Nothing will change I guess. The speculations are not healthy that's why others are in a panic.
There's already an agreement surely but obvious that whatever it is, it won't bring and build hype for XRP.
I might be wrong but the legal issues that XRP face is not a joke. It will take time for a bounce back.
Not only is it not a joke,,, it will probably get more and deeper as time goes. I doubt very much they can escape from it in a good way, the best they can hope is for their lawyers to just keep delaying it and get more time for them to pull out with as much profit as possible. That will not be easy,,, and not be pretty.
Not only it is not a joke, but also this is basically a way for SEC to say that they are looking at them directly and that will not be the end of it, whatever is going on right now is not just the only problem for ripple, this just means SEC will be looking at them in detail forever without ever stopping.
It means we are going to end up with basically a ton of people who will not realize that even if ripple manages to get out of this without much trouble (which they will face some charges without a doubt) they are going to be a lot more careful, they have to, and that is going to show into xrp a lot as well.
So if you ask me, xrp is a dead coin now, I will never invest into it and I do not think that I will ever have a chance to actually end up seeing them recover at any point.