This is because you have already received financial management training. Did you know that people who lack financial education never consider making an investments? Instead, they spend all of the money that comes their way, no matter how small or large, and as a result, these individuals often look back on their lives with regret.
But what I also want you to understand is that, despite what you said, that you will use some part of on your financial education, spending $1 million and a certain amount on your financial education won't actually happen in that way. Do you really believe that a man with I million dollers in his bank account will enroll in a financial education program? I'm confident that they won't go, just like me I won't since I won't even consider investing to grow myself; the reason for this is that there is no financial education.