Credit card bans introduced in Ireland. - page 6.

tippytoes

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Quote from: Baofeng on August 30, 2021, 05:39:12 PM

That's very strict in my opinion, nevertheless, the government has the total power to control everything so gamblers in Ireland can't do anything about it. But gamblers will be gamblers, this is just one step, but they will always find a way to bet on any sports regardless of this credit card bans. So I don't think they can really curb upon gambling in their country, on the contrary it might get worst as those gamblers will find a way to continue their activity or worse their addiction through loan sharks.

Gamblers will always find a way how to bet on their sports. This is just one way to limit their credit card usage. Maybe, the government is also receiving complaints from these credit card providers so they take action where they have control over with. But I do agree that these regular gamblers, they can go beyond their means if they need to just to gamble.

Baofeng

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That's very strict in my opinion, nevertheless, the government has the total power to control everything so gamblers in Ireland can't do anything about it. But gamblers will be gamblers, this is just one step, but they will always find a way to bet on any sports regardless of this credit card bans. So I don't think they can really curb upon gambling in their country, on the contrary it might get worst as those gamblers will find a way to continue their activity or worse their addiction through loan sharks.

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Quote from: chaser15 on August 30, 2021, 04:59:13 PM

They really came up to the point of banning credit cards. I don't know how it can affect the gambling activities of most people. Gamblers have lots of options even without the use of credit cards.

They said about terms of player protection measures in the article.
Well, Could this be related to the previous gambling activity where many gamblers use credit cards excessively and there are various complaints?
If there have been several bad impacts of the use of credit cards in gambling previously, it makes sense. It may be to protect the gamblers in order to be more and more enough to manage the loss and money management.
However, actually, gambling can be done by another type of payment. It may be still going well, but of course, it may be limited when some people must have cash or money when they want to get gambling.

chaser15

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They really came up to the point of banning credit cards. I don't know how it can affect the gambling activities of most people. Gamblers have lots of options even without the use of credit cards.

The ban is already take effect right? Let's see if it will reach or be able to fulfill the purpose for the next following weeks or months.

gagux123

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wow... are they really going to ban Bookmakers credit cards in Ireland!!?
I am sorry to ask, but... why would they do this!??
I don't see any logic in this attitude Huh

Hydrogen

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The advertising ban meanwhile will be before 9pm, and will run from five minutes before the live sporting event until five minutes after, but will not include horse racing or greyhound racing.

This is strange to me. Horse and greyhound racing have to be two of the hardest sports to gamble consistently. Also probably two of the biggest money losers for gamblers. If the goal were to protect gamblers from losses, I would expect horse and greyhound racing to be at the top of an advertising ban. Many things do not make sense about this latest "war on gambling" which state authorities have taken upon themselves to pursue. For whatever reason?

I hope credit card bans here push crypto mass adoption in ireland. Perhaps the irish can find value in NFTs, DEFI and blockchain gaming.

With all the problems the world has at the moment, it seems strange that anti gambling measures would be so highly prioritized.

milewilda

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Quote from: seleme on August 30, 2021, 04:25:47 PM

No idea why such protection is applied for Irish gamblers but gambling addiction can lead to a full credit limit. Not all gamblers are able to control themselves, sometimes government has to intervene for restricting their access and busting the bank account balance. Maybe it is time for Irish gamblers to use the crypto casinos..

This is why they are implementing this, many are using credit cards until they reach their credit limit and I'm sure some of them will not be able to pay their limit and that could be a big problem to both parties especially on the side of gamblers.

Crypto gambling is a good option because only those who have the money can play but if you are already addict in gambling, you'll always find a way. Better to control your gambling activities personally, the government can't totally help you with this one.

I cant say that they wont able to repay those but in most cases they would really be experiencing some problems if spending would really be that excessively high or already on the roof.
Getting credit card isnt something that an ordinary or low earner could easily get which knowing banks which are really that keen on selecting those people or clients that would be granted
there might be some limits but it would neither be big or small depending on someones capacity. Banning credit card is a good move but not totally a solution for addiction problems.

seleme

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No idea why such protection is applied for Irish gamblers but gambling addiction can lead to a full credit limit. Not all gamblers are able to control themselves, sometimes government has to intervene for restricting their access and busting the bank account balance. Maybe it is time for Irish gamblers to use the crypto casinos.. The gambling limits should be there no matter how government suggests you to play, it is your own money at the end of day. Specific requests and limiting the access to gambling platforms sounds better than decreasing the limit or even ban.

mindrust

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This will drive up crypto adoption imo. Just because people can't use their credit cards doesn't mean that they will stop gambling. They will find something else. It will be either their debit cards or their crypto balance. Since it is a child's play to buy/sell crypto now they will probably avoid the headache of using banks again and use crypto instead. That's the most logical way to approach this ban.

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Quote from: fiulpro on August 30, 2021, 12:10:19 PM

Bookmakers have agreed to an industry wide ban on credit cards apparently they are a part of an updated code of safe gambling practices introduced by IBA. Therefore if you do live in Ireland then you have to take care of these things. It will be both applicable in online and offline shops.

Quote

The advertising ban meanwhile will be before 9pm, and will run from five minutes before the live sporting event until five minutes after, but will not include horse racing or greyhound racing.

Also not just that they have a whistle to whistle advertising ban being introduced.

Quote

“We recognise that there is a need for the industry to continue to develop the highest of standards for safer gambling,” said Byrne. “We believe in particular that the credit card ban and the 'whistle-to-whistle' advertising restrictions are significant steps on that path.

These might be a very good fit for the safer gambling regulations which is going to be there soon enough in Ireland.

Quote

“This Code is not the answer to problem gambling and we believe there is more that can be done within the forum provided by a regulator. However, we believe that these measures continue the journey the industry has been on in recent years, to ensure standards are increased for all.”

Source : https://www.gamblinginsider.com/news/12963/credit-card-and-whistle-to-whistle-bans-introduced-in-ireland

I don't really get the brain behind the banning of credit card which could affect the aim of human right of freedom to engage in legal activities. For the government to ban the use of credit card for a particular period of time has a reason, maybe to reduce the rate at which gamblers and other illegal activities are being carried out with the use of credit cards. I jowp this is only limited to a particular period of time and would not be extended if it is violated.

Vaskiy

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Through the credit cards people might've taken beyond the credit limit for the gambling purpose. Probably the government might've taken a survey and understood about the increase in the usage of credit cards on gambling. When the user isn't able to pay the amount, it keeps adding the amount with penalty and interest. The initiative taken by the government is good to stop such gamblers. If they use debit cards they play with their earnings and there won't be issues as the credit cards.

crzy

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Quote from: Pmalek on August 30, 2021, 02:43:06 PM

If they are banning credit cards, what about debit or prepaid cards? They have also not mentioned anything about payment processors and how the ban will affect the use of those. A workaround (unless patched) could be to upload money into Skrill, Neteller, PayPal, or some of the other instant payment processors and then send those funds to a casino/sportsbook.

Debit cards meaning you are spending your own money and not borrowing just to gamble, so technically it should be accepted and maybe this new rule is meant to prevent those spenders using credit card, and maybe the rate of unpaid cards are high especially on those gambling activities. Offline transactions should not be limited as long as its not about gambling.

carlfebz2

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Quote from: Pmalek on August 30, 2021, 02:43:06 PM

If they are banning credit cards, what about debit or prepaid cards? They have also not mentioned anything about payment processors and how the ban will affect the use of those. A workaround (unless patched) could be to upload money into Skrill, Neteller, PayPal, or some of the other instant payment processors and then send those funds to a casino/sportsbook.

There are lots of ways actually or methods for someone who do really need to gamble out and if they do directly ban out credit cards then they can use up another service or payment processors

which basically means that this is somewhat a pointless kind of ban since it can still be bypassed for those people who do really love to gamble but at least its a good initiative and they do

show off some concern about gambling addiction and credit card usage on gambling isnt really something worth of.

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Quote from: Pmalek on August 30, 2021, 02:43:06 PM

If they are banning credit cards, what about debit or prepaid cards? They have also not mentioned anything about payment processors and how the ban will affect the use of those.

Technically in most cases, debit cards should have an active balance funded by cardholders before can be accepted. Unlike in credit cards where people freely can pay anything as long as within their card limits and just pay it later on. Because of the convenience part of using credit cards, gamblers can deposit right away to start gambling.

Banning credit card purchases might be one of the best solutions to minimize gambling activities however there are no sources or statistics showing most gamblers are really using mostly their credit cards for in-game credits. And in general, gamblers do have lots of ways on their mind just to make it possible to gamble beyond their limitations.

Pmalek

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If they are banning credit cards, what about debit or prepaid cards? They have also not mentioned anything about payment processors and how the ban will affect the use of those. A workaround (unless patched) could be to upload money into Skrill, Neteller, PayPal, or some of the other instant payment processors and then send those funds to a casino/sportsbook.

Slow death

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I think that measures like these are a bit of a dictatorship, people have the right to do what they want with their money and there's something I didn't see in the article:

- in the article they do not say how many people are in the gambling who use credit cards and who had problems spending more than they should.

without this statistics, how does the government make this type of decision? or is there such a statistic?

coupable

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Quote from: Sanugarid on August 30, 2021, 12:57:25 PM

Quote from: uneng on August 30, 2021, 12:51:30 PM

Worthless proposition from worthless authorities. Gamblers won't stop gambling and going into debt because credit cards and advertisements are going to be censored. There are another ways to acquire credit to gamble and I would say they are much more dangerous if compared to credit cards... Or maybe these gamblers can just move to another country to play without any problems.

If the people who introduced this ban were really worried about gamblers, they would firstly worry about the mental health of the players and help them with that. That is the root of the problem.

Totally agree but to be fair, they're really not deterring gambling here, remember that the gambling industry in almost any country is a big cash cow for the government so they sort of do the illusion and try to make it look like they're doing something, why are you mad? That's expected when it comes to how the government acts.

This overpass that it's an illusion made by a governamental authority to look interested in the people habits/health; For sure, the one who propposed to censor credit cards and advertisements knows that it's a dumb solution, but didn't he know how this will infect the global economy of the country? Irish authorities should also take into consideration the status of the advertisements companies and debit-cards services providers. Gambling is a big industry and not just a funny hobby that may cause healthy problem ( i believe that addiction is a desease and should be treated by doctors not by politiciens) .
I totally agree with the opinion of uneng .

Fortify

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Quote from: fiulpro on August 30, 2021, 12:10:19 PM

Bookmakers have agreed to an industry wide ban on credit cards apparently they are a part of an updated code of safe gambling practices introduced by IBA. Therefore if you do live in Ireland then you have to take care of these things. It will be both applicable in online and offline shops.

Quote

The advertising ban meanwhile will be before 9pm, and will run from five minutes before the live sporting event until five minutes after, but will not include horse racing or greyhound racing.

Also not just that they have a whistle to whistle advertising ban being introduced.

Quote

“We recognise that there is a need for the industry to continue to develop the highest of standards for safer gambling,” said Byrne. “We believe in particular that the credit card ban and the 'whistle-to-whistle' advertising restrictions are significant steps on that path.

These might be a very good fit for the safer gambling regulations which is going to be there soon enough in Ireland.

Quote

“This Code is not the answer to problem gambling and we believe there is more that can be done within the forum provided by a regulator. However, we believe that these measures continue the journey the industry has been on in recent years, to ensure standards are increased for all.”

Source : https://www.gamblinginsider.com/news/12963/credit-card-and-whistle-to-whistle-bans-introduced-in-ireland

It's a very sensible idea that is used in a lot of countries now a days, nothing unusual about it at all. If people want to gamble with their own money then all power to them, however they should not be allowed to gamble on credit and dig themselves into a potentially very big hole. Any responsible government should back this idea, because it is ultimately the wider society that will suffer because this leads to a person with deep despair in life. It is also better for gambling companies who want long term customers and not irresponsible whales who pop pretty quick. It is the credit card companies that inevitably pick up the bill when these people go bankrupt and it doesn't seem right for casinos to walk away with all the money and no consequences.

Fatunad

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Quote from: alegotardo on August 30, 2021, 01:22:23 PM

Quote from: fiulpro on August 30, 2021, 12:10:19 PM

Bookmakers have agreed to an industry wide ban on credit cards apparently they are a part of an updated code of safe gambling practices introduced by IBA. Therefore if you do live in Ireland then you have to take care of these things. It will be both applicable in online and offline shops.

I agree with the measure.
Betting on gambling with borrowed money is a very big risk for any addict.
If an out-of-control player starts betting more and more in order to recoup the game's losses, he will reach a point where he will have no credit limit on his card or a huge debt to pay.

Not only for gambling, but I think that any service or product that is harmful to people's health or economy should only be paid for in cash or in debit.

If something is really been used much or excessively then it would really be ending up on a disaster but specifically talking about credit cards then i do really see this action
is really just right or relevant. They should prohibit out when its used on gambling purposes but not on the sense on restricting it out on other services.
So im really up or agree with this kind of bans which it is really mainly for the good of those credit card holders which are gamblers.

alpamar99

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okay maybe this sounds good enough to do at least this can suppress gambling in ireland (in their opinion) but if you look further it's actually quite impulsive in the sense that there are indeed positive sides but also negative sides like for example with the ban on this ad does not mean that gamblers there do not know which gambling place because this is prohibited in advertisements (eg tv advertisements) does'nt mean that advertisements cannot be done, they (gambling places) will advertise in other places for example on social media or on online platforms other.
and this I don't think this ban will have a significant impact on the Irish community and it will still do the same in gambling.

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