Topic: Banning Newbies from requesting loans? - page 2. (Read 1320 times)
This is a bad idea. Newbie does not automatically mean scammer. What if the newbie has collateral for the loan? Far from everyone has it, but some newbies actually do.
This isn't a perfect idea, some newbies do have valid collateral, not that I have seen that a lot. There are non newbie members requesting ridiculous loans without collateral too. If you ignore newbies who create loan request here without collateral, they will eventually go away. This has been discussed before: https://bitcointalksearch.org/topic/lending-forum-posting-restriction-implementation-881100.
What you offered wasn't valid or is non existent, there was a higher chance of you running away than repaying it.
No, i don't think so. If someone would scamm you, he could be a brand new as a Legendary. I take two Neg trust for asking for loan in my first post (and i offer a sort of collateral yoo). A today i'm here, and two days ago i had my first loan and repaid it.
I can definitely see your collateral in your first loan thread./sWhat you offered wasn't valid or is non existent, there was a higher chance of you running away than repaying it.
No, i don't think so. If someone would scamm you, he could be a brand new as a Legendary. I take two Neg trust for asking for loan in my first post (and i offer a sort of collateral yoo). A today i'm here, and two days ago i had my first loan and repaid it.
I think this would be a good idea. The loan potential of a Newbie is really rock bottom. Most newbies don't get a loan, although most loan requests are from newbies. Most are just ridiculous loans w/out collateral and any rep whatsoever.
If someone really wants a loan, they can wait three weeks and have a little more trustability.
If someone really wants a loan, they can wait three weeks and have a little more trustability.
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