[ANN][PREICO] 🚀 🅱onum - Global backed loans and deposits on blockchain 🚀 - page 31.

Holopopstyir

member

Activity: 350

Merit: 11

Quote from: Sartrute on January 20, 2018, 01:44:46 AM

Quote from: Bonum on November 22, 2017, 02:56:09 PM

Our bounty https://bitcointalksearch.org/topic/600k-pre-sale-airdrop-bonum-global-backed-loans-and-deposits-2433961

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Guys, Bonum - it`s backed loans platform.

So, just simple example:

You have 10 000 BFT(or btc,eth, etc...) token like investment, and your fiat just hold in this token.

We offer you lending your 10 000 BFT(or btc,eth, etc...) wich cost 10k$.
Token froze in cold wallet by our patform and we don`t touch him.
Contract between you and platform remains in smart-contract.

And in 1 hour we send you (or u can receive fiat from our partners) 60% = 6k$ for 1 month for example.
In the end of month you send us back 6k$ + 1.8%(or less, if u lend btc + token BFT for discount), and your BFT (or btc,eth, etc...) is free.

If lending token or btc and price on market go up - you win
If lending token or btc and price on market go down to hard(lost 38.2%), you dont need pay back.

What do you think about that? We need your opinion!
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Dont miss your chance, from today until 25 nov, if you join our white-list, you can have + 35% bonus!
Only 750 000 tokens will be distributed on Pre-ico.

How do you freeze funds on cold wallet? Who controls it?

May be it will be multisig wallet? Or just smart contract.

Boristhecat

hero member

Activity: 756

Merit: 629

Quote from: Bonum on January 18, 2018, 05:01:56 AM

Quote from: Boristhecat on January 18, 2018, 03:38:55 AM

I see info about hard cap (30 millions), what about soft cap?

You can see our milestones on site.

https://www.bonumchain.com/ Maybe I'm not looking there, but I can not find this information.

Pay4youractivity

member

Activity: 336

Merit: 10

Quote from: SirgulioB on January 20, 2018, 12:51:50 AM

The percentage under which the platform is ready to lend you is very low. At a distance of several months, the probability of a significant change in the rate of the crypto currency is very high, so here I agree - there is a demand for such loans.

It would be fun if you could lay your share in the ICO or even in the bounty. Create a credit pyramid of such collateral) An analogue of what happens in fiat.

LightFork

member

Activity: 364

Merit: 10

Quote from: Bonum on January 19, 2018, 04:49:12 AM

Soon you will have opportunity try our Demo. Couple week.

What functionality will be implemented in the demo version?

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: wnfmzm74 on January 19, 2018, 09:53:59 PM

while the guys would choose your project?
I don't think the people who don't understand altcoin would invest money to this,
and I think they would deposits their cash in Bank but not the project they don't understand.

What bank? Cheesy

If a person is not familiar with the topic of altcoins, then he will not participate in ICO at all. Why talk about such people at all?

KTChampions

legendary

Activity: 2478

Merit: 1951

Leading Crypto Sports Betting & Casino Platform

Quote from: Bonum on January 18, 2018, 06:13:23 AM

Quote from: Anycrypt on January 18, 2018, 05:15:42 AM

I do not really understand then - why should a borrower make a deposit in order to get a loan of 60-70% of the deposit amount.
if only for a long-term perspective, but for a one-time loan, it is not profitable

Did you know how much you will loose if you have btc, and you need eth for coupledays, and all your btc on binance(for example)?

change btc to eth - comission fee
out eth from exchange - comission fee, time
send eth to exchange - comission fee
change back eth to btc - comission fee

almost 5-10% and not so fast

5-10% on small amounts. If we speak about thousands (in $) it's just ~0,5 % i suppose.

wnfmzm74

sr. member

Activity: 262

Merit: 250

while the guys would choose your project?
I don't think the people who don't understand altcoin would invest money to this,
and I think they would deposits their cash in Bank but not the project they don't understand.

kapone.

jr. member

Activity: 67

Merit: 3

Why such a small percentage for bounty and great for advisers? Do you think they will bring you more investment than advertising from the bounty?

respectrez

member

Activity: 224

Merit: 15

Great idea. I will follow your project.

Zeppelins

copper member

Activity: 378

Merit: 112

Now I understand, thanks for your clarification. This is a really cool proposal, something like this has long been lacking. I hope that soon the platform can be tested in action.

Bonum

member

Activity: 104

Merit: 11

Quote from: Zeppelins on January 19, 2018, 02:48:45 AM

Quote from: Sartrute on January 19, 2018, 12:59:17 AM

Quote from: Zeppelins on January 18, 2018, 05:53:11 AM

Quote from: Bonum on January 18, 2018, 04:40:46 AM

The borrower makes a deposit before obtaining a loan. The loan is issued not in a 100% ratio to the value of the deposit. from 40-60%, depending on the volatility of the market and the term of the loan.
If the borrower does not fulfill the conditions, then the deposit is sold on exchanges, under 2 conditions. Falling prices to a critical level or failure to perform the contract.

If the borrower needs a loan, then to receive it, you need to deposit a deposit in the amount in which he takes the loan?

The deposit is a collaterial. So more understandable?

Then the borrower's interest is not entirely clear. If the borrower has the amount of collateral, why should he take a loan?

I will try to explain

You trust in ETH, but you need some btc for couple week.

If you exchange ETH to BTC you lost position in ETH.

Next one

You want participate in ICO and don`t want out from position of BTC. You lend BTC and receive ETH, invest in ICO and after out from ICO, you can back your BTC and stay in position of BTC.

But, this is our first product, for test mvp.
But, we work for make our service "crypto vs fiat".

Soon you will have opportunity try our Demo. Couple week.

From our White-papper:

• You need money right here and now, but you don’t want to spend your bitcoins, as it steadily grows in value.
• Perhaps you want to invest in an interesting and proﬁtable project via an ICO that's about to start or has already started, and there are less and less tokens left.
• Your mining equipment is broken and every minute of downtime is a loss of money.
• You are trading crypto currencies and are of the view that a crypto currency’s exchange rate will grow, so you want to purchase it and make even more money on its resale.
• Your bitcoin generates a passive income, and you want to use it and make a purchase in a ﬁat currency, e.g. buy a new iPhone, but leave your bitcoin untouched.

Sartrute

full member

Activity: 522

Merit: 101

Quote from: SirgulioB on January 18, 2018, 05:07:44 AM

Ok, i get it! In this case, everything is clear. it is a pity that it is impossible to know in advance the amount of funds collected to assess the prospects. But financial projects are in demand, similar ones already work, probably and for this there is a place in the market.

Yes, there are thousands of banks in the world, there are no reasons why there should not be a lot of services to provide loans in the crypt.

Zeppelins

copper member

Activity: 378

Merit: 112

Quote from: Sartrute on January 19, 2018, 12:59:17 AM

Quote from: Zeppelins on January 18, 2018, 05:53:11 AM

Quote from: Bonum on January 18, 2018, 04:40:46 AM

The borrower makes a deposit before obtaining a loan. The loan is issued not in a 100% ratio to the value of the deposit. from 40-60%, depending on the volatility of the market and the term of the loan.
If the borrower does not fulfill the conditions, then the deposit is sold on exchanges, under 2 conditions. Falling prices to a critical level or failure to perform the contract.

If the borrower needs a loan, then to receive it, you need to deposit a deposit in the amount in which he takes the loan?

The deposit is a collaterial. So more understandable?

Then the borrower's interest is not entirely clear. If the borrower has the amount of collateral, why should he take a loan?

Holopopstyir

member

Activity: 350

Merit: 11

Quote from: Bonum on January 18, 2018, 06:13:23 AM

Quote from: Anycrypt on January 18, 2018, 05:15:42 AM

I do not really understand then - why should a borrower make a deposit in order to get a loan of 60-70% of the deposit amount.
if only for a long-term perspective, but for a one-time loan, it is not profitable

Did you know how much you will loose if you have btc, and you need eth for coupledays, and all your btc on binance(for example)?

change btc to eth - comission fee
out eth from exchange - comission fee, time
send eth to exchange - comission fee
change back eth to btc - comission fee

almost 5-10% and not so fast

What is the necessity to get out of Bitcoins in ETH? To play dice?

Pay4youractivity

member

Activity: 336

Merit: 10

Quote from: Boristhecat on January 18, 2018, 11:54:03 PM

Quote from: Bonum on January 18, 2018, 05:01:56 AM

Quote from: Boristhecat on January 18, 2018, 03:38:55 AM

I see info about hard cap (30 millions), what about soft cap?

You can see our milestones on site.

https://www.bonumchain.com/ Maybe I'm not looking there, but I can not find this information.

A more interesting question is what will be done if softt cap will not be collected.

SirgulioB

full member

Activity: 477

Merit: 102

Radix-The Decentralized Finance Protocol

Quote from: Sartrute on January 17, 2018, 11:16:07 AM

Quote from: SirgulioB on January 17, 2018, 10:12:33 AM

Roadmap without dates. It is very inconvenient to look at plans in this version.

As I understand it is a road map where the dates are the sums of fees. If we reach such a sum, we will do this if the other amount then something else and so on.

Ok, i get it! In this case, everything is clear. it is a pity that it is impossible to know in advance the amount of funds collected to assess the prospects. But financial projects are in demand, similar ones already work, probably and for this there is a place in the market.

LightFork

member

Activity: 364

Merit: 10

Quote from: Whitethoughts on January 18, 2018, 10:57:35 PM

But when translating significant amounts, there is a big risk of consuming the same percentage (or even more) because of changing the exchange rate.

In this way, the platform will provide people with the opportunity to hedge these risks.

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: KTChampions on January 18, 2018, 10:37:22 PM

Quote from: Bonum on January 18, 2018, 06:13:23 AM

Quote from: Anycrypt on January 18, 2018, 05:15:42 AM

I do not really understand then - why should a borrower make a deposit in order to get a loan of 60-70% of the deposit amount.
if only for a long-term perspective, but for a one-time loan, it is not profitable

Did you know how much you will loose if you have btc, and you need eth for coupledays, and all your btc on binance(for example)?

change btc to eth - comission fee
out eth from exchange - comission fee, time
send eth to exchange - comission fee
change back eth to btc - comission fee

almost 5-10% and not so fast

5-10% on small amounts. If we speak about thousands (in $) it's just ~0,5 % i suppose.

But when translating significant amounts, there is a big risk of consuming the same percentage (or even more) because of changing the exchange rate.

Whitethoughts

member

Activity: 336

Merit: 10

Revolutionising Marketing and Loyalty

Quote from: LightFork on January 18, 2018, 04:43:50 AM

Quote from: Whitethoughts on January 17, 2018, 10:53:24 AM

If you give money at a low interest, then those who participate in the platform as a lender will receive a small profit. And vice versa. Who will you bet on when you bring in the platform - borrowers or creditors? It seems to me that you will have to bet on borrowers. And to have their own large funds for loans since creditors will be very difficult to attract at a low interest rate.

Given the loans in the direction of the crypt - crypt, the project funds should be really great.

Apparently, therefore, the project collects cash, without having a lot of money for diversification and hedging it is very difficult to give a low interest in lending.

Bonum

member

Activity: 104

Merit: 11

Quote from: Anycrypt on January 18, 2018, 05:15:42 AM

I do not really understand then - why should a borrower make a deposit in order to get a loan of 60-70% of the deposit amount.
if only for a long-term perspective, but for a one-time loan, it is not profitable

Did you know how much you will loose if you have btc, and you need eth for coupledays, and all your btc on binance(for example)?

change btc to eth - comission fee
out eth from exchange - comission fee, time
send eth to exchange - comission fee
change back eth to btc - comission fee

almost 5-10% and not so fast

Topic: [ANN][PREICO] 🚀 🅱onum - Global backed loans and deposits on blockchain 🚀 - page 31. (Read 14341 times)