investments need time to make profit so if they're afraid of losing your money they shouldn't invest in the first place. The market requires risk taking and patience so people who don't have either of them can't earn anything from it.
Yes i do agree on that, investments takes time before to grow unless you are a daily trader and you are planning to earn cryptocurrency to use in your daily needs or for living.
Cryptocurrency is not complicated those newbie traders are the people who are making the market price to dump because they tend to trade based on their emotions and they sell their coins every time the market price is dropping.