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Topic: Best way to manage money? - page 23. (Read 61099 times)

hero member
Activity: 630
Merit: 500
RealistaToken.com
September 23, 2016, 06:43:50 AM
specify your spending every day. we can calculate how expenditures and revenues. the rest we can save
full member
Activity: 238
Merit: 100
September 23, 2016, 06:25:12 AM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
Yes managing would be a lot easier if you have not many expenses in your daily life.Save any bit of money that you can and on a regular basis.And use them only some times if extremely needed otherwise collect your savings.
member
Activity: 70
Merit: 10
September 23, 2016, 06:17:09 AM
what i do is that i always keep an emergency money in the bank with my bank card so it is always at hand for cases of emergency and each month i deduct my expenses and spend that money and if by any chance there is anything left over i would invest it , most probably in bitcoin.
hero member
Activity: 1148
Merit: 528
September 23, 2016, 05:32:53 AM
I think you should get a list of the things where you will spend your money, and try to avoid wasting it on unnecessary expenses.

Easier said than done. We can't be rational all the time, we can't do everything by the list. Sometimes those "unnecessary expenses" lighten up our lives more than anything else at the moment.

IMO you should buy unnecessary things from time to time because the ability to do so motivates you to work harder and to eran more money.
Yes, we always must need a practical and proper approach to manage money. The theoretical approaches are not leading to a happier life as life's requirement is totally different from what we have been taught so far. At the same time, it is not too hard nor sin to adjust some principles of how to manage money for a better life.
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
September 23, 2016, 04:32:57 AM
I think you should get a list of the things where you will spend your money, and try to avoid wasting it on unnecessary expenses.

Easier said than done. We can't be rational all the time, we can't do everything by the list. Sometimes those "unnecessary expenses" lighten up our lives more than anything else at the moment.

IMO you should buy unnecessary things from time to time because the ability to do so motivates you to work harder and to eran more money.
legendary
Activity: 3150
Merit: 1148
Fully Regulated Crypto Casino
September 23, 2016, 04:19:43 AM

The thing is you wouldn't know if such thing is useless until such time you buy and already use it. Most of us are easily tempted to buy things that are best sellers because we see people are using it but later we just realize that it is not good for us.

Also people are easily attracted to those products sales for up to 80% especially in the malls or branded products.

They didn't know that it's only a strategy for any warehouse to make it sold out their product batch so they can proceed on selling the other set of batch.
yeah , totally meaning is that we should buy only those things which are most useful for our daily life . because one or two time useful things became useless for us after no use . so keep your btc and money safe for your better future and wait for better increase of rate in btc .
True, using money wisely is very important for us. Buying only useful thing is very important and do not buy things that are not needed very good to manage money. Because if we buy things we do not need it just to spend money with no benefits. That includes waste and should be avoided.
The attraction to buy things we want really makes our budgeting ruin, when we like a thing we feel we need it but we will just realize after some time. Maybe we need to be more clever in buying things and learn to sacrifice our own happiness as not all things that makes us happy are good to us.
sr. member
Activity: 420
Merit: 250
September 23, 2016, 04:01:20 AM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
I think it is not an easy thing because someone must have a desire to buy something, so I think discipline is the main thing to run manage the financial
member
Activity: 70
Merit: 10
September 23, 2016, 03:29:44 AM
I think you should get a list of the things where you will spend your money, and try to avoid wasting it on unnecessary expenses.
member
Activity: 70
Merit: 10
September 23, 2016, 12:56:02 AM
Investment diversification is really  important, and it's good to have  part of the portfolio in BTC. I think it's  the most stable investment in the crypto space.
legendary
Activity: 1218
Merit: 1000
September 22, 2016, 11:47:28 PM

The thing is you wouldn't know if such thing is useless until such time you buy and already use it. Most of us are easily tempted to buy things that are best sellers because we see people are using it but later we just realize that it is not good for us.

Also people are easily attracted to those products sales for up to 80% especially in the malls or branded products.

They didn't know that it's only a strategy for any warehouse to make it sold out their product batch so they can proceed on selling the other set of batch.
yeah , totally meaning is that we should buy only those things which are most useful for our daily life . because one or two time useful things became useless for us after no use . so keep your btc and money safe for your better future and wait for better increase of rate in btc .
True, using money wisely is very important for us. Buying only useful thing is very important and do not buy things that are not needed very good to manage money. Because if we buy things we do not need it just to spend money with no benefits. That includes waste and should be avoided.
hero member
Activity: 882
Merit: 500
September 22, 2016, 11:12:43 PM

The thing is you wouldn't know if such thing is useless until such time you buy and already use it. Most of us are easily tempted to buy things that are best sellers because we see people are using it but later we just realize that it is not good for us.

Also people are easily attracted to those products sales for up to 80% especially in the malls or branded products.

They didn't know that it's only a strategy for any warehouse to make it sold out their product batch so they can proceed on selling the other set of batch.
yeah , totally meaning is that we should buy only those things which are most useful for our daily life . because one or two time useful things became useless for us after no use . so keep your btc and money safe for your better future and wait for better increase of rate in btc .
legendary
Activity: 2688
Merit: 1065
Undeads.com - P2E Runner Game
September 22, 2016, 11:01:06 PM

The thing is you wouldn't know if such thing is useless until such time you buy and already use it. Most of us are easily tempted to buy things that are best sellers because we see people are using it but later we just realize that it is not good for us.

Also people are easily attracted to those products sales for up to 80% especially in the malls or branded products.

They didn't know that it's only a strategy for any warehouse to make it sold out their product batch so they can proceed on selling the other set of batch.
hero member
Activity: 952
Merit: 500
September 22, 2016, 09:48:18 PM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
This is the simplest way to save money. Just stop spending so much and start saving your money by making a budget, not buying frivolous things, and manage your own money and don't pay a financial manager to do anything for you un;ess you have the extra money for all of that.

Yes, don't buy something useless using your money. Especially men are good for controling himself for not buying something than women. Save money is better and also get interest if you manage your money at bank.
The thing is you wouldn't know if such thing is useless until such time you buy and already use it. Most of us are easily tempted to buy things that are best sellers because we see people are using it but later we just realize that it is not good for us.
sr. member
Activity: 406
Merit: 250
September 22, 2016, 09:11:27 PM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
This is the simplest way to save money. Just stop spending so much and start saving your money by making a budget, not buying frivolous things, and manage your own money and don't pay a financial manager to do anything for you un;ess you have the extra money for all of that.

Yes, don't buy something useless using your money. Especially men are good for controling himself for not buying something than women. Save money is better and also get interest if you manage your money at bank.
legendary
Activity: 1218
Merit: 1007
September 22, 2016, 08:28:27 PM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
This is the simplest way to save money. Just stop spending so much and start saving your money by making a budget, not buying frivolous things, and manage your own money and don't pay a financial manager to do anything for you un;ess you have the extra money for all of that.
member
Activity: 70
Merit: 10
September 22, 2016, 07:49:57 PM
I think that you should save  your money, cutting your spendings  by only buying what you need. I  think that's a better way  to manage your own money.
legendary
Activity: 3248
Merit: 1130
Leading Crypto Sports Betting & Casino Platform
September 22, 2016, 12:11:53 PM
Have a list of all your expenses for the month.  Have savings account and regularly save.  Be frugal.  Avoid discounts and sales on malls.

It is easy to say that but it is really hard.  I am okay with the list you stated but I am sure you will be frustrated after you find out all the expenses you made on your list.  I have done it and since then I do not do it anymore.  It turned out that I needed an extra income because of the result I saw. 

That is the way it is. If you cannot limit your expenses and your salary is not enough, you have to find a new job that pays higher or supplement your income with part time jobs. I also am like that. All I spend is necessities but my income is not yet enough. Luckily the gig in signature campaign give some income to supplement what I earn.

Sig campaigns dont give a lot. Yes it is an addition to an income but for me it is more of an addition to my capital to trade. I mostly felt my income there. Huge amount of coins in just minutes sometimes.
hero member
Activity: 1148
Merit: 504
September 22, 2016, 11:50:14 AM
Have a list of all your expenses for the month.  Have savings account and regularly save.  Be frugal.  Avoid discounts and sales on malls.

It is easy to say that but it is really hard.  I am okay with the list you stated but I am sure you will be frustrated after you find out all the expenses you made on your list.  I have done it and since then I do not do it anymore.  It turned out that I needed an extra income because of the result I saw. 

That is the way it is. If you cannot limit your expenses and your salary is not enough, you have to find a new job that pays higher or supplement your income with part time jobs. I also am like that. All I spend is necessities but my income is not yet enough. Luckily the gig in signature campaign give some income to supplement what I earn.
legendary
Activity: 1218
Merit: 1000
September 22, 2016, 10:45:41 AM

Yes you are right it might be better not to use a credit card because it is very difficult to repay. If you're rich may be able to use credit cards but if barely fit better not to use because it is very risky. To manage the money in my opinion quite reserving 30% of income for long-term savings, it would be useful for long-term savings.
hero member
Activity: 1008
Merit: 540
September 22, 2016, 09:29:47 AM
what i do is that i always  keep an emergency money in the bank with my  bank card so it is always at hand  for cases of emergency and each month i deduct my expenses  and spend that money and if by any  chance there is anything left over  i would invest it, most  probably in btc.
Thats nice you are saving money for future emergency purposes and it is good because if you need something you can withdraw money instantly and you can pay your bill in hospital if needed and medecine also i love saving money where i can use it on my daily to use
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