and platform remains in smart-contract.

And in 1 hour we send you (or u can receive fiat from our partners) 60% = 6k$ for 1 month for example.
In the end of month you send us back 6k$ + 1.8%(or less, if u lend btc + token BFT for discount), and your BFT (or btc,eth, etc...) is free.

If lending token or btc and price on market go up - you win
If lending token or btc and price on market go down to hard(lost 38.2%), you dont need pay back.

What do you think about that? We need your opinion!
-------

Dont miss your chance, from today until 25 nov, if you join our white-list, you can have + 35% bonus!
Only 750 000 tokens will be distributed on Pre-ico.

How do you freeze funds on cold wallet? Who controls it?

Good question. thnx

Loan collateral is stored in unique, multi-signature wallet. Any time collateral is transferred, multiple signatures are required.
Each collateral wallet has few multisignature structure unique to each loan. All keys are distributed between the borrower, lender, our automated technology. If a loan is repaid in full, AT and borrower’s key are used to send the collateral back to the borrower. If a default occurs, AT and lender’s key are used to liquidate the past-due loan amount.

Is this multi-signature wallet your own development? I've heard a lot about such wallets, but in practice I did not have to deal with them.

Zeppelins

copper member

Activity: 378

Merit: 112

Quote from: Bonum on January 24, 2018, 07:30:45 AM

Quote from: SirgulioB on January 24, 2018, 04:47:32 AM

Quote from: Pay4youractivity on January 24, 2018, 04:26:29 AM

It is good that lending in the crypt develops in a fair direction.

But bank lending is good because it does not require collateral.

Can you go in bank and pledge your crypto?

So far, there really is no such possibility and it is unlikely to be in the future, given the mood regarding the cryptocurrency of some countries recently.

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: Bonum on January 23, 2018, 08:59:25 AM

Quote from: Zeppelins on January 22, 2018, 07:43:29 AM

Is the bounty campaign planned? I could not find information about this?

Bounty

https://bitcointalksearch.org/topic/600k-pre-sale-airdrop-bonum-global-backed-loans-and-deposits-2433961

Nice stakes fo social media part! I'll take part in campaign on such terms.

Boristhecat

hero member

Activity: 756

Merit: 629

Quote from: LightFork on January 21, 2018, 02:49:55 AM

Quote from: Boristhecat on January 20, 2018, 12:00:19 AM

Quote from: Bonum on January 19, 2018, 04:49:12 AM

You want participate in ICO and don`t want out from position of BTC. You lend BTC and receive ETH, invest in ICO and after out from ICO, you can back your BTC and stay in position of BTC.

I do not even know. Is this a realistic option? ICO is held for several months after all.

It is quite a good option to hedge the risk of a sharp increase in the bitcoin rate.

I agree, in this case, the applicability of such an option is quite obvious.

Bonum

member

Activity: 104

Merit: 11

Quote from: SirgulioB on January 24, 2018, 04:47:32 AM

Quote from: Pay4youractivity on January 24, 2018, 04:26:29 AM

It is good that lending in the crypt develops in a fair direction.

But bank lending is good because it does not require collateral.

Can you go in bank and pledge your crypto?

Bonum

member

Activity: 104

Merit: 11

Quote from: LightFork on January 24, 2018, 03:18:53 AM

Quote from: Bonum on January 23, 2018, 09:03:38 AM

Quote from: LightFork on January 22, 2018, 03:21:31 PM

Does the project have statistics on the amount of funds that borrowers want to borrow? Is there a demand for such amounts in the market?

all statistics will be available, then platform will start work. 15 march.

I did not mean statistics specifically for your platform, but your market research. What is the demand now in common. Is there such information?

Hi, ok. Our analitycs will make some statinfo about market.

SirgulioB

full member

Activity: 477

Merit: 102

Radix-The Decentralized Finance Protocol

Quote from: Pay4youractivity on January 20, 2018, 01:04:13 AM

Quote from: SirgulioB on January 20, 2018, 12:51:50 AM

The percentage under which the platform is ready to lend you is very low. At a distance of several months, the probability of a significant change in the rate of the crypto currency is very high, so here I agree - there is a demand for such loans.

It would be fun if you could lay your share in the ICO or even in the bounty. Create a credit pyramid of such collateral) An analogue of what happens in fiat.

The share in ICO is quite material, in the bounty too. Another thing is that if all this is re-layed many times, then it turns into a pyramid.

Holopopstyir

member

Activity: 350

Merit: 11

Quote from: Boristhecat on January 24, 2018, 03:44:22 AM

Quote from: Holopopstyir on January 23, 2018, 07:45:32 AM

Quote from: Boristhecat on January 23, 2018, 07:04:50 AM

Pay4youractivity
Very good observation! If we recalculate all the interest that we pay for a bank loan with the deduction of the amounts that we have already paid (monthly payments), then the bank interest will not be so small.

But the payment in parts very much disciplines the borrower. It is difficult to pay the entire amount in one time. So in the variant that banks use, there is a sense.

I do not agree. When you paid a part, you already do not dispose of it and it does not bring you a profit. Disposing the entire amount until the end of the loan period, you would have the opportunity to earn more.

If you have a business, then yes. But you missed my argument about discipline.

Pay4youractivity

member

Activity: 336

Merit: 10

Quote from: Sartrute on January 23, 2018, 08:54:29 AM

Quote from: Pay4youractivity on January 23, 2018, 06:41:51 AM

I would like to remind you that when you take out a loan from a bank, you have to pay every month or more often, and when you borrow on such platforms, the repayment of funds occurs once at the end of the term. This is a significant difference.

Yes it is. I was always irritated by this: when we take a loan, then we pay it in installments every month. When making a deposit, we receive it back only at the end of the general term.

It is good that lending in the crypt develops in a fair direction.

KTChampions

legendary

Activity: 2478

Merit: 1951

Leading Crypto Sports Betting & Casino Platform

Quote from: Whitethoughts on January 19, 2018, 11:00:35 PM

Quote from: wnfmzm74 on January 19, 2018, 09:53:59 PM

while the guys would choose your project?
I don't think the people who don't understand altcoin would invest money to this,
and I think they would deposits their cash in Bank but not the project they don't understand.

What bank? Cheesy

If a person is not familiar with the topic of altcoins, then he will not participate in ICO at all. Why talk about such people at all?

If a person is satisfied with 1% a year in fiat, then let him go to the bank, of course.

LightFork

member

Activity: 364

Merit: 10

Quote from: Bonum on January 23, 2018, 09:03:38 AM

Quote from: LightFork on January 22, 2018, 03:21:31 PM

Does the project have statistics on the amount of funds that borrowers want to borrow? Is there a demand for such amounts in the market?

all statistics will be available, then platform will start work. 15 march.

I did not mean statistics specifically for your platform, but your market research. What is the demand now in common. Is there such information?

Bonum

member

Activity: 104

Merit: 11

Quote from: LightFork on January 22, 2018, 03:21:31 PM

Does the project have statistics on the amount of funds that borrowers want to borrow? Is there a demand for such amounts in the market?

all statistics will be available, then platform will start work. 15 march.

Bonum

member

Activity: 104

Merit: 11

Quote from: Zeppelins on January 22, 2018, 07:43:29 AM

Is the bounty campaign planned? I could not find information about this?

Bounty

https://bitcointalksearch.org/topic/600k-pre-sale-airdrop-bonum-global-backed-loans-and-deposits-2433961

talk bi

newbie

Activity: 44

Merit: 0

do not doubt this project, in terms of themes and concepts of this project will be successful in the future so make no mistake choosing tuk join this project.

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: KTChampions on January 23, 2018, 05:49:21 AM

Quote from: mv1986 on January 23, 2018, 01:06:05 AM

Guys p2p lending is a huge topic right now. Bitconnect, HomeBlockCoin, SALT, Inspeer, Lendoit, and I guarantee you there are at least ten others. I can't remember them all right now. Doesn't mean your project is worthless, but you will have to be better than others.

I fully agree with you (you have to be better than others), but does not high competition show high demand in this area?

Do not forget that behind the big demand and a lot of competition is followed by a decrease in the profits of companies. As the market reaches saturation.

Holopopstyir

member

Activity: 350

Merit: 11

Quote from: Boristhecat on January 23, 2018, 07:04:50 AM

Pay4youractivity
Very good observation! If we recalculate all the interest that we pay for a bank loan with the deduction of the amounts that we have already paid (monthly payments), then the bank interest will not be so small.

But the payment in parts very much disciplines the borrower. It is difficult to pay the entire amount in one time. So in the variant that banks use, there is a sense.

Pay4youractivity

member

Activity: 336

Merit: 10

Quote from: Sartrute on January 22, 2018, 07:38:22 PM

Quote from: Pay4youractivity on January 22, 2018, 05:14:30 PM

Most likely people understand that there they will not be helped with this issue. Plus there is interest for a loan in the region of 1 percent a day. A large sum of money should not be taken on such terms.

In the Lending section it is perfectly understood and if you borrow a lot and for a long time, the interest on the loan falls significantly.

I would like to remind you that when you take out a loan from a bank, you have to pay every month or more often, and when you borrow on such platforms, the repayment of funds occurs once at the end of the term. This is a significant difference.

LightFork

member

Activity: 364

Merit: 10

Quote from: mv1986 on January 23, 2018, 01:06:05 AM

Quote from: Bonum on January 20, 2018, 04:49:44 PM

Quote from: mv1986 on January 20, 2018, 02:40:32 AM

Quote from: Zeppelins on January 20, 2018, 02:30:21 AM

Quote from: Bonum on December 15, 2017, 02:26:33 PM

Quote

Worldwide?

The first pilot project of loans will start in offline in Russia with our partners who have 90 office in offline in different cities. If this project will be interesting and all will be tested, we will go wordwide.

The most dificult it`s different laws in fiat economy. But we work with our partners and advisers, for start prepearing our wordwide expansion.

Distinctly ambitious plans. But given the low competition in the sphere of lending, then you have every chance of it.

Given the low competition in the blockchain-based lending space? Am I observing a different crypto space than you? Cheesy

There are dozens of projects trying to make a buck on lending...

Even we know only couple in p2p, and 1 with own funds, who start 2 weeks ago, like we are. And this project have huge succes.

Guys p2p lending is a huge topic right now. Bitconnect, HomeBlockCoin, SALT, Inspeer, Lendoit, and I guarantee you there are at least ten others. I can't remember them all right now. Doesn't mean your project is worthless, but you will have to be better than others.

It's very easy to be better than Bitconnect Grin

Sartrute

full member

Activity: 522

Merit: 101

Quote from: Bonum on November 22, 2017, 02:56:09 PM

Our bounty https://bitcointalksearch.org/topic/600k-pre-sale-airdrop-bonum-global-backed-loans-and-deposits-2433961

-------

Guys, Bonum - it`s backed loans platform.

So, just simple example:

You have 10 000 BFT(or btc,eth, etc...) token like investment, and your fiat just hold in this token.

We offer you lending your 10 000 BFT(or btc,eth, etc...) wich cost 10k$.
Token froze in cold wallet by our patform and we don`t touch him.
Сontract between you and platform remains in smart-contract.

And in 1 hour we send you (or u can receive fiat from our partners) 60% = 6k$ for 1 month for example.
In the end of month you send us back 6k$ + 1.8%(or less, if u lend btc + token BFT for discount), and your BFT (or btc,eth, etc...) is free.

If lending token or btc and price on market go up - you win
If lending token or btc and price on market go down to hard(lost 38.2%), you dont need pay back.

What do you think about that? We need your opinion!
-------

Dont miss your chance, from today until 25 nov, if you join our white-list, you can have + 35% bonus!
Only 750 000 tokens will be distributed on Pre-ico.

How do you freeze funds on cold wallet? Who controls it?

mv1986

legendary

Activity: 2058

Merit: 1166

Quote from: Bonum on January 20, 2018, 04:49:44 PM

Quote from: mv1986 on January 20, 2018, 02:40:32 AM

Quote from: Zeppelins on January 20, 2018, 02:30:21 AM

Quote from: Bonum on December 15, 2017, 02:26:33 PM

Quote

Worldwide?

The first pilot project of loans will start in offline in Russia with our partners who have 90 office in offline in different cities. If this project will be interesting and all will be tested, we will go wordwide.

The most dificult it`s different laws in fiat economy. But we work with our partners and advisers, for start prepearing our wordwide expansion.

Distinctly ambitious plans. But given the low competition in the sphere of lending, then you have every chance of it.

Given the low competition in the blockchain-based lending space? Am I observing a different crypto space than you? Cheesy

There are dozens of projects trying to make a buck on lending...

Even we know only couple in p2p, and 1 with own funds, who start 2 weeks ago, like we are. And this project have huge succes.

Guys p2p lending is a huge topic right now. Bitconnect, HomeBlockCoin, SALT, Inspeer, Lendoit, and I guarantee you there are at least ten others. I can't remember them all right now. Doesn't mean your project is worthless, but you will have to be better than others.

Topic: [ANN][PREICO] 🚀 🅱onum - Global backed loans and deposits on blockchain 🚀 - page 29. (Read 14338 times)