BTCjam - Any Thoughts or Experiances - page 25.

BTC-Bank

member

Activity: 126

Merit: 10

Quote from: shmoula on March 11, 2015, 04:32:48 PM

OMG! It's hidden under payments!!! Why they don't have it under loans tab? Thank you! (Im "User #666" in there)

Quote from: BTC-Bank on March 11, 2015, 04:26:18 PM

I don't quite understand your question but i think you asking how you can pay it.
You can go to the payments tab and on the bottom of the pages you will the buttons for each day which says ''pay now'' hit them one by one follow what is saying and when you push it all one by one thats it you have paid it!

Which member you are, if you dont mind for asking?

Kind Regards,
BTC-Bank

Yes my friend this is the refi do not go to loan page.You will go the payments page tab and there in the bottom you will see them.Try to find the payments tab when you are on dashboard it is us up on the page.

Kind Regards,
BTC-Bank.

shmoula

sr. member

Activity: 304

Merit: 250

OMG! It's hidden under payments!!! Why they don't have it under loans tab? Thank you! (Im "User #666" in there)

Quote from: BTC-Bank on March 11, 2015, 04:26:18 PM

I don't quite understand your question but i think you asking how you can pay it.
You can go to the payments tab and on the bottom of the pages you will the buttons for each day which says ''pay now'' hit them one by one follow what is saying and when you push it all one by one thats it you have paid it!

Which member you are, if you dont mind for asking?

Kind Regards,
BTC-Bank

BTC-Bank

member

Activity: 126

Merit: 10

Quote from: shmoula on March 11, 2015, 03:25:39 AM

Thanks, but I even don't see any button for one-by-one payment - not in the listing itself, not in loans table. Where I can find it? I promised to pay instantly, but it's second day now and I'm a little bit nervous.

Quote from: BTC-Bank on March 10, 2015, 09:00:41 PM

You can repay it one by one payment (single payments all together).There is not other way at the moment to repay it all together.

Kind Regards,
BTC-Bank.

I don't quite understand your question but i think you asking how you can pay it.
You can go to the payments tab and on the bottom of the pages you will the buttons for each day which says ''pay now'' hit them one by one follow what is saying and when you push it all one by one thats it you have paid it!

Which member you are, if you dont mind for asking?

Kind Regards,
BTC-Bank

shmoula

sr. member

Activity: 304

Merit: 250

Thanks, but I even don't see any button for one-by-one payment - not in the listing itself, not in loans table. Where I can find it? I promised to pay instantly, but it's second day now and I'm a little bit nervous.

Quote from: BTC-Bank on March 10, 2015, 09:00:41 PM

You can repay it one by one payment (single payments all together).There is not other way at the moment to repay it all together.

Kind Regards,
BTC-Bank.

BTC-Bank

member

Activity: 126

Merit: 10

Quote from: shmoula on March 10, 2015, 04:00:31 PM

Hey, are any borrowers here? How can I repay whole listing? There are no options to do that (nor even single payments)!

You can repay it one by one payment (single payments all together).There is not other way at the moment to repay it all together.

Kind Regards,
BTC-Bank.

shmoula

sr. member

Activity: 304

Merit: 250

Hey, are any borrowers here? How can I repay whole listing? There are no options to do that (nor even single payments)!

thy

hero member

Activity: 685

Merit: 500

Quote from: subseaguru on March 09, 2015, 03:08:41 PM

Quote from: netdev on March 09, 2015, 02:29:16 PM

Quote from: subseaguru on March 09, 2015, 12:22:41 PM

well i had some issues with bad players on btcjam. the admins dont seem to do much about them as those scammers are still showing up and asking for loans. hell i cant even get the btc out of my account. i have tried several times but the confirmation email never comes and there is no reply to support emails. IMHO just stay away. of course its your fiat.

The support is in fact bad, but the email to confirm the withdraw address it's always sent, if it's not, then yes you'll have a hard time as the support is almost non existant.

did the withdrawal request yesterday and today. still no email Sad

i guess they plan to keep my .08273 BTC.

I dont think you need to worrie, sometimes btcams support have a lot to do and it might take a few days before they get to your email, if they havent answered you in 5 days or so you could send them a new email.

monbux

legendary

Activity: 1736

Merit: 1029

Quote from: subseaguru on March 09, 2015, 12:22:41 PM

well i had some issues with bad players on btcjam. the admins dont seem to do much about them as those scammers are still showing up and asking for loans. hell i cant even get the btc out of my account. i have tried several times but the confirmation email never comes and there is no reply to support emails. IMHO just stay away. of course its your fiat.

bitjam IMO is worse than gambling. Even if someone defaults, it takes forever for the case to be transferred to netarb. In my experience, I don't even remember receiving any info regarding the borrower.

Roquene

sr. member

Activity: 420

Merit: 500

Has there ever anyone managed to get his money back from a scammer?

For example, by net-arb.com or with local debt collectors.

A C-rated investment is overdue since yesterday. The guy is from Moldova.

Unfortunately, I see little chance ...

subseaguru

hero member

Activity: 560

Merit: 504

I know the voices in my head aren't real.

Quote from: netdev on March 09, 2015, 02:29:16 PM

Quote from: subseaguru on March 09, 2015, 12:22:41 PM

well i had some issues with bad players on btcjam. the admins dont seem to do much about them as those scammers are still showing up and asking for loans. hell i cant even get the btc out of my account. i have tried several times but the confirmation email never comes and there is no reply to support emails. IMHO just stay away. of course its your fiat.

The support is in fact bad, but the email to confirm the withdraw address it's always sent, if it's not, then yes you'll have a hard time as the support is almost non existant.

did the withdrawal request yesterday and today. still no email Sad

i guess they plan to keep my .08273 BTC.

netdev

newbie

Activity: 24

Merit: 0

Quote from: subseaguru on March 09, 2015, 12:22:41 PM

well i had some issues with bad players on btcjam. the admins dont seem to do much about them as those scammers are still showing up and asking for loans. hell i cant even get the btc out of my account. i have tried several times but the confirmation email never comes and there is no reply to support emails. IMHO just stay away. of course its your fiat.

The support is in fact bad, but the email to confirm the withdraw address it's always sent, if it's not, then yes you'll have a hard time as the support is almost non existant.

subseaguru

hero member

Activity: 560

Merit: 504

I know the voices in my head aren't real.

well i had some issues with bad players on btcjam. the admins dont seem to do much about them as those scammers are still showing up and asking for loans. hell i cant even get the btc out of my account. i have tried several times but the confirmation email never comes and there is no reply to support emails. IMHO just stay away. of course its your fiat.

thy

hero member

Activity: 685

Merit: 500

Quote from: iCECooLSNiPAH on February 07, 2015, 01:40:05 PM

Im looking to invest my cold storage stash. Is there some consensus on the rate of return on BTCjam? What can I expect to make annually? Do you see this as a risky investment?

Btcjam post some info from time to time about it, some months ago they mentioned that the overall repayment rate was 87% and that the repayment rate for A rated borrower had been 98% during 2014.
If you would have invested evenly on all A rated borrowers loan you would have made 22-28% profit during 2014 accourding to btcjams official numbers depending on if you invested in normal BTC loans or USD tied loans. For B rated borrowers the numbers were 18,38%/4,12%, C rated 13,65%/-1,05% and so on.

Lending out btc on btcjam is risky just like any investment in the btcworld is but If your able to avoid most of the loans that dont get payed back or only gets partially payed back or your able to collect the missing payments throu collecting agencys/courtsystem in the borrowers country you could of couse do way better than those numbers to but its a learning process to get to know what loans to invest in and what loans/borrowers to avoid. If you decide to try it out i recommend that you start with a learning period of a few months where you only invest small amount and evaluate your result so you get better at screening loans before investing bigger. something like 50%-100% yearly interest is surely possible to achieve as a lender on btcjam if your good at it.

shmoula

sr. member

Activity: 304

Merit: 250

Of course it's risky. Even after you pick your invstments (and diversify) there is a bug chance you will be scammed. At your place I'll leave your coinz in your cold storage and try it with some small amount for a short time.

Quote from: iCECooLSNiPAH on February 07, 2015, 01:40:05 PM

Im looking to invest my cold storage stash. Is there some consensus on the rate of return on BTCjam? What can I expect to make annually? Do you see this as a risky investment?

iCECooLSNiPAH

newbie

Activity: 7

Merit: 0

Im looking to invest my cold storage stash. Is there some consensus on the rate of return on BTCjam? What can I expect to make annually? Do you see this as a risky investment?

Miasma

member

Activity: 110

Merit: 10

Quote from: eneloop on November 20, 2014, 12:10:21 PM

Hard to say (same for about all bitcoin sites). They have at least a comprehensible business model.
There is just one big negative point in comparison to BTC lending club: BTCJam earns interest when loans are activated, BTC lending club when they are repaid. Thus, BTCJam is earning even with scam loans.

What an excellent point. Why should BTCjam get paid if the lender does not get paid Huh

Crypto SI

newbie

Activity: 14

Merit: 0

I've been using BTCJam for almost 2 months now, I'm in positive territory providing the loans get paid back. There are a LOT of scammers there, and the fact that BTCJam get paid upon loan opening is definitely a problem and a bad idea. I've also joined BitlendingClub but not invested there. BTCJam uses a scoring system which I don't think provides much of a guide, however others may find it useful. The fact is that ID can be easily bought on the darkweb as can social accounts so they are not really a very secure form of verification. I go on the previous history of the borrower if they have any, and the description that they have placed on the loan. I would definitely recommend Jam to anyone interested in crypto, as it grows the legit borrowers will easily outweigh the scammers and with the crowd funding nature of the site if you do invest in a loan, you will need loads of other people not to realise it's a scam for the loan to get activated, in practice this is the best security measure of all. The comments sections are censored far too heavily for my liking and I think this coupled with the 'earning from scammers' factor will ultimately be the only reasons I would leave BTCJam.

Wattda

member

Activity: 64

Merit: 10

Good news tech support is answering my emails and it appears that I am not receiving my verification emails so they ar going to manually update my account.
I will keep everyone posted.
DW

Wattda

member

Activity: 64

Merit: 10

I am not sure how I check my spam folder from my internet provider?
I really appreciate all the help.

eneloop

legendary

Activity: 1513

Merit: 1040

I never had any withdrawing issues. You should really check your spam folder. Not your local one in outlook but your email provider.

Topic: BTCjam - Any Thoughts or Experiances - page 25. (Read 57508 times)