"It is not possible for a wallet you were using normally to turn into a watch only wallet.[B/]" Why would I make this up and claim I've been using a watch only wallet this whole time? If I had messed with settings or done anything different, I would have mentioned that. On top of that, there have been several other people with the same experience as me.
It is my wallet and I have made many transactions using that default wallet and never created or changed anything. I got a replacement phone (same exact model) and and the data was transferred from the old to the new. Only had to type in my password to access the same electrum wallet on the new phone.
Maybe it changed/updated the version my previous phone was running. But, that's a stretch because I was able to make a successful transfer several days prior with the new phone which is difficult to explain with that theory. If I WAS running an old version for some reason, wouldn't it have updated on the new phone automatically? So, the coincidence that it happened to update versions weeks after using the electrum wallet, that it would all off the sudden decide to update itself.
I was able to create a new wallet out of curiosity and it is NOT watch only. I cannot send from my watch only to that one. I am officially done with BTC and Electrum can eat it. Moving to lite or XMR and already am using Cake wallet instead of Electrum. BTC fees are way too high and this experience has me questioning the reliability of something else happening.
I have successfully "cloned" the wallet on my PC and was able to send the coin to an exchange as the computer wallet was not a watch only. Money is back after some insane mining fees plus the exchange's fees. Besides the fees (lost nearly $50 sending to my wallet and getting back as the mining fees were out of control), the fact that this happened is concerning. Wonder how often this happens and someone doesn't ask for help from the right place (here, NOT Reddit where that dude was trying to pull a fast one). Or, they get answers but are not technically savvy, they are not going to have a fun time.
Several topics referenced in this thread said it happened to several people even also on the PREVIOUS version update 4.3 to 4.4 and then currently from 4.4 to 4.5 where there were similar stories. IIRC, all issues revolved around watch only wallets being place unintentionally rendering their funds essentially very tough to get. The fact that it's occurring to a small population of android users who have no clue how this happened - I think it's something that just randomly happens to electrum wallets on androids on rare occasions and I'm one of the lucky ones. I consider myself somewhat literate when it comes to technology and this was an absolute nightmare. Cannot imagine having thousands stuck like that and being even less knowledgeable about troubleshooting this kind of thing than I am. There were some lovely accusations, almost every single reply to this had a completely different set of instructions to attempt a resolution and also another saying I'm screwed.
Thank you all SOO much for the help. To summarize my solution: I was able to get the money OUT of the watch only wallet by installing Electrum on my computer and using the seed to open a new default wallet. Then, bam. Money is there in a usable wallet. I am positive the issue woudl have been solved earlier if I hadn't have had to work as much as I currently do. Stressful as hell and long hours do not justify decent pay for me right now in life. I'm looking for some type of job within my realm of studies and the jobs I've held. But, definitely a different industry. I need a bit of work/life balance and not be on call literally 24/7.
Apologies for any grammar or odd words. It's been a long week and weekend at work for me. Back at it tomorrow.