Topic: How Do You Store Value to Offset Inflation? - page 4. (Read 782 times)

Just know that none of them is actually not a risky investment. When stick crashed in 2020, metals like silver almost went zero and Oil was significantly down, this is to preinform you that investment are risky and might not help you preserve value as you want or when you want but I can assure you that for long term, you are covered from increased in rising price things which we all know is as a result of inflation.

I have Bitcoin as an alternative and I have other businesses as alternative as well. When you buy an item for resale and then the price things increase because of inflation, you don't have to worry about that, all you need to do is to increase the price of the things you sell too, that's how you save yourself from inflation and make sure you don't save money except it's for emergency situations, money is made to be invested into other things.

the great advantage of gold is that even if the internet fails, it is still valuable. the bad side is that it's not easy to sell them. which is also the advantage of BTC because it's easy to sell.

everybody is worried about inflation even in my country the primetime news normally doesn't talk about inflation as if they want the public not to mind about it but this time, they seem to be updating. real property would be good too if you are up to developing the property.

I think there is a guarantee, especially the physical assets like gold, because of their limited supply and they are still getting scarcer the more the new assets have been mined up. They can be volatile sometimes but this is only normal and caused by the people who are buying and selling. The price can still find its way up later on.

We only need to calm down so that we won't sell at a loss. this is my first time hearing about that TIPS but it seems it is a better solution for the inflation. It's only con is that we can only earn a moderate income from them. Another would be is they are centralized and we all know what happened to other centralized companies before.

Bitcoin and precious metals are the biggest investment mainstays for investors at the moment, because these two shares can provide huge profits if the price increases, but some investors also rely on meme coins to get faster profits, but there we need expertise and must be prepared to face risks. if the value can drop drastically.

Only bitcoin can be seen as an hedge against inflation and not altcoins because they might not last long in the market. I have 70% of my investment in bitcoin, and 10% in gold, while 15% in USDT because my country currency value is very low compared to USDT since it is a third world country, so I prefer to keep the value of my cash in USDT. 5% is on cash related properties.


Since the past, gold has been seen as a safe haven because it is a good store of value and an hedge against inflation, and gold will continue to be an hedge till the end of the world.

Diversifying money into investments is the best decision that anybody can make in an economy that is experiencing inflation, and the type of investment depends on the amount of money that you have. My number one investment is Bitcoin, because it's a valuable asset and a person can start it's investment with a small amount, even while working, you can do DCA method and grow your investment fund, which will keep multiplying your ROI on the long term. My second option that I'm still working on is real estate, this is also an asset that it's price keeps increasing in value, I plan to sale some of my Bitcoin, in the near future and diversify it into real estate.

Money in the bank, during inflation is ignorance on the part of an account holder, because the more the fiat currency is devaluing, the more the value of the money in the bank is depreciating. I strongly recommend Bitcoin, investment, not shitcoin cryptocurrencies.

You’re on a cryptocurrency forum, you already have the information you need to make sure your money is protected from inflation. Buy Bitcoin & hold it for many years, buy regularly & you will overcome inflation with ease over the long term.

Each member has their own tastes and will choose different options depending on their abilities and skills in choosing where to invest to save value effectively from the impact of inflation. Cryptocurrencies, Precious Metals, Real Estate, Stocks and Bonds, Commodities are some good options to maintain the value of money from the impact of inflation, but you have to choose the best to invest which can provide big profits in the future. If I had the opportunity and financial ability I would choose Cryptocurrency (Bitcoin) and Precious Metals to protect the value of money from inflation, these two places to invest have been proven to be able to provide big profits because the prices continue to increase all the time.

In my opinion, you're better off holding both crypto (particularly Bitcoin) and precious metals (especially Gold) than anything else. I don't trust stocks and bonds because they're heavily-affected by central banks' decisions. Besides, you don't actually own anything since your holdings are managed by a custodian. If you don't physically hold it, you don't own it.

Invest a portion of your money into BTC and Gold each week, and you'll be good to go. I've heard Silver is a good option, especially when it's undervalued. Gold went sky-high because of the on-going wars, with Silver experiencing small gains. But if it "explodes", the returns will be huge. I'm hoping it will go to $50 an ounce soon. Just remember to never invest what you can't afford to lose, and there should be nothing to worry about.

If the investment goal is to fight inflation, then Bitcoin, gold and Real Estate are the best choices, these three assets can be relied on to store value very effectively. I have no qualms about saving one of these three assets to prevent the value of the currency from being depleted due to inflation or recession, Financial limitations mean that I have to make a choice to choose one of them.
Bitcoin is one of the most profitable investments in the long term, even though there are various risks involved, they can still be overcome with knowledge, patience and maintaining a good level of wallet security.

One thing you are forgetting is that there is no guarantee that gold or crypto or the nasdaq 100 will go up enough to keep up with inflation. It can trade sideways or worse go down.

There is something called TIPS, it stands for Treasury Inflation Protected Securitites and these are basically bonds but their coupon pays the CPI rate yearly. This way you don’t have to worry about investing in some stock which ends up losing 20% in a years time.

Not sure about your math. But it is late and I am tired.

What are you basing Turkey or Argentines 50% rate of inflation the US dollar ?

real estate
is not a good short-mid term store to beat inflation. because most people get real estate via mortgages
so even if a house is valued at say $200k. the mortgage payer is already in debt to a tune of owing closer to $300k just signing the mortgage agreement. and then there are other ongoing costs like state/council taxes, maintenance, insurances. just to remain legal owner of the home
real estate only really pays off many years later, if the urban area is actively engaging in aspirations of growth.. remember some towns turn into ghost towns of dilapidated property which brings down the entire value range of neighbouring property

bonds
are not a guarantee either. many have learned that with the silicon valley bank that held bonds of just ~1.8% even though treasury bonds were being created at over 3% which led to SVB having to sell their bonds at a further loss when they had to find cash, far lower then the ~1.8% bond. which caused them to go bankrupt
bonds are only good if you buy them at a yield that is higher than a nations inflation rate

stocks, cryptos, metals, commodity
the big secret is dont buy on the high.. buy low, sell high
if a stock, commodity, metal or crypto is on a seasonal high, dont buy. wait for the correction dip to buy

It depends on where you live.

If you live in Turkey, Argentine or any other countries that suffering hyper inflation, investing in Bitcoin isn't even enough since using DCA strategy only bring 100% profit after 3-4 years while inflation rate in those countries can be higher than 50%.

Assuming that you live in low/normal inflation rate, investing in Bitcoin not only able to hedge against inflation, but it also make you to earn profit.

I think, you make a good choice which I know that those assets will be successful in future, because cryptocurrency assets is a good asset that allow investors to experience huge amount of income when bullish season arise in the market, and it has helped many investors to boost their income and it will definitely add value to your investment. Since the inflation is a temporary something, because our government is not resting base on the complain of the citizens which I know many real estate and other centralized assets in the country will bring out a good results that will make investors to celebrate again. Yes, Bitcoin and cryptocurrencies will be effective because this is the bearish season, which many investors are using to increase their Bitcoin and cryptocurrencies to be successful in future.

Interesting. Maybe too diversified for my taste but it is clear that you have a plan and that you are clear about what you are doing.

My case is more simplified.


1. Cash divided between a 3-month emergency fund and a sinking fund if I foresee making a large purchase in less than 5 years.

2. Bitcoin.

3. Retirement funds.

4. S&P 500 index fund.

5. A bit of physical gold.

With that I have beaten inflation and will continue to do so less with cash, but the cash I have is like insurance, which I know makes me lose money due to inflation but gives me security. And the rest of the investments offset what I can lose with cash.

according to this site https://www.cfr.org/tracker/global-inflation-tracker the global inflation rate after the pandemic floats around 8.8% this means you just need capital gain of more than that to combat the inflation.
honestly if you are on the side that seek safety rather than massive capital gain, gold already suffice, did you know that gold from the start of this year up until now already having good growth of around 13.81% simply putting your moeny in gold already combats the inflation and you're set already, the only problem posed from investing in gold is the liquidity, but if you're on the side that seeks more capital gain just for the sake of accumulating wealth, you better off investing in cryptocurrency around bearish then wait until bullrun disregarding all the ups and downs in the process which in the other word holding for long term, had you invested in bitcoin when the price was still $20k, you are already making 3 times of your capital, seems a lot more lucrative and prospectful of an investment compared to gold, but it does carry some risk.

its always common sense that the greater risk there is, the more profit you can get, thats literally it, with gold you're settled from inflation, so if that what you seek honestly just go ahead with gold.
the bank deposits on the other hand right now is not really great, heck even apy of staking stablecoin isn't that great, mostly it only gives 3% - 5% which is just small pocket change for a year.
real estate on the other hand require massive capital to start with.

given that the world inflation rate on average are lower than 10% on most years then yeah anything that gives you significant return over that amount should be consider as good investment. Bitcoin in general is pretty good but the volatility really makes most people avoid it thus relying on significantly other low volatility options such as S&P 500

In general, anything that gives you decent yearly return over the inflation rate as well as if its liquid then it should be good enough

Inflation isn't some alien force, it is clearly identifiable within most companies and if you can figure out which ones have pricing power to push the cost over to the consumer - they are the ones to buy shares in. If you're talking about supermarkets, which have razor thin margins and cutt throat competition - they're not going to make much extra during these testing times. However if you look directly at certain food or supply chain manufacturers you might find they can keep up with or even beat inflation. That's how you can retain your spending power. You're taking a gamble, but I'd still say that cryptocurrencies and precious metals might be riskier propositions because they only pay out when you sell, but there's a possibility of dividends from companies.

I can't vouch for altcoins but Bitcoin is a perfect hedge against inflation. If you can keep Bitcoin for a long time you will be able to protect your investment against inflation. The profit you will make from hodling will be able to cover up the the effect of high cost of goods or depreciation of fiat currency caused by inflation.

Real estate would also be a good investment choice for me based on my country's socio-economic conditions. There has been an explosion in my country which has led to an increase in land and houses. Most lands appreciate more than 400% in four years. So buying houses or lands and selling them after a few years can be a viable protection against inflation. The only reason why I prefer investing in Bitcoin to real estate is because you can invest in Bitcoin with little funds while real estate needs large capital.