https://www.cryptsy.ca/pages/terms26. Overdrafts; Set-off
Cryptsy may, but shall not be obligated to, complete any transaction in connection with providing the Services if there are insufficient available funds in User's Account(s) to complete the transaction. In the event any actions by User result in an overdraft in any of User's Accounts, including but not limited to User's failure to maintain sufficient balances in any of User's Accounts, User shall be responsible for repaying the overdraft immediately, without notice or demand. Cryptsy has the right, in addition to all other rights and remedies available to it, to set off the unpaid balance of any amount owed it in connection with the Services against any debt owing to User by Cryptsy, including, without limitation, any obligation under a repurchase agreement or any funds held at any time by Cryptsy, whether collected or in the process of collection, or in any other Account maintained by User at, or evidenced by any certificate of deposit issued by, Cryptsy. If any of User's Accounts become overdrawn, underfunded or for any reason contain a negative balance, then Cryptsy shall have the right of set-off against all of User's Accounts and other property or deposit Accounts maintained at Cryptsy, and Cryptsy shall have the right to enforce its interests in collateral held by it to secure debts of User to Cryptsy arising from notes or other indebtedness now or hereafter owing or existing under this Agreement, whether or not matured or liquidated.
https://www.radiusbank.com/policies/business-online-agreement12. Overdrafts; Set-off. Bank may, but shall not be obligated to, complete any transaction in connection with providing the Services if there are insufficient available funds in Customer's Account(s) to complete the transaction. In the event any actions by Customer result in an overdraft in any of Customer's Accounts, including but not limited to Customer's failure to maintain sufficient balances in any of Customer's Accounts, Customer shall be responsible for repaying the overdraft immediately and without notice or demand. Bank has the right, in addition to all other rights and remedies available to it, to set-off the unpaid balance of any amount owed it in connection with the Services against any debt owing to Customer by Bank, including, without limitation, any obligation under a repurchase agreement or any funds held at any time by Bank, whether collected or in the process of collection, or in any other Account maintained by Customer at or evidenced by any certificate of deposit issued by Bank. If any of Customer's Accounts become overdrawn, under-funded or for any reason contain a negative balance, then Bank shall have the right of set-off against all of Customer's Accounts and other property or deposit Accounts maintained at Bank, and Bank shall have the right to enforce its interests in collateral held by it to secure debts of Customer to Bank arising from notes or other indebtedness now or hereafter owing or existing under this Agreement, whether or not matured or liquidated.
INAL, but I don't believe a lawyer would've resorted to copy & paste for the penning of Cryptsy's ToS page.
You mean like every other bank and lawyer has done? This is the same wording used by just about every bank and credit card company.
12.
Overdrafts; Set-off. Bank may, but shall not be
obligated to, complete any transaction in connection with
providing the Services if there are insufficient available
funds in Customer’s Account(s) to complete the
transaction. In the event any actions by Customer result in
an overdraft in any of Customer’s Accounts, including but
not limited to Customer’s failure to maintain sufficient
balances in any of Customer’s Accounts, Customer shall be
responsible for repaying the overdraft immediately, without
notice or demand. Bank has the right, in addition to all
other rights and remedies available to it, to set off the
unpaid balance of any amount owed it in connection with
the Services against any debt owing to Customer by Bank,
including, without limitation, any obligation under a
repurchase agreement or any funds held at any time by
Bank, whether collected or in the process of collection, or
in any other Account maintained by Customer at, or
evidenced by any certificate of deposit issued by, Bank. If
any of Customer’s Accounts become overdrawn, under-
funded or for any reason contain a negative balance, then
Bank shall have the right of set-off against all of
Customer’s Accounts and other property or deposit
Accounts maintained at Bank, and Bank shall have the right
to enforce its interests in collateral held by it to secure
debts of Customer to Bank arising from notes or other
indebtedness now or hereafter owing or existing under this
Agreement, whether or not matured or liquidated.
http://www.stlucie.k12.fl.us/district/agenda-minutes//January%2024,%202012%20Regular%20Workshop%20on%20Tuesday,%20January%2024,%202012/ACE87EF0-723F-471A-8213-F63D13EE747B.pdfGuess we just have a nation of plagiarist lawyers.