...
...I repeat, almost ALL the money are in their bank account.
Most of the people are depositing by bank wire so, Bitstamp has the money as fiat currency.
Let's say the BTC from Bitstamp wallets disappear, the BTC is backed by real money(at least 90% from it)
When miners and merchants sell BTC some/many of them quickly withdraw the fiat. To say that Bitstamp can cover lost Bitcoins from the bank account makes no sense in the real world.
There is no reason to panic, since Stamp has a much better track record than Gox ever did.
I am saying that all the Bitcoin that Bitstamp's clients are buying, are bought with real money by bank wire.
These money are in Bitstamp's bank account.
more than that, imagine someone is buying 1 BTC with 300 USD by bank wire and a week after 1 BTC = 200 USD. many are selling.
Make the calculations. Bitstamp had around of 2 MIL USD deposits per day.
a month ago 1 BTC = 380 .
now 1 BTC = 280 USD
100 USD is the difference. calculate how much they earned in 1 month only from bitcoin price.
YES, they earned millions in one month
)
Ask your money back !