as we know that Binance has two projects, that is exchange and smart contract, then the total supply of BNB is around 160m and will burn every quarter, so the total supply of BNB will be less every quarter and with the current price of BNB ($410), then I think the price of BNB is still very low, because with a small total supply of BNB and BNB is one of the most popular projects (top 5 on coinmarketcap), then I think the price of BNB can still increase very high and reach at least $1500 (I think it's a decent price for BNB), therefore now is still the right time to invest in BNB and hold it for the long term, because at this time you can still buy BNB at a low price.
You are right . looks like we are obliged to invest in BNB for now because the exchange rate is getting higher day by day, I started following BNB at a price of 40$ now it has reached 400$ (sorry if I miscalculated),
I believe BNB will touch the value of 1500$ next year if the movement continues to increase and when the market is correcting it only drops 10-30%