Topic: Create a self-pension found with BTC. (Read 725 times)

I think that's a relevant number if we have an income of approximately $700 per month it will feel very comfortable and that value is also suitable if we save it whether as regular savings or we want to invest it which is definitely routine and disciplined if possible. in the end if we remember we are safe.

Of course, it will be very risky if we choose to invest all the funds we have in an asset, as you said very appropriately, it will make someone have to start again when experiencing failure in the investment they are running.
Choosing to be able to invest in some parts will indeed be better and it will certainly be able to give profits when we experience failure in other investments and for now choosing to invest in Bitcoin is very good for the future and when we have made a profit from it then we can take some of the benefits that we have got to try to start investing according to the skills that we are well mastered.
You are right, if you think that you only focus on one type of investment, then we may miss the opportunity to make a profit from other investments and this may not be possible for us to repeat it on another opportunity and choose to be able to run several investments at once will certainly be better, but we must master it well in order to be successful in running investments.

Yes certainly to retire as a successful man is having so many other physical investment outside from your Bitcoin investment because if I'm not mistaken almost all the successful people nowadays has different types of business they are currently running and the income is coming from different places, however this is even better because when a person has diverse business they have established it helps them a lot to even achieve any amount of Bitcoin they want and still remain very wealthy because they have a multiple income generator, though is not bad for someone to only have Bitcoin as there only investment but however I have realized that it would make things more better when an investor consider establishing a physical investment attached with there current Bitcoin investment because that way they will certainly enhanced there financial growth.

However I would like to ask if you have an idea about more other lucrative physical investment outside from real state because I would like to no because I love collective ideas so that it will help me to advise others who is in need of physical investment they could choose.

And that is why investors have long ago come up with the word Diversification. And if we reveal the full concept, then it is Risk Diversification. Of course, you know that you can't put all your eggs in one basket. Therefore, in order to retire calmly, you should hold different assets, and these should not only be crypto investments, but also stocks, physical money and gold. And it is good if there are assets like real estate.
 After all, then you can be sure that if some assets fall in price, others will most likely grow. This view gives confidence that old age will be provided.

No matters if majority still doubting the potentials of Bitcoin, they will see what happen to Bitcoin later and in the future. They will only regret not joining in Bitcoin like other people and will difficult to survive when they are pension. Bitcoin doesn't need people like that because they will not believe in Bitcoin even if they see many successful investors around them.

We can not force them to think about Bitcoin and make their investment in Bitcoin. That will be personal decision to decide to invest in Bitcoin so we can let them like that without worry.

I see that thing happen to people who almost retiring and say that they want to invest in Bitcoin. If they can directly use some money for their Bitcoin investment, they will see that they are not too late and still have time. But if they don't want to do that, they will really too late to start.

Investing all your funds in one investment asset doesn't make for a good business decision-making. The stakes leaves you vulnerable that you can fall down to square-one in the event that things go south. Bitcoin is one great digital investment asset the 21century is blessed with, however while we investing in it we also venture into other physical investment for retirement 

Also, when we give too much focus on one form of investment we are likely to miss other investment opportunities that we would have augmented in expanding our profit as we diversify to both online and offline investments.

Well, investing $100 a month is more than enough but only if a person can constantly do that for 2 or more decades because life doesn't stay on track all the time, there will be ups and downs, and one might not have a job in between, and if he does, he might not be earning enough to take care of the expenditures and still be able to spare that much money, but if one can do that constantly, it will surely have great value after a couple of decades, for sure.

I'm pretty sure that a person would have way more than 2x of what they have saved in all these years because we know that the price of cryptocurrencies, specifically Bitcoin, tends to increase in value over time, and after each cycle, there might be a new all-time high, and by that time, the value will be way higher than what it is today.

So, the person saving up for so many years will surely have more than $76,000, and they can start a business with this money instead of just spending it.

The problem is majority are still doubting the potentials of bitcoin. They won't risk their hard-earned money in a volatile investment like bitcoin. And even if there are also quite significant number of successful investors who have been hodling bitcoin, still some people are still in denial that bitcoin can be sustainable in the long run. Unfortunately, they will only realize the true potentials of bitcoin when they are almost retiring which I think the duration for investing won't be totally enough.

They are only just a job seeker, and that means they don't have a job yet. So they shouldn't think in advance and say that what they will do once they retire. Even for those who already have a job, this is still not their concern but the main concern of the workers are the working environment or the tasks that are given to them. Retirement says it all, and that is they will just relax after it. I'm sure that each company who are able to hold an employees long enough can always give a benefit to them. So, they do have nothing to worry about.

Even though we don't know the future, we can't help but to think about it and try to make a plan for it. It's just that we are lacking in resources sometimes. So don't say that employees are very late when it comes to these things. You said this is part of the long-term plan, therefore 30 years of holding is still acceptable and this isn't just a normal holding or investment anyways but it also serves as our pension or retirement fund. Even if we see it that way, it is still a lot of time but time gets faster if we will not focus on it. There are still people that wants to slow down time because they think it is fast enough and they still want to enjoy their remaining time left here on earth.

I don't think you know what you're talking about, financial advisors are everywhere, they sell insurance and stuff and there's no way that they're not going to be selling to everyone if there's an opportunity to do so, financial advisor is a broad term anyway plus they're just like real estate agents, they're everywhere and do you see those agents discriminating and only helping out multimillionaires? I don't think so. Maybe what you're talking about are those hedge fund managers, those are the people that are really for multimillionaires or maybe we just live in a different country that we have a different interpretation of what a financial advisor is, and I like to also add that there are financial advisors in social media already so it's not like there's no access to these type of people as they used to be.

It is wise to start planning for retirement early, and the idea of using a self-pension fund combined with DCA is pretty attractive. On the other hand, fixed monthly savings may not consider increases due to inflation, which could take a big bite out of the purchasing power of your savings after some time. Because the rates of inflation have mostly been jumping up and down these past years, long-term projections are less predictable .

Also, a 2x return in 30 years is not quite realistic due to the volatility of markets. Not all times we experience upward movements in stock markets, and these may affect your returns. A more diversified investment approach can help you better against risks. A plan chalked out early is good, but its flexibility is quite necessary for accommodation of changing financial circumstances.

Having an investment is important for all people so they can prepare their future. But not all people get the right investment and make a profit in the future. So that is why people need to search for the right investment and start to saving their money in that investment.

If they know Bitcoin, they can start to use Bitcoin for their investment. They can use DCA method to start accumulating Bitcoin while they are still working and have the salary. They can use certain percentage to be saved in Bitcoin while they can use the other money to fills their daily needs.

25-30 years is enough for them to invest their money in Bitcoin. When they are retired from their work, they can check their investment and sell it if the Bitcoin price increase. But they can sell their Bitcoin before 25 years especially if they see Bitcoin price increase so they can take the profit and change their life to be better than before.

Assume you invest with DCA strategy with $100 monthly, this website has a calculator for you.
$100 monthly will become $3,700 in total investment capital for 5 years. Multiplying it with 6 to have a total investment capital for 30 years, it will be
$22,000 is total investment capital and with an assumption that Bitcoin continues its adoption and price growth, we will have very good ROI for investment, and have enough money for early retirement.
https://casebitcoin.com/

The yearly candle chart is very bullish.

Early Retirement planning It is a very smart move at your end in career-related activities. Free time with financial security Early stage Not only makes an informed decision to build up but also gives one a good foundation for the future ahead. The DCA-related concept to create one's own pension fund is a smart move. Especially for long-term savings By setting aside a percentage of income, say 10%, and investing it over a period of about 25-30 years, one builds a pattern of disciplined saving that can produce some decent returns.

It will show savings and solid growth. In 30 years, $100 can be a huge sum of money that would grow into $72,000 if it's valued right. This is how disciplined saving reduces the shocks caused by market fluctuations. It will further help ensure you are always building wealth to retire.

Even though the timeline may seem long, But when you look at that timeline as a planned and focused approach toward future security, it becomes doable-it really does begin early. Not only will it give your money more time to grow, but your investment more time to grow. But it helps spread financial responsibility over time and makes it less of a burden in the long run. Finally This strategy will ensure ultimate financial security and peace of mind upon approaching retirement years. The more critical this aspect is, the reason early and consistent planning is so important.


You are absolutely correct that no one is quite sure about what the future might hold for Bitcoin and how flexible the financial sector needs to be. The record of the past ten years of Bitcoin history shows tremendous flexibility and promise. There is however a very important fact; it is assured that the future of Bitcoin will remain affordable. However, which offers opportunities as well as threats

It makes total sense to structure a traditional pension and invest in Bitcoin and other assets. Using only one asset, for instance, Bitcoin, is pretty high risk. Especially when you're close to retirement. A traditional pension plan would be a great basis to have in retirement, while Bitcoin and other investments will help drive the growth of those dollars.

By maintaining a properly diversified portfolio and utilizing a blend of traditional and alternative investments in order to control all overall risks. Enjoy better control over market fluctuations. And, attain a safer financial future for you. This approach exactly fits early planning, and you are assured that your retirement savings are enough to face all types of market conditions.

Bitcoin, The future and uncertainty. This uncertainty problem is the main problem when we keep BTC as a retirement fund. Regulated Bitcoin does not yet have legal recognition for the world. This is very different from Gold, land or property. The three names have world recognition, they have value, and even become the country's foreign exchange reserves. So I think we can take advantage of the value increase to sell some parts of Bitcoin and invest in the 3 things I mentioned, Gold, land or property. So Bitcoin is an intermediary for other forms of investment.  CMIIW

There are two ways to think about this.

We still dont know what bitcoin will be in future. It can be both good and bad and hence the dichotomy. Considering the decade of bitcoin, so far so good and hence I guess the things will continue to be good. But if you are the diligent investor who tries to manage the risk you will have a conventional pension system like a job provides and keep bitcoin at the same time.

No asset should be your 100% focus, specially when it comes to the older age.

Yes, that's right and maybe we will try to adjust it so that the discussion looks more interesting and similar discussions will make more perfection when continuing to discuss. An independent retirement plan using bitcoin will be much better because it can maintain the value of the currency that people have compared to using the money that is stored in the bank. There are many retirees who do not know how to use the money other than just to meet their living needs and in the end the money will run out because it cannot generate profits.

DCA is a good foundation to apply because someone has the opportunity to accumulate according to the desired target. In this way, people can balance between spending needs and the investments they want to make. Bitcoin will continue to grow and develop in the future by investing retirement money in it will provide maximum benefits for people.

Starting early to prepare and save towards retirement is smart thinking. The Dollar-Cost Averaging (DCA) system is a brilliant one because with it anyone with the will to do it already knows the "how" to do it. Even though you mentioned saving 10% of income, I think that even 3% can works too so long as the person stay consistent and disciplined to ways the goal. The % of monthly savings could be adjusted based on the individual discretion on the economic factors.

I like the whole concept of investing in bitcoin for your retirement but I wouldn't only put my money into bitcoin for that long because perhaps we don't know what bitcoin be in the nearest 10 years but I know how solid my investment could be if I put in such discipline in buying lands and landed properties even though this my statement is biased based on where I leave.

My whole idea is never to put all you eggs in one basket even though I love the concept of bitcoin I wouldn't only put $100 into bitcoin for over 30 years of employment inside I will figure out a way to keep investment in real estate and still keep a spot bitcoin too.

In the end,  the context is about DCA investing in bitcoin and indeed i agree with that because in the end what I am doing now by investing and doing DCA schemes which is one of the strategies that I have done in the last few years is for the better long term.

Even though maybe when talking about pension funds it is still too far away for me at the moment but in the end this is not a problem because in the end this becomes an option for me to do because my initial plan only has a term for at least 10 years but when it can go further in bitcoin and even until when I retire then why not because in the end this becomes optional because the most important thing in this case the goal must be based on strong confidence to stay in the investment that we do.