Topic: Credit profile number - page 2. (Read 10694 times)
Again, this number is NOT associated to any person. That would definitely be identity theft. I would not use or advertise this number if that was the case. Even if somebody does get their hands on somebodys SSN there is no way for them to change the name and B-day associated with that SSN. When you run my number it comes back with the name and B-day i chose. This is proof enough for me that this number was not stolen from anybody. Regarding the credit score, I suggest you google trade lines. You can buy a good credit score these days. You do have the right to inform people about risky purchases. Nothing wrong with that. The only thing you said that i didnt appreciate is i intended to defraud. You do NOT have any right to tell people that.
You are wrong. If you want to doubt my integrity thats fine, please keep it to yourself. Dont talk like you know me. You have no authority to tell people here what i intended to do with this.
You indicated that this CPN has a credit score, therefor it was used for a loan, a credit card or something similar. Are these loans completely paid out? 600-700 is a terrible score... Which does imply that this CPN maxed out all the credit lines....
I have the right to inform people about consequences.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm
You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information. It's a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.
CPN, an acronym for Credit Profile (or Protection or Privacy) Number, is a recent and as yet (2010) unchecked method of identity theft.[1] Legitimate, but unused, Social Security Numbers are found by computer search; typically, they belong to children or long-time prison inmates who make no use of them. They are then sold to persons with poor credit ratings, who can make extensive purchases using the numbers. Credit checking services such as Experian and Equifax normally determine a person's creditworthiness by a simple lookup of their SSN, but these pristine SSN's trigger no warning flags. If the purchaser overuses the CPN to the point that they are denied further credit from merchants, they have only to buy a new CPN and begin the cycle over again.
quote from: http://en.wikipedia.org/wiki/Credit_profile_number
quote from: http://en.wikipedia.org/wiki/Credit_profile_number
Please don't quote wikipedia, as it cannot be backed up.
The 1 link wikipedia provides as reference is a dead linke.
I'm not saying your wrong, or wikipedia's wrong, just wont want to see an argument ensure over the words of Dr. Wikipedia.
CPN, an acronym for Credit Profile (or Protection or Privacy) Number, is a recent and as yet (2010) unchecked method of identity theft.[1] Legitimate, but unused, Social Security Numbers are found by computer search; typically, they belong to children or long-time prison inmates who make no use of them. They are then sold to persons with poor credit ratings, who can make extensive purchases using the numbers. Credit checking services such as Experian and Equifax normally determine a person's creditworthiness by a simple lookup of their SSN, but these pristine SSN's trigger no warning flags. If the purchaser overuses the CPN to the point that they are denied further credit from merchants, they have only to buy a new CPN and begin the cycle over again.
quote from: http://en.wikipedia.org/wiki/Credit_profile_number
quote from: http://en.wikipedia.org/wiki/Credit_profile_number
OP intended to defraud lending companies, he has acknowledged that he has bad credit.
You are wrong. If you want to doubt my integrity thats fine, please keep it to yourself. Dont talk like you know me. You have no authority to tell people here what i intended to do with this.
For the record, yes i do have bad credit. Its not because i defrauded anybody. Its because i was receiving credit card applications in the mail by 17. By 18 i had about 10 credit cards. I didnt really understand how the interest worked. I got in over my head and ruined my credit by 20. The number one reason i bought this is because i never heard of it and it sounded cool. I had money to spend so i bought it. It was more of an impulse buy than anything. The number 2 reason i bought this is because i wanted to rent a house. I was living in a house when i screwed up my credit. When it was time to move i wanted to live in another house. Nobody would rent to me because my credit was bad. People didnt even wanna give me an apartment. I used this number when filling out the rental applications. Defrauding people was never my intention. I just wanted to have good credit and be able to do the things that having good credit allows you to do.
No need for the personal attacks here. No one wins in these arguments, so allow me to be the better man and stop here.
vampire was alluding to the fact that he registered to the forum on June 8 2011, two days before you, so referring to him as "new" was inappropriate.Even if going by post count alone, 90 is in no way new. It just means we are very, very old.
Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.
Have a great day, enjoy the forums.
Have a great day, enjoy the forums.
Wow, mister registered June 10, 2011. Fix your post.
So far I'VE EXPLAINED the difference, you explained nothing mister "new" to the forums.
No need for the personal attacks here. No one wins in these arguments, so allow me to be the better man and stop here.
OP- I would consult the the people you bought it from and see if you can resell it.
-Charlie
Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.
Have a great day, enjoy the forums.
Have a great day, enjoy the forums.
Wow, mister registered June 10, 2011. Fix your post.
So far I'VE EXPLAINED the difference, you explained nothing mister "new" to the forums.
Seriously? Did you even bother to read what I wrote above?
If your gonna argue with my, argue my points and dont put words in my mouth
If your gonna argue with my, argue my points and dont put words in my mouth
Your points? Care to show your points that aren't illegal. So far what you've said
Quote from: Yankee
There are many websites online where you can buy CPN's beloning to children, people serving life sentences, ect.
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
^^ Not illegal? LOL.
Even getting ETIN, a foreigner's tax id who worked in USA and needs to file a tax return, is illegal. In any case it's known that people get these tax id to defraud lending companies.
Getting EIN won't work since it will be very easily linked to you. To get an EIN you need to give your SSN to IRS.
I think your taking this a little to personal, and due to that you've missed my point.
Allow me to break this down for you:
There are many legal and illegal ways to obtain a CPN. Whilst I'm not debating wether the seller is legal/illegal in selling this, my points above were to help people understand the correlation between CPN's, EIN, SSN, and others.
Your new here, so let me give you some tips. The purpose of this forum is not to flame or troll. We are here to provide useful information for other people.
Have a great day, enjoy the forums.
Seriously? Did you even bother to read what I wrote above?
If your gonna argue with my, argue my points and dont put words in my mouth
If your gonna argue with my, argue my points and dont put words in my mouth
Your points? Care to show your points that aren't illegal. So far what you've said
Quote from: Yankee
There are many websites online where you can buy CPN's beloning to children, people serving life sentences, ect.
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
^^ Not illegal? LOL.
Even getting ETIN, a foreigner's tax id who worked in USA and needs to file a tax return, is illegal. In any case it's known that people get these tax id to defraud lending companies.
Getting EIN won't work since it will be very easily linked to you. To get an EIN you need to give your SSN to IRS.
This number is not associated with any real person. When i got it i had the option of putting the credit file in my real name or an assumed name. I was informed its best not to use your real name so this credit file doesnt cross reference with my real credit file. I used a name close to my own with a few letters different. When i run the numbers it comes back with the name i had chosen.
selling any of these is highly illegal, because it's FRAUD.
No, your wrong.
Please read what I wrote above and correct your statement.
Really, you're telling me to correct my statement? You're supporting illegal operations, selling TAX IDs is ILLEGAL. The only law you could come up with is that you aren't required to give your SSN to anyone but IRS. But that's isn't the case here. These companies are selling ETINs! And it's illegal to use these ETINs since they were filed with bad information.
OP intended to defraud lending companies, he has acknowledged that he has bad credit.
Seriously? Did you even bother to read what I wrote above?
If your gonna argue with my, argue my points and dont put words in my mouth
This number is not associated with any real person. When i got it i had the option of putting the credit file in my real name or an assumed name. I was informed its best not to use your real name so this credit file doesnt cross reference with my real credit file. I used a name close to my own with a few letters different. When i run the numbers it comes back with the name i had chosen.
selling any of these is highly illegal, because it's FRAUD.
No, your wrong.
Please read what I wrote above and correct your statement.
Really, you're telling me to correct my statement? You're supporting illegal operations, selling TAX IDs is ILLEGAL. The only law you could come up with is that you aren't required to give your SSN to anyone but IRS. But that's isn't the case here. These companies are selling ETINs! And it's illegal to use these ETINs since they were filed with bad information.
OP intended to defraud lending companies, he has acknowledged that he has bad credit.
This number is not associated with any real person. When i got it i had the option of putting the credit file in my real name or an assumed name. I was informed its best not to use your real name so this credit file doesnt cross reference with my real credit file. I used a name close to my own with a few letters different. When i run the numbers it comes back with the name i had chosen.
selling any of these is highly illegal, because it's FRAUD.
No, your wrong.
Please read what I wrote above and correct your statement.
This number is not associated with any real person. When i got it i had the option of putting the credit file in my real name or an assumed name. I was informed its best not to use your real name so this credit file doesnt cross reference with my real credit file. I used a name close to my own with a few letters different. When i run the numbers it comes back with the name i had chosen.
CPN is a generic name for any nine digit tax id, so it's BS what you wrote about them. CPN is SSN / EIN / ETIN / ATIN / PTIN, selling any of these is highly illegal, because it's FRAUD.
This number is not associated with any real person. When i got it i had the option of putting the credit file in my real name or an assumed name. I was informed its best not to use your real name so this credit file doesnt cross reference with my real credit file. I used a name close to my own with a few letters different. When i run the numbers it comes back with the name i had chosen.
Im not sure about all the details but i will tell you what i know. They are not actually social security numbers. But for some reason they work just like one. Its like an alternative credit file. They dont take the numbers from people. Some how they generate these numbers and stick them in the credit system. When people run the numbers they have no idea its a CPN number. To everybody else its a social. Most people seem to use them for business purposes. For example to start a business. If you establish a business with your CPN number your SSN is safe and free from any financial difficulties your business might encounter.
Right, I know what a CPN is. The point is that there are a lot of outfits who will claim to be establishing a CPN for you, and really just send you an SSN that is just new enough to have no credit history on it (i.e. belongs to someone three or four years old).I want to be sure that this isn't one of those - that you haven't been tricked about its lineage.
Im not sure about all the details but i will tell you what i know. They dont take the numbers from people. They are not social security numbers. But for some reason they work just like one. Its like an alternative credit file with its own number. Some how they generate these numbers and stick them in the credit system. When people run the numbers they have no idea its a CPN number. Anybody who runs it will think its a social. Most people seem to use them for business purposes. For example to start a business. If you establish a business with your CPN number your SSN is safe and free from any financial difficulties your business might encounter.
What's the lineage of this CPN? From all my reading it seems like there's three ways to generate CPNs: stolen SSNs, ITINs issued to foreign persons who no longer need them (nontransferrable!), and EINs issued to legal entities (often an LLC created specifically for this purpose).
Only one of these is something I'd have any interest in buying.
Edit: If you don't know the answer to this question off-hand, it can probably be determined from the first three digits of the CPN - you can check to see if it matches a valid SSN or ITIN prefix.
Only one of these is something I'd have any interest in buying.
Edit: If you don't know the answer to this question off-hand, it can probably be determined from the first three digits of the CPN - you can check to see if it matches a valid SSN or ITIN prefix.
No worries, i would be quick to call BS too.
Before everyone cries out SCAM!, do your research and actually check if this exists.
Most of you have never had to deal with corporations, social security and working with credit bureaus.
A CPN is just like another term for Social Security Number or an EIN you get when forming a Corp, LLC, Ltd, Ect...
Of course having a credit profile number is legal, because you would not be able to get credit without one.
Your question is better asked: Is having a second credit profile legal?
How you intend to use it determines its legal vs. illegal actions. It is used to give very important people in the political, government and corporate world total protection of their real personal information by keeping it in total privacy. What can border on illegal is when you intend to cheat or defraud any creditor. Defaulting on a credit card of any creditor or opening a line of credit that you opened with your CPN especially with already damaged personal credit is a fatal move and is 100% illegal
There are many websites online where you can buy CPN's beloning to children, people serving life sentences, ect.
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
-Charlie
Dude, that was just uncalled for. A simple google search would have show BTCGuy is indeed telling the truth about this product.
Most of you have never had to deal with corporations, social security and working with credit bureaus.
A CPN is just like another term for Social Security Number or an EIN you get when forming a Corp, LLC, Ltd, Ect...
Of course having a credit profile number is legal, because you would not be able to get credit without one.
Your question is better asked: Is having a second credit profile legal?
How you intend to use it determines its legal vs. illegal actions. It is used to give very important people in the political, government and corporate world total protection of their real personal information by keeping it in total privacy. What can border on illegal is when you intend to cheat or defraud any creditor. Defaulting on a credit card of any creditor or opening a line of credit that you opened with your CPN especially with already damaged personal credit is a fatal move and is 100% illegal
There are many websites online where you can buy CPN's beloning to children, people serving life sentences, ect.
Here are some links you can ready more:
http://www.ehow.com/how_4758064_new-_credit-profile-number_-legally.html
https://www.efanniemae.com/utility/legal/pdf/fraudnews/mortgagefraudnews0611.pdf
-Charlie
I know im going to get heat for this. I accept that. If you want to doubt me go ahead. To be honest i wouldnt believe it either. All i can say is google it. Its legit. They do exist. You just need to be responsible with it cause you can get in trouble.
What information should I send through my ISP? "How to use fraudulent ID to scam banks, employers, and CUs"?Dude, that was just uncalled for. A simple google search would have show BTCGuy is indeed telling the truth about this product.
Sorry, I thought it was like an SSN, and that he was encouraging identity theft or something.
Shows how much I know...
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