Compare to the past few years, the portfolio of most traders from those times are really good compare this year. Hodl is good, but you need to define to yourself how much time you are willing to hold as it may take few years for the coins/tokens you are holding to grow more.
Cryptocurrency is only at the very beginning of its development path, so you just need to collect a portfolio of top coins, behind which there is working technology and hold for about 10 years, I have been dabbling on this site https://neironix.io/ru/portfolios and while saving up money to buy well.