Topic: How Do You Store Value to Offset Inflation? - page 2. (Read 782 times)

First is to stop unnecessary spending of your money so that you can store and retain the value of your money. Prioritize what are the things that you have to purchase and stop eating outside. Well, for some cases in some other locals and countries, they're telling that it's cheaper to eat outside from those convenience stores like eating with bentos and buying that meal for one that costs them lesser than cooking their own food.

The things that OP mentioned are good investment vehicles to store your wealth to fight inflation. You have to remember that those assets where you'll be putting your money should generate more profit in percentage of the year's inflation. Obviously, if the inflation for this year is about 4% then you should get about 4.5% or even more from where you'd put it. And with Bitcoin, it's outperforming those percentages when it's getting to the bull run.

You can have your preference but personally, I don’t think I like rentals of homes. I would rather build it and sell it off to make the money all at once than to gradually collect the money invested. Owing a house and continuously managing it isn’t that easy. You’ll have to make sure you fix anything that goes wrong, you have to maintain the house often, and all of that strenuous activities. But it works really well for some people; if for instance you have so many properties in which you have so many tenants, that’s massive. After all, it feels good when you see that money coming in every month.

I target anything with a limited supply, but gold and Bitcoin are among my first choices. We need to keep the portfolio broad because we should not put all our eggs in one basket. I've always seen Bitcoin as an asset that has qualities very close to store of value like gold and silver. I also put some of the major altcoins like Ethereum closer to this category, but I'm more cautious with them. Also, if I had a lot of money, I would definitely buy land. Unless we succeed in colonizing Mars, it will continue to be the asset with the most limited supply unless we succeed in making solid fillings in the sea...

I also like property to invest in because property investment is safe and I like rental properties because that give monthly fare and we can easily manage our system and we can take liabilities from that money. Many people are confused about liabilities and assets ,they think their house is an asset but house in which they are living,that is liability. So invest in a rental property and get fare from the tenant. Also commercial land is helpful in many cases but it requires a multiple times investment than in rental properties. Plot are benecial if you want to invest in a long term but location of land matters a lot and everything depends on location. If you bought property on a best location,you will be rich in future.

Honestly, some fiat currencies aren't doing that bad. The USD has consistently low inflation rate, aside from a couple of exceptions (and in those cases, it still outperformed most other currencies). But that still means gradually losing money, around 3-4% every year. Cryptos are all very different, so I'd focus just on Bitcoin as the leading crypto. I like that it's very accessible: you don't have to buy a lot, you don't have to commit to it (you can always sell), you can store it yourself, and it has high liquidity, so you can make fast decisions if you need to. The rest of the options (stocks, real estate, etc.) seem less accessible to me: they often require a serious commitment, sometimes the liquidity can be an issue, and you often need a very decent amount of money to start.

I will tell you what I am doing for my retirement, considering the value of money will depreciate over time due to inflation and other external factors.

My investment details:
1. Index Investing via ETF (10%)
2. Direct equity (10%)
3. Paper Gold (15%)
4. Crypto (2%)
5. Tax saving mutual funds (10%)
6. Hybrid mutual funds - both equity and debt (20%)
7. Mutual fund focused to defense/military sector (3%)
8. Insurance (10%)
9. Bank deposit for emergency liquidity (10%)
10. Real estate investment trust funds - REIT - Market listed (10%)

* All my mutual funds are growth based. So the dividends go back to investment
* REITs provide me with regular income. One payment each quarter and one final annual payment.
* I receive dividend income from the stocks I hold but I usually invest those back into the market
* I do not sell my cryptos and I am only accumulating Bitcoin and ETH. I don't invest in shitty crypto projects or in NFTs.
* I do have a mortgage for which I make monthly payment which is excluded from the above list. But it is also an investment for the future especially a metro project is nearing completion near my apartment.
* If I compare my returns, the defense focused mutual funds have given me triple digit returns besides crypto.

I am very confident that I will be able to beat the inflation with my investment.

People who don't have a lot of money are even more concerned about inflation because if we still don't find a way to solve the inflation problem , our lives will become even worse as that little amount of money is increasingly lost more valuable . That is also the reason why many poor , not yet rich people like us are looking for a solution to increase their assets and investing in bitcoin is the solution we are choosing.

In my opinion , rich people are people who don't care much about inflation because the amount of money they earn is greater than inflation , they have a lot of money so they don't face as many difficulties as we do when inflation rises . Do you see rich people, billionaires, and millionaires talking about inflation ? Most are just poor people like us.

Cryptocurrency is really a volatile one. But I am not expecting anyone to put all their money in it. What’s a great idea would be to split your money into many of them. So you don’t have all your eggs in basket (just incase the basket were to fall tomorrow). Real Estate is one to invest more in, it is a locative one and people who deal with houses and land are averagely rich. It’s a way to store value for even a long while, yet a way to make money.

I don't have enough money to care about how inflation will affect my savings, assuming I only own USD but if you want to hear opinions, here am I. If money is much and it's not an issue, then I would save some part of my money into cryptocurrencies (Bitcoin, ETH, BNB, Matic, SOL) and another part in real estate. Real Estate is the most stable way to combat inflation if rent prices aren't regulated by the government in your country.
I don't know Stock and Bond games well, so I would ignore them, especially since they aren't as profitable as cryptos. Precious metals aren't a good way to invest in my country because it will be very expensive to buy them in real life where I live but gold bar certificates can be a good option if you want to keep a stable metal and exchange when you wish.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

frankly speaking bitcoin is great for investment but only if you are investing from when the price were still low and heavily discounted meaning you invest in bearish cash out at bullish rinse and repeat.
therefore you need the flexibility and lesiure of spending as much time as you can to wait for the right timing.

if I were to fight the inflation though I could just easily invest money to be a landlord so far its the most lucrative way of beating the inflation since the house pricing keep rising but that without taking into account housing bubble which i don't know if it gonna happens anyway.

What you say is very correct to be able to maintain the value of the assets we have. It would be better if we could invest in crypto and I think this makes it a little easier for us because we can start with whatever funds we have to be able to maintain the value of the assets we have from inflation

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Cryptocurrency is my best inflation proof asset that needs to be increased in size but I need more time on this. Bitcoin is of course very effective on that regard as it is not affected by inflation. Real estate is good second option for me but I am not into it as of the moment since it needs good capital for it to make it profitable and best back-up asset is the precious metals as they are way more stable than crypto itself.

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.