Say borrowing money has to be repaid every month while borrowing to trade crypto is quite risky when you are not a really reliable trader. I don't recommend borrowing money to trade crypto, because I personally experienced it. An experience where I have done both options, namely borrow to trade crypto and borrow to invest. But if there is no interest on the loan, then you are not required to pay per month then you can invest. However, are there institutions that lend money without interest? certainly not !! because the borrowed money must continue to flow. Unless you borrow money from a rich relative and he doesn't demand you pay monthly.
I dare say that because of experiencing both options as I said. As a result, I borrowed about $1000 from my brother to buy Bitcoin ($6100) if I'm not mistaken in 2020 in March and it didn't take 4 years to release it because one year later it was bullish at around $58000. Again that doesn't mean it's effective for everyone, it's just that if you have enough money in savings to buy a few sats then never borrow.
You are lucky if after you borrow from someone else, the price of bitcoin can increase dramatically and of course, you will get a big profit so you can return everything at once. But not many people can be like you because I met some friends who made the mistake of borrowing money to invest in crypto or to trade but weren't looking for more info on how to do it properly.