I'm also going to put this out there. While the question that the OP asked is a legitimate question. It does bring up another issue of how many one off situations are there that can happen.
Most people are fine with an insecure hot wallet on their phone and the bit of loss of privacy that comes with it.
There are ways to get around the privacy issue by running your own node and electrum server and connecting to that.
There are ways of using
https://tapsigner.com/ or some similar product for more security. You can even have a large amount of funds in an encrypted paper wallet that you import & sweep & then pay the person.
There are 100s of different scenarios / options and each person will have to figure out what will work for them.
We can go down the rabbit hole of what works for the OP, but for the next person it may not be a good answer. There is not a one size fits all for things like this.
So....how do we as a group come up with a general framework that can be more tailored to people, or is it not worth it and we treat every one as an individual thing.
-Dave
The thing with these devices is, they stand out. It looks like some sort of odd thing you are doing, you don't blend in with the average Joe. This to me is a thing to avoid. The way I see it is that when it comes to mobile transactions, you want to use a device that is not flashy, like a very common looking phone, and do not carry more than you could afford to lose carrying on your physical wallet, in terms of cash. This way, you don't make yourself a target, and if you lose the phone, you wouldn't lose some crazy amount, and you would still have a backup at home anyway. By the time they cracked access to the phone, you just would transact these funds into another address you own.
What I want to do now is to find a new phone, because I have some Galaxy phone from 10 years ago, so im assuming this Android version it's using is not updated and thus dangerous to use. And also look at what to do in terms of configuring it to find some reasonable amount of privacy. I've read on Orbot to use Tor on Android phones. I've seen Graphene but that is limited to Google phones. There are no other alternatives?
I would then basically use Electrum, and transact through Tor. I would need to consider if I would even need to transact through my node or just use some of the reasonable to use servers through Tor. Since the amounts aren't even big, it should be enough. And I don't want to connect my phone back to my node which is sitting at home physically anyway, I would rather compromise using someone else's server and send through there.