Really, I believe that much of the hate for ripple will blow up when people will see its usefulness; the federate payment system is very powerfull. Right now you can open a gateway and if you are good at market making you consumers can buy with their currency in everyshop accepting bitcoins
and ripple.
Actually you can buy everything with PPC XPM NMC LTC NXT and even with DOGECOIN; thx to ripple
if ripple is centralized and many bad actors get involved and start money laundering.. what is to stop the US govt from shutting it down like they did with liberty reserve?
same goes for NXT... if the US govt decides to shut it down by locking up the 71 original investors then what happens?
with bitcoin yes ofcourse any government could hunt down the people with the most coins.. but even if you took 90% of the coins out of circulation there are still enough coins in place to support the infrastructure that has been built around BTC.. so the system keeps working.
from what I can see NXT on the other hand does not have the infrastructure in place.. it relies mostly on being exchanged into LTC and BTC.
(this is the problem with most other altcoins too btw)
this is why the widest possible initial distribution is so very very important,
any kind of concentration is bad for ANY crypto coin.. even BTC.
