BDO, BPI and Metrobank: Your thoughts?

sallymeeh27

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Quote from: Grazyah13 on July 01, 2016, 10:18:20 PM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Hi Oriannaa, I am a BPI Savings account holder, inopen ko siya nung college ako for only 110 pesos and kahit 50 pesos lang initial deposit at wala masyadong requirements except I.D which is school I.D and also one day lang ang processing. I don't know kung ganun din ba inooffer nila sa mga hindi estudyante. Ang advantage ng BPI is yung ease of deposit and transfer to other BPI account holders and kahit hindi banking days pwede ka pa din makapagsend ng money through online and mobile.

Well good nowadays kasi students are better they are smart enough to do things. Ako kasi nun college ako hindi man lang yan pumasok sa isip ko at hindi ak marunong magpunta sa mga ganyan institute kasi naasa pa ako sa magulang ko eh by that time ang alam ko lang nun pumasok humingi ng baon at gumawa ng mga projects which is sobra dami talaga na hindi na ako magkada ugaga sa gastos at hiyang hiya na ako humingi ng pambayad sa tuition fee makikita na lang ng dadi ko na nag review saka lang nya ako bigyan ng pambayad. I wish I can pay more than they did. Someday I will be able and looking forward.

stiffbud

hero member

Activity: 980

Merit: 500

Alin sa mga banko na yan ang may pinakamababang activation fee para sa master card or visa?
Meron ba dyan na pwede mag avail ng cash card? Balak ko kasi kumuha sana para sa savings yung walang masyadong magagastos at walang masyadong requirements. Baka meron kayong maisusuggest.

fernfries

newbie

Activity: 39

Merit: 0

BDO: Mataas ang maintaining balance nasa 2K. Ang maganda lang madami clang ATM Outlet
BPI: Mababa ang maintaining balance saka initial deposit. Pwedeng pwede sa mga students na gusto mag save.
Metrobank: Di ko pa natry

niall51

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Activity: 533

Merit: 250

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Quote from: Grazyah13 on July 01, 2016, 10:18:20 PM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Hi Oriannaa, I am a BPI Savings account holder, inopen ko siya nung college ako for only 110 pesos and kahit 50 pesos lang initial deposit at wala masyadong requirements except I.D which is school I.D and also one day lang ang processing. I don't know kung ganun din ba inooffer nila sa mga hindi estudyante. Ang advantage ng BPI is yung ease of deposit and transfer to other BPI account holders and kahit hindi banking days pwede ka pa din makapagsend ng money through online and mobile.

tama magdanda ang bpi dahil very transparent and smooth transactions

Grazyah13

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Activity: 66

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Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Hi Oriannaa, I am a BPI Savings account holder, inopen ko siya nung college ako for only 110 pesos and kahit 50 pesos lang initial deposit at wala masyadong requirements except I.D which is school I.D and also one day lang ang processing. I don't know kung ganun din ba inooffer nila sa mga hindi estudyante. Ang advantage ng BPI is yung ease of deposit and transfer to other BPI account holders and kahit hindi banking days pwede ka pa din makapagsend ng money through online and mobile.

sallymeeh27

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Activity: 210

Merit: 100

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Quote from: lissandra on June 28, 2016, 06:14:54 AM

Quote from: sallymeeh27 on June 20, 2016, 10:41:18 AM

Quote from: lissandra on June 20, 2016, 04:53:08 AM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

It is very nice for BPI they really provide a very good service to people just like today. I was running late for banking hours yet eventhough past na ako ng 4.30pm yet entertain pa din nila ko kasi i really need to deposit a money pero pinapasok pa din nila ako thankful talaga ako ng bongga. Sana mas gumanda pa ang service ng bpi hindi ko lang alam kung anong bank ang better din katulad nila kasi para nman hindi lang isa ang account para sure naman in case lang.

ungazzi4lyf

newbie

Activity: 23

Merit: 0

Hello guys, how about security bank? pa share naman ng na experience niyo. bad man or good. thanks..

lissandra

sr. member

Activity: 434

Merit: 250

Quote from: syndria on June 29, 2016, 01:51:13 AM

Quote from: lissandra on June 28, 2016, 06:14:54 AM

Quote from: sallymeeh27 on June 20, 2016, 10:41:18 AM

Quote from: lissandra on June 20, 2016, 04:53:08 AM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

Ang dami ko dati nabasang complaints sa kanila at nabalita din sa tv na merong mga hidin fees silang dinededuct sa bawat transaction mo. Meeon noon nag complaint sa bakit daw may ganoong fees na dati ay wala naman sabi nya sa teller hanggang sa nagkasagutan sila at nag skandalo na yung complainant dahil sabi nung manager nagkamali lang daw yung teller at ibabalik nalang yung fees na na deduct. Pero syempre hindi yun makatarungan at sinabi ng lalaki na nagkakamali ang teller ? Kahit lagi nya yan ginagawa yung trabaho nya?

Ilang beses din nagpabalik balik sa banko yung complainant bago narelease yung pera nya.

Haven't heard of that story but it's not surprising.

And that's a very frustrating and lame excuse to tell the customer.

Well what can you expect it's owned by a greedy businessman.

syndria

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Activity: 980

Merit: 500

Quote from: lissandra on June 28, 2016, 06:14:54 AM

Quote from: sallymeeh27 on June 20, 2016, 10:41:18 AM

Quote from: lissandra on June 20, 2016, 04:53:08 AM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

Ang dami ko dati nabasang complaints sa kanila at nabalita din sa tv na merong mga hidin fees silang dinededuct sa bawat transaction mo. Meeon noon nag complaint sa bakit daw may ganoong fees na dati ay wala naman sabi nya sa teller hanggang sa nagkasagutan sila at nag skandalo na yung complainant dahil sabi nung manager nagkamali lang daw yung teller at ibabalik nalang yung fees na na deduct. Pero syempre hindi yun makatarungan at sinabi ng lalaki na nagkakamali ang teller ? Kahit lagi nya yan ginagawa yung trabaho nya?

Ilang beses din nagpabalik balik sa banko yung complainant bago narelease yung pera nya.

lienfaye

hero member

Activity: 3010

Merit: 629

Hi, is there anyone here na merong bdo kabayan savings account? yung sakin kasi mag 1 year na pero hindi sya nahulugan ng pera galing abroad. ang alam ko kasi kapag nag 1 year na at hindi sya nahulugan galing abroad magiging regular savings account na lang ata sya. magkano na kaya ang maintaining balance pag ganun?

lissandra

sr. member

Activity: 434

Merit: 250

Quote from: sallymeeh27 on June 20, 2016, 10:41:18 AM

Quote from: lissandra on June 20, 2016, 04:53:08 AM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

I really can't encourage anyone to do business with BDO.

The only plus point I see from them is that they have more banks and ATM's in malls.

But their service is really bad and they've even got extra fees that would make you feel like you're being robbed, really.

When it comes to reputation in every aspect BPI is so far the best.

ungazzi4lyf

newbie

Activity: 23

Merit: 0

plan ko din mag open ng bank account.. thanks sa mga na share nyung kaalaman ang sarap basahin. god bless!

zcerx22

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Activity: 3

Merit: 0

Quote from: chineseprancing on June 20, 2016, 09:03:16 PM

Pwede kaya ako mag pagawa ng bpi account sa bpi branch dito saamin kahit ako lang mag isa? minor kasi ako and di ko pa alam kung ano ang rates nila sa pag gawa ng kahit savings account lang, para maka ipon din ako kahit papano

sa BPI i think meron silang pang students, sa saving makakapag open kna. mag babayad ka lng ng 150.00 and magdadala ng 2 valid ID (student ID/birthcertificate) , 2 1x1 pictures. pero mas advisable kung mag ask ka nlang sa branch baka may other requirements pa sila na need. one time kasi sa school namin meron silang offer for students nag bayad lang kami ng 150 and yang dalwang requirements nila. then after a week activated na siya after change ng pin. till now gamit ko pa siya for my savings.

chineseprancing

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Activity: 630

Merit: 500

Pwede kaya ako mag pagawa ng bpi account sa bpi branch dito saamin kahit ako lang mag isa? minor kasi ako and di ko pa alam kung ano ang rates nila sa pag gawa ng kahit savings account lang, para maka ipon din ako kahit papano

sallymeeh27

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Activity: 210

Merit: 100

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Quote from: lissandra on June 20, 2016, 04:53:08 AM

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

I think I may have to agree with you for BDO really fails their service with me and including close my bank account without informing me first until I find out that I was not able to use the card anymore. Well its sad that I because I trusted BDO for a very long time including work abroad which is so bad. I dont like also the issue of bank tellers in BDO stealing money from their clients this was place in news like twice and its not really good for them. Now I am thinking of not opening a bank with BDO because of this and the service they provided.

lissandra

sr. member

Activity: 434

Merit: 250

Quote from: Oriannaa on April 05, 2016, 01:19:27 AM

Anu-ano ang advantages at disadvantages ng pag-open ng account sa Philippines' top 3 banks na ito sa experience nyo? Share naman!

Ako merong account sa BDO, and planning to open another in BPI. Ano sa tingin nyo?

Yes it's good to choose BPI.

They are the best when it comes to customer service, including online transactions.

All other branches, especially BDO and Metrobank really fails when it comes to service.

You will regret BDO and Metrobank sooner or later.

Dabs

legendary

Activity: 3416

Merit: 1912

The Concierge of Crypto

Ibang ang credit rating sa regular bank account. Not related.

Credit cards and loans affect your credit rating. Bank account balance does not.

sallymeeh27

full member

Activity: 210

Merit: 100

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Nalulungkot ako kasi yun BDO account ko na close account kasi nagkaroon siya ng deductions for my insurance kaya ayun naubos eh may maintaining balance pa nman yun sana sayang talaga kasi maganda din nman ang service ng BDO. Sabi nman nila ok lang daw I can open another account from other branch masama ba ang magiging credibility ko kapag nagkakaroon ng ganun issues ako sa mga banks kasi parang sa US inaalagaan nila credit line nila dahil may chance na masira sila sa ibang institution which will make them denied from other transactions.

Rammus

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Activity: 138

Merit: 100

Quote from: Rengar on April 05, 2016, 01:54:32 AM

Quote from: boyptc on April 05, 2016, 01:52:17 AM

I have account with BPI so far ok naman sila at very accomodating yung mga staff nila everytime na magdedeposit ako. At kung gusto mo mag trading or PSE hawak din un ng BPI pero hindi ako nag gaganun

I agree. Yung BPI dito sa amin ok ang staff, may hitsura pa ang tellers. Kaso di talaga maganda ang experience ko sa hotline nila. Laging walang sumasagot. Di ko alam kung malas lang ako

I am using both BPI and BDO. Both are working well with me. I think you can also search some reviews on the internet for the 3 banks. But still, all of them are worth trying for.

boyptc

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Quote from: bitcoinboy12 on April 22, 2016, 06:36:59 PM

ATMs.

BPI - laging alanganin.. karamihan ng ATM machines nila only disposes 500 and 1000 bills

Kaya for this round..
I would go for BDO. And tama, sobrang nagkalat pa.. Parehas lang 15pesos per withdrawal ang charge if you use it for other ATMs..

Yan talaga ang kinaganda ng BDO chief halos tabi tabi lang ang mga branch niya meron nga akong nakita tapat lang at meron din may 2 commercial spaces lang na pagitan kaya yan ang advantage ni BDO at sa mga mall naman bukas siya tuwing weekends.

Topic: BDO, BPI and Metrobank: Your thoughts? (Read 4030 times)