You clearly aren't here since some years. Practically every bitcoiner was the way you are now. Until he learned better. When 95% of all investments, and that is no joke, turn out to be a scam, being hacked or run by inept businessmans then you need to be sceptic. Even the most promising and legit and official projects turned scam. NeoBee for example. Cyprus bitcoin bank. Very legit... until the owner scammed everyone.
Believe me, there is practically no early adopter who did not lose the majority, all or at least a huge part of his coins to scams. And they surely weren't dreamers. Spreading risk did not help either. Bitcoin area is simply very very dangerous. If you take this lightly then you will have to learn it the hard way. And that is a costly way.