Does Banks really manipulates us? - page 4.

YUriy1991

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Quote from: Ansu5801 on April 15, 2023, 12:27:49 AM

Ok now investors need a system to flow there money via *banks* Which means banks is the main component of all centralization, capitilism and flow of money.

Then why people like Andrew Tate are kept saying to leave the matrix and come to reality. are we really in some kind of matrix. what is the important of this matrix. like we should consider the pros and cons of each over if matrix do exists

The main question is if there is. a. matrix then why it is present? what's the real need of it. how it benefits those big investors that controls banks. Ok lets say it keep the people busy just like the "roman games" (from insta video) why people are to kept busy and why not.

It is true that banks play a significant role in our financial system, but to say that they manipulate us is a bit of a stretch. Banks provide valuable services such as loans, investments, and protection of our assets. However, it is also true that banks are profit-driven and seek to maximize their profits, which can sometimes lead to questionable practices.

As for the idea of a "matrix," it is a metaphorical concept that suggests we are living in a world controlled by powerful elites who manipulate our thoughts and actions for their own benefit. While there may be some truth to this idea, it is important to be critical of such claims and consider both the pros and cons of our financial system. Ultimately, it is up to us as individuals to educate ourselves and make informed decisions about our finances.

Quote from: Ansu5801 on April 15, 2023, 12:27:49 AM

overall my question is why banks are being accused as matrix and the investors are the ones behind all this?

If I'm not mistaken The concept of the "matrix" refers to the idea that there is a system in place that controls and manipulates people for the benefit of those in power. In this context, banks are often accused of being a part of the matrix because they are seen as a centralizing force that controls the flow of money and perpetuates capitalism.

Investors are often seen as the ones behind this matrix because they are the ones who hold the most wealth and power in the financial system. They are seen as the ones who benefit the most from the status quo and have the most to lose if the system is changed. However, it's important to note that not all investors are a part of this perceived matrix and many individuals and organizations are working to create a more equitable and decentralized financial system.

Pierre 2

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I think banks are obviously manipulating their customers through credit schemes and cards themselves. They sometimes offer extra money options but most of them involves spending money anyways so they wanna influence your spending behaviors a lot. They also enjoy when you use their credit cards and generally offer extra benefits like expanded credit opportunities so you will stick to their bank. I think consumption side of this is different, its also manipulative but not exactly about banking system.

TheUltraElite

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So anyway, I applied as a merit source :)

Schemes are made to help people in the first place, its not their fault that some sub-economies come up from that scheme in order for some more people to profit like mortgage and associated housing market.

I dont understand why you are linking spending of money with banks - spending is your own choice, be it through a bank or through crypto. If you dont spend you dont get into the problem you speak of.

You can only get manipulated if you take the step, meaning the choice is yours to make. You could live on a simple TV or a simple car and avoid buying expensive clothes if you want to.

If you put your tinfoil hat on, and think in the terms that everything is this world is created to harm you, then obviously it seems that way. You need to stop taking that cheap weed mate.

ololajulo

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Discussions about conspiracy theories related to banks will have to wait for another day. However, it is widely acknowledged that many countries support banks because of the benefits that governments derive from them. Bank policies and funds acquired from citizens are often heavily influenced, and the interest rates presented to customers are portrayed as reasonable. It's important to take into account the ways in which citizens are exploited, such as in the realms of healthcare insurance and housing, and how payment for these services is channeled through financial systems.

kingvirtus09

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If we talk literally, once we put money in the bank, we no longer have the right to control it to pull out all the money we deposited in it, especially if it is a large amount. We know that a bank demands a lot of requirements from the depositor as they are the only ones we can trust to handle the money we have.
And when they hold our money, what the bank often does is lend or lend our money to their qualified customers, which they charge a large interest. and apart from lending, they also use our money in investment that they think will have a big profit and so on. So I believe they really have the manipulation.

BVeyron

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Quote from: Ansu5801 on April 15, 2023, 12:27:49 AM

what is mateix?ok i know what it is, mostly i have seen the videos of how people make a video, with secrecy music tune and they will make such anxious looking moves in the video like they are saving themselves from someone and they will say, we are the ones who manages all the un-necassary things to control your life such as

1. House Schemes
2. Sports cars
3. Fashion Industry
4. Plasma TVs

ok, if they made these things which they didn't because every mentioned item has its own history. let's just say, they were created as mentioned in their respected histories and then controled by investors.

because every new technology needs investors.

so to understand how banks can manage those things?

first we need to understand how investors can control them? i think maybe because they have share in the company and the one with more share, and more money is the one with more governance and control so they can convince companies and project makers to deploy such schemes such as TVs, Sports cars races, fashion contest and housing schemes.

Ok now investors need a system to flow there money via *banks* Which means banks is the main component of all centralization, capitilism and flow of money.

Then why people like Andrew Tate are kept saying to leave the matrix and come to reality. are we really in some kind of matrix. what is the important of this matrix. like we should consider the pros and cons of each over if matrix do exists

The main question is if there is. a. matrix then why it is present? what's the real need of it. how it benefits those big investors that controls banks. Ok lets say it keep the people busy just like the "roman games" (from insta video) why people are to kept busy and why not.

i find no error in doing work because that's how we will revolutionize in technology. and can acheive more success and easiness in our world.

wait wait. Easiness like IOT has provided us as an tech ology. and collecting our data so that they can make such decisions to sell more things to us. But why? maybe to earn money. but if they have already money to invest in first hand then why not saving it for future why doing such immoral works?

so are u saying these works are immoral?

overall my question is why banks are being accused as matrix and the investors are the ones behind all this?

In general, banks transformed from financial companies to the most accurate data gatherers in the world. The amount of information about every single person that banks have overcomes that of any other information-acquiring structure. So now what they do is not merely financial processing (investments, credits and so on), but general control over societies worldwide, which they perform by collecting and analizing data (detailed information on transactions and accounts). The lifestyle they promote by offering credits for luxury is also the way to manipulate people.

Latviand

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Quote from: Hispo on April 16, 2023, 01:31:00 PM

Quote from: Latviand on April 16, 2023, 07:52:06 AM

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In my personal point of view, one of the biggest challenges of the system we have nowadays in the most of the economies is the fact growth is related to the consume and the ability the population has to continue to consume.

A lot of smart people have warned us of consumerism, Palanhiuk, Carlin, Marx, Huxley, Baudrillard to name a few, that's why I said that we should change the one's at the top, when new people are in charge, the system will adapt to what they mold it into so if you have corrupt neo-oligarch puppet masters behind the scenes, then you would get what they want the world to be but it's a big task and we need lots of intellectuals to do what's necessary.

Quote from: Hispo on April 16, 2023, 01:31:00 PM

Quote from: Latviand on April 16, 2023, 07:52:06 AM

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That is why the technology goes so fast and the products become more and more sophisticated each couple of years that pass, the businesses wants us to change our phones, computers, vehicles, etc; for replacements which they promise to be better (and they are) but still both the old model and the new one accomplish the same objectives very well. If the people do not spend, there is no incentive for them to innovate and without innovation, people do not feel attracted to spend. Now they want to introduce the automation and the cut on human personnel to the equation to maximize the profits, sacrificing part of the ability people can to spend.

That's why we need to change the people who runs the system, when change is apparent, the masses will follow soon, idk whether you like it or not but, the masses is a sheep, they will go with the flow. Regarding forced obsoletion, the easiest solution is for someone to step up and make the change. It's difficult to do it with technology though since progress is fast, the current technology needs to adapt really fast.

KiaKia

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In this life, there are some set of people that only hate what they can't afford, this is a fact, why will someone work hard in their life and not enjoy the fruits of their labor? You can do what you like mate, you ain't going to live twice.

Do you know that banks lend money to the rich because they know they can use their property as collateral in order to secure loans? The banks you are speaking of invest in stocks, buy properties, and so on.

The banks don't care about anything, they will gladly seize properties in the event of a disaster.

It's why I don't use debt to make any foundations, I don't like taking loans for building anything, I would rather work hard and use my hard earned money to build.

Dickiy

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Quote from: SatoPrincess on April 17, 2023, 02:34:40 PM

The world is governed by a system to ensure order and prevent chaos, the people at the top make all the decisions and the rest of us have to deal with it. There is nothing you can do to change the banking system, Satoshi came up with a brilliant solution and that’s Bitcoin. I think the Matrix as you put it represents control, a construct designed to keep people in check. I believe if you want to escape the matrix and have total freedom to make your own choices, you will have to minimize or completely cutoff your dependence on the government institutions.

Literally humans must be controlled to guard against immorality in the social and economic sphere and rules are a tool to control humans from various deviant behaviors meaning that freedom in this view is bad, but what is in banking flows to several parties who benefit from it. the banking system that has been made, and the matrix, if used properly, will be very good in terms of output, but what we feel and notice is that there is a lot of real manipulation in banking which leads to human control to continue to pay and pay to them and those who The sad thing is that the data they get from customers is traded to make more profits, Stashi brings freedom and brings awareness of the importance of control in finance and that cannot be intervened by third parties.

Doan9269

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If you're using a commercial bank for long and have nothing to complain about them, then i think you probably don't know what you're missing out already, the need that arises when there's much discomfort on centralized financial institutions is their high cost of cross boarder transactions fees, transaction duration or delay, kyc and many restrictions that comes in through the use of a commercial bank, this has been solved althrough ever since the introduction of cryptocurrency a d people begin to seek for a rescue through it, and all they want is the freedom in finances.

jrrsparkles

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Banks doesn't manipulate us at all they are offering you a loan or account or investment scheme and it's your choice to accept or reject. However rich people know how to play with the money and bank is just one of their tools, they can take loan from a bank and invest the money on their stocks itself and repay loan and end up in profits with no difficult work and anyone can do that if they understand how it works but mostly people need a secured income so called a job and stick with it forever.

Frankolala

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Greed and contentment makes these banks and corporations to extort their customers of their savings. The truth is that we all need the bank to circulate money and to keep our money safe, but the banks has seen it an an opportunity to make profit from our savings and still be unfair to us because they are backed up by the government. The banks will come in disguise as if they are ready to help you by offering you a loan,mate if you fall for it,you have fallen for their trap.

I believe more people have seen the banks dubious pattern which they operate.This is the reason why bitcoin adoption is increasing everyday by day. Soon banks will be left with advanced age customers due to the devaluation in fiat nature,the youths will embrace bitcoin as their only option because everyone is sick and tired with banks and their system.

adaseb

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The issue isn’t with the banks but it poor financial literacy. Hence why you got people buying $1000 car notes or people buying their pizza and financing it with those “buy now pay later” programs.

Americans are known for living in debt and they have for years, it’s the dream pretty much as some would say. And as long as you have a job you should be fine. The trouble starts if there is unemployment and then it can get bad for many people.

dothebeats

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In a way, the banks are manipulating you because they are trying to make you deposit your money in order for them to use and make some money themselves. They are good at it, and if not they wouldn't be able to afford those loans in the first place. Idk what you're talking about the matrix, as it's been loosely used nowadays for a lot of scenarios by tinfoil hat-wearing people, but if it's about the system that is installed in the world governments plus the powers-that-be that controls it then yes, the banks are under those. They wouldn't be as big as they are if there aren't any protectors on their schemes.

irhact

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Quote from: Ziskinberg on April 16, 2023, 04:50:37 PM

Banks manipulate our minds in a way of encouraging us to save our money with them and make use of it to earn profit through loans.
We can really think that they are helping us to keep our money safe while giving us a few percentage returns but the real thing that happens is that they become progressive and grow because of our money.

The banks aren't lying when they say they're helping us secure our money but where they're manipulating us is when the advise us to invest with them for a good profits. Banks profits are cents and nothing compared to the potential out in the world when you invest yourself. Banks make a profits off our money kept with them, they lend it out and get huge returns.

They advertise themselves as the best platform to use so they can have control over our money. Without us banks won't be in function and they need our money to keeping their business alive, which is why they do everything possible to have control over our money.

SatoPrincess

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The world is governed by a system to ensure order and prevent chaos, the people at the top make all the decisions and the rest of us have to deal with it. There is nothing you can do to change the banking system, Satoshi came up with a brilliant solution and that’s Bitcoin. I think the Matrix as you put it represents control, a construct designed to keep people in check. I believe if you want to escape the matrix and have total freedom to make your own choices, you will have to minimize or completely cutoff your dependence on the government institutions.

coupable

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Quote from: stompix on April 15, 2023, 08:36:17 AM

So how about we stop with the matrix and that wanna-be pimp of yours and simply let people spend as they see fit and if they want to buy a tinfoil hat be it, if they don't and they want to buy the nicest car they can afford because you only live once then let them! All this hate against spending is just commie propaganda from the ones that can't afford it, stick with arranging your own life before deciding how others should live, and remember where we are, bitcointalk!
My keys, my decision what I do with my coins!

Good point and I support all the ideas in your comment as a whole. We cannot blame the banks because they support spending, as they are not responsible for the consumer decisions of individuals. The rise in consumption rates is mainly linked to the improvement in the income levels of individuals and the extent to which they are affected by calls for more consumption.
However, I would like to point out that it is permissible to discuss the consumer system as a social and economic phenomenon at least, which allows it to be criticized from different angles. Capitalism created societies with a consumer culture using propaganda and with the support of banks to facilitate spending. If this is a system of deception, then the banks certainly contribute to it.

Quote from: stompix on April 15, 2023, 08:36:17 AM

Quote from: CarnagexD on April 15, 2023, 06:33:20 AM

Investors are behind all this for a simple reasons, that their large funds, means billions of dollars kept on banks. Once they put in or out, it would cause a large gap or fluctuations in price.

Price of what?

Lol

panganib999

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In a way they do. But not in matrix-wy ways as you think it is. Although it kind of borders along that ballpark too. Anyway. The banks' in charge of creating more wealth for the people in rhe upper echelon. That is why they have people take out loans, and then lower the interest rates to further entice them into taking that loan for whatever purpose they would use the money for. And then from there, the magic begins. Money is made, and people are already paying the rich.

They also could control inflation by withholding the creation of new wealth. For one. They can jack interest rates as high or as low as they please.

Ziskinberg

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Banks manipulate our minds in a way of encouraging us to save our money with them and make use of it to earn profit through loans.
We can really think that they are helping us to keep our money safe while giving us a few percentage returns but the real thing that happens is that they become progressive and grow because of our money.

Perhaps, they are in business and runs by rich people which have a brilliant idea believing that these workers will follow the system. Make deposits, take loans for luxury, for business, and yes, they really manipulate our minds.

goaldigger

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Banks are businesses who aims to get more profit by using the funds of their account owner, they have controls over you money and I think its not manipulation because in the first place you gave your money to them and when it comes to taking loans, it will always depend on you if you will ask for it or not at all. Well, banks are banks and you cannot expect them to be more ok with you if they think they will get nothing from you and this is the reality that we should accept. It is good now that crypto gives financial access to those who can’t have a bank account because of insufficient documents, crypto is a life saver technology that everybody can enjoy.

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