I think achieving financial education can be easier than reaching $1 million. Right now, I would say that I am already financially educated, but I still haven't achieved that $1 million financially. Only a few become millionaires, even though many are financially educated. That's the reality.
You have a point since, if you think deeply, even though our first choice was education because that is what we thought of ourselves since childhood, choosing education first, if you think about it, let's say you've already been excellent in financial education, then after you graduate, how would you apply it without a capital? We can start at the bottom, which most of us have done, but again, hard work and discipline are where it will strike you. If you are financially literate but you are lazy, then there is nothing to do, and mostly without a capital, it is still nothing.
Don't let yourself down if you feel you don't have enough capital to start a business, because if you have the skills and the will to succeed, a small capital is already enough. I once saw a success video where a person started with just $20 and turned his business into a big enterprise. So, the question is: how? The answer is simple; he had a brilliant idea, bought a cheap product, and sold it at a good profit margin. Nowadays, it's not hard to find opportunities, since there are plenty of resources online. If we are able to apply them, there's no reason we won't succeed. Well, we may fail sometimes, but if we keep standing up every time we fail, eventually, success will be on our side.
Think about it this way: if you have a business mindset and you have $1 million, you'll have plenty of ideas on how to grow that money. However, if you aren't business-minded, you might just think about how much you'll save and how much you'll spend. In the end, you might end up spending it all.
