How good are you at managing your money - page 13.

lllaqpt

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Quote from: stomachgrowls on October 30, 2016, 02:59:42 AM

Managing money would be easy if you do obliged your self to do such thing. Managing money could be done on making a budget list on all expenses and all bills on a particular month , listing your salary minus your expenses then dont forget to put up some amounts on your saving for future uses on emergencies and investments.

You get compile such lists, and execute them? I just did it a few times and I could not go beyond the amounts that have been scheduled. It is actually very difficult. I'm not making these lists, I even do not know exactly how much money I have

goldcoinminer

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Quote from: stomachgrowls on October 30, 2016, 02:59:42 AM

Managing money would be easy if you do obliged your self to do such thing. Managing money could be done on making a budget list on all expenses and all bills on a particular month , listing your salary minus your expenses then dont forget to put up some amounts on your saving for future uses on emergencies and investments.

Well, that's how you should do it because it will defeat the purpose of managing your money well if you will not be able to follow what is written in your budget list.. You need to have the discipline to follow it so you will be successful, some just failed because they let the temptation get in their lives and we know it will ruin our budget plan.

stomachgrowls

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Managing money would be easy if you do obliged your self to do such thing. Managing money could be done on making a budget list on all expenses and all bills on a particular month , listing your salary minus your expenses then dont forget to put up some amounts on your saving for future uses on emergencies and investments.

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Quote from: Zadicar on October 29, 2016, 02:20:33 AM

Quote from: clickerz on October 29, 2016, 12:35:45 AM

Quote from: monbux on October 28, 2016, 08:23:03 PM

I never keep my frugal living habits for long, no matter how hard I try. :-/
I'm bad at saving money, to an extent. Spend a little, save a little. Gotta live a little.

As a guide maybe you can start with your budget. With your budget,write all of your expenses and source of income. In a week you can review it and also in every month. There you will find what bigger chunk of expenses go. Slowly you can minimize your expenses and start saving.

Having budget plans and cost cutting would really be a best idea to observe your expenses on a month and as you mentioned if you saw that theres a big expense for some things on your budget then thats the time we would lessen it in order to balance all expenses and you would able to save if youare really good on managing your money.

That's the way on how to discipline yourself, you need to have a budget and you have to stick with it. By treating is like your own business you are more concern on the profitability hence you will control your spending and maximize your income to achieve your goal.

Zadicar

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Quote from: clickerz on October 29, 2016, 12:35:45 AM

Quote from: monbux on October 28, 2016, 08:23:03 PM

I never keep my frugal living habits for long, no matter how hard I try. :-/
I'm bad at saving money, to an extent. Spend a little, save a little. Gotta live a little.

As a guide maybe you can start with your budget. With your budget,write all of your expenses and source of income. In a week you can review it and also in every month. There you will find what bigger chunk of expenses go. Slowly you can minimize your expenses and start saving.

Having budget plans and cost cutting would really be a best idea to observe your expenses on a month and as you mentioned if you saw that theres a big expense for some things on your budget then thats the time we would lessen it in order to balance all expenses and you would able to save if youare really good on managing your money.

clickerz

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Quote from: monbux on October 28, 2016, 08:23:03 PM

I never keep my frugal living habits for long, no matter how hard I try. :-/
I'm bad at saving money, to an extent. Spend a little, save a little. Gotta live a little.

As a guide maybe you can start with your budget. With your budget,write all of your expenses and source of income. In a week you can review it and also in every month. There you will find what bigger chunk of expenses go. Slowly you can minimize your expenses and start saving.

adi33

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maybe if you are difficult to memanegement your money. the money that you have got to be in the store to others so you will not be easy to spend your money. of course, to the people you know

Fraxinus

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I really have to manage them better because as of lately I've made some not wise financial decisions and I need to organize right now in order to get on track and I truly believe that this is an aspect everyone should master because if you can't manage your money someone else will and in my case that meant I had to give money for something which didn't bring me any real value

monbux

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I never keep my frugal living habits for long, no matter how hard I try. :-/
I'm bad at saving money, to an extent. Spend a little, save a little. Gotta live a little.

Shiroslullaby

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Planning a budget is the best way to manage your money.
A simple Excel spreadsheet to add the total of your necessary expenses- food, rent, car, etc.
can be such a good tool. I was terrible at managing my money until I sat down and actually listed the things I absolutely had to pay for.
Then you will realize the difference between WANT and NEED.

Remember the Second Noble truth of Buddhism-
Life is suffering. The direct causes of suffering is desire.

betohell

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Quote from: xSkylarx on October 27, 2016, 07:10:18 AM

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

I think we need to know where the needs and desires, you should be able to limit the costs you spend on what you want, I know it will be difficult but if you can manage it, you can become rich

raven7886

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Quote from: Zooplus on October 22, 2016, 09:53:18 PM

Quote from: Chennai on October 22, 2016, 09:49:36 PM

Always, we list down the requirements. Prioritize the urgent ones. Complete the tasks. If in case something is left, then save them. I usually keep 20% of my salary for an emergency expenses, it can be for medicals or can be for purchasing unexpected things. My spouse at times sits with me and brings out plans for saving a percentage of my salary.

It's good you have a partner in life that knows how to manage your finances. Me, my wife and I cannot agree on how to manage our finances because I am not earning well in my day job, but we have kids that we are sending to school and that implies expenses as well, thanks to bitcoin it gives me an opportunity to earn in different ways.

Everyday we do hear people say good things about bitcoin just as you mentioned that bitcoin is now helping your family to solve the problems. Just continue to have faith in bitcoins and most of your problem if not all will be solved through the power of bitcoin ecosystem hopefully very soon. May God bless you all.

chixka000

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Quote from: sillug on October 27, 2016, 04:55:24 PM

I'm really poor at that. I can't get more than a week what I just earned Cheesy

! It generally goes to some gambling Tongue

...

Then i guess you should start changing that habit Tongue

, Playing to entertain your self is not bad but putting all your payouts to something like gambling you should try to spend that one on buying foods XD.

jossiel

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Quote from: JITENDERPAR3 on October 27, 2016, 11:32:53 PM

Quote from: tommorisonwebdesign on May 19, 2016, 03:49:24 PM

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

i think i am best and successful in the case of managing money . i usually saved one third of my earning into saving wallet and second one third to grow bitcoin work and third one third is use by me to make the life happy with joyful things .
so i think i am.managing my money in better way .

If you are the best and successful manager of money, had you tried to create your own service or company that offers financing managing services.

For sure that is going to give you good profit out of managing other people's money it is just going to depend on how you are going to manage it.

You will just become a personal savings bank.

JITENDERPAR3

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Quote from: tommorisonwebdesign on May 19, 2016, 03:49:24 PM

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

i think i am best and successful in the case of managing money . i usually saved one third of my earning into saving wallet and second one third to grow bitcoin work and third one third is use by me to make the life happy with joyful things .
so i think i am.managing my money in better way .

boyptc

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Quote from: goldcoinminer on October 27, 2016, 09:40:54 PM

Quote from: Mr. Big on October 27, 2016, 09:03:57 PM

Quote from: sillug on October 27, 2016, 04:55:24 PM

I'm really poor at that. I can't get more than a week what I just earned Cheesy

! It generally goes to some gambling Tongue

...

It takes time and practice to be good at managing money, even a experienced one has a problem managing money, it's a continuous process and learning... I too before when I receive my salary it didn't last before the next one arrive, but the time I experienced having no budget for few days and some of my co employees with smaller salary still has a budget, I started to make a budget myself to make my money last long...

You can start practicing with a little amount of your income and if you will succeed there is a good chance you will succeed for bigger amount..It takes a lot of discipline to do it and it is good if you start to learn when you are still a teenager so when you are working and having your own family it would be easy for you.

This is a good way to start to save and manage to teach yourself. What I am doing is whenever I am receiving money, 20% of it was already separated and the rest are the ones who are being used for the important things only. Don't spend for the things that you don't need and you only wanted to have that, because you are not spending and managing your money well.

Doms

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Quote from: daniahya on October 27, 2016, 06:15:10 PM

Quote from: xSkylarx on October 27, 2016, 07:10:18 AM

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

to save money is very difficult, because we live the cost but if you are clever in managing money for sure you can save for the future,

I think the first step here should be setting a goal, something that you want to achieve in the next five years. Or maybe start with short term goals like one year. If you have a goal, then you must have a plan that you are willing to execute and follow in order for you to manage your finances properly. There will surely be setbacks here and there but those are all part of the journey.

goldcoinminer

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Quote from: Mr. Big on October 27, 2016, 09:03:57 PM

Quote from: sillug on October 27, 2016, 04:55:24 PM

I'm really poor at that. I can't get more than a week what I just earned Cheesy

! It generally goes to some gambling Tongue

...

It takes time and practice to be good at managing money, even a experienced one has a problem managing money, it's a continuous process and learning... I too before when I receive my salary it didn't last before the next one arrive, but the time I experienced having no budget for few days and some of my co employees with smaller salary still has a budget, I started to make a budget myself to make my money last long...

You can start practicing with a little amount of your income and if you will succeed there is a good chance you will succeed for bigger amount..It takes a lot of discipline to do it and it is good if you start to learn when you are still a teenager so when you are working and having your own family it would be easy for you.

Mr. Big

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Quote from: sillug on October 27, 2016, 04:55:24 PM

I'm really poor at that. I can't get more than a week what I just earned Cheesy

! It generally goes to some gambling Tongue

...

It takes time and practice to be good at managing money, even a experienced one has a problem managing money, it's a continuous process and learning... I too before when I receive my salary it didn't last before the next one arrive, but the time I experienced having no budget for few days and some of my co employees with smaller salary still has a budget, I started to make a budget myself to make my money last long...

Maslate

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Quote from: daniahya on October 27, 2016, 06:15:10 PM

Quote from: xSkylarx on October 27, 2016, 07:10:18 AM

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

to save money is very difficult, because we live the cost but if you are clever in managing money for sure you can save for the future,

Saving in general is not difficult but it would only be difficult if a person who will save has no intention at all. Our actions speaks louder than words and though we are saying that we will save but we do not have the discipline to do it then we will not make it.

Topic: How good are you at managing your money - page 13. (Read 51545 times)