DAT, please... take a deep breath, re-read the spec, and ponder on it for a while.
Current version of the ATX spec abolished the 20 amps per rail limitation.
The 20A per wire limitation still stands but it's so much higher than the 13A Mini-Fit Jr per-contact limitation that it's pretty much moot - we can't violate this limitation without burning the connector first.
This 20A per wire limit is not enforced on hardware level.
A single-rail PSU does not measure the load at any individual DC output, only total OCP (over current protection) is hopefully active (BTW, I never advocated crossing the global OCP).
That's precisely the difference between single rail and multi rail devices: a multi-rail PSU measures load levels at each configured virtual rail.
I said that in the case of a multi rail PSU you need to take the per-rail OCP limit levels into consideration.
I don't like repeating myself but let's look at what I disagreed with you about:
You said that a PEG-6/8
connector is only good for 75/150 watts (6.25/12.5 amps).
Using ATX spec and manufacturer data I proved that neither the wires themselves nor the connectors are limited to such low amperage.
With three 12V wires, the PEG-6 connector is in ATX spec until 60A wire-wise.
The connector contacts max out at 13A thus limit the connector to 39A (468W). I suggested a safer value of 375W as the one to go with.
A multi-rail PSU might impose a current limit on the rail, e.g. 25A (300W) but a single-rail device cannot.
Here are
a few examples of how single rail PSUs are wired up internally - take a glance at the PCB pictures, see how the wires are soldered in together. If you ever took a class in electronics and circuits or electrical engineering the PCB picture should tell you a lot.
I know you're an expert in software and not in hardware but that's really all there is to single rail PSUs. Not exactly rocket science.
A single-rail unit cannot shut off because one of the connectors is overloaded as long as it's not overloaded high enough to trip the global OCP limit.
The ATX spec limits the PCIe
devices, not
connectors. Re-read it if you don't believe me.
That's the only thing I disagreed with you about.
TL;DR
There's no hacking involved nor "gotchas".
When using a multi-rail unit, you need to be aware of the individual per-rail OCP limits.
In a single-rail device the only limit you need to worry about is global load - a sum of all DC outputs.
A connector consists of wires (the spec mandates 20A per wire limitation but no PSU actually checks that) and contacts (the Mini-Fit Jr HCS are rated at 13A each).
The ATX spec limitation of 75W/150W applies to devices, not to connectors.
Electrically, the PEG-6 connector is capable of 468W. I suggested 80% of that value as a safer load.