It's not a loaned money but it is about gambling other's money just to seek and hope to pay your own debts.
The intention is personal and this is not a good act.
This certain of actions does have an opposite reaction to the gambler.
Do you understand it? It's not about gambling with loaned money but it's about making gambling as a way to pay your loans or debts.
This isn't a good excuse but there are points that are true with what you had said.
Better to look for real job and pay out your debts with it.
Earning out of gambling to get the money and paying for the credits you got or loan you lend. I am pretty sure, it will never work at all. Please choose the right decision like investing money in mining, trading or other technical related business in the bitcoin. That will sure afford you to get the more money than others like gambling, doubling and cloud mining.