I think you have waaaaaay too good opinion about the community. This is why I said: OceanGate, FTX, Theranos, Wirecard and Enron.
The community thought that all of those are good ideas working perfectly, till... well, google it.
You are talking about centralized services, at least i know of ftx in that list. No member of the community who knows what they are doing would recommend that you store your funds in a centralized service. Electrum is different, it is open source and you run the software locally in your device, you can also verify your download and also verify everything locally if you run your own node, comparing Electrum with some failed centralized services makes zero sense.
Again, since I can restore ANY seed, what stops some people from stealing funds?
I find it hard to understand you here, you cannot restore your wallet without the seed phrase, if you have the seed phrase to your wallet, you can always restore it. What stops people from stealing your funds is that it is not possible for them to get your seed phrase or keys, except you expose it, or you use your wallet in an online device and you get hacked and your keys stolen.
And again, I do have the right seed. No idea what could go wrong.
Anyhow, I have the TxID, Address, basically all the info for the transaction. I manage to do some "watching only" wallet and I can see the funds.
Is there a way to restore wallet based on this data, assuming I have the wrong seed?
Way to get the right seed? Anything?
If you have the right seed and you have restored the wallet, but you cannot see your funds but a tx sending the funds out, then your funds has probably been sent out by an attacker, post the tx ID here. Some of what you say is hard to understand, it would be better if you can be much clearer, do you see a tx sending the funds to another address, a tx that was not made by you?