I don't spend much at all so my money's building up, but at the same time I'm not saving it. I'm trying to save up to open businesses to grow that capital, there just isn't enough return in saving accounts etc atm.
should not too much spending, as wasteful is a very bad thing and can make you poor, manage the financial is a good thing save your money and use some to do business was a great plan 
Topic: How good are you at managing your money - page 8. (Read 51575 times)
I am good at managing my money because I just only spend when I have an extra money and the rest is added in my savings. I value my money cause it is not easy to get, I invested time and hard work to earn money for daily expenditures and for my future.
That is good attitude that you do not forget to save money but i suggeat that you will set the first priority is savings before spending, all of us here i think we value every cents we have.when I have a goal to collect a certain amount of money - I also have such a strategy. This allows you to quickly collect the required amount of money.
This is a strategy to manage your spending and trying not to waste your hard work to earn money.
Although, this could be a good way but depend on your purpose/goal (what you want), it better if your idea maybe to buy house or land for future investment.
I don't spend much at all so my money's building up, but at the same time I'm not saving it. I'm trying to save up to open businesses to grow that capital, there just isn't enough return in saving accounts etc atm.
Just believe in yourself and you shall get what you want, as long as you remain discipline with savings you can surely be successful with what you are doing. Saving is important but also you need to increase your income if you see there's a lot of opportunities here, work for it.
I don't spend much at all so my money's building up, but at the same time I'm not saving it. I'm trying to save up to open businesses to grow that capital, there just isn't enough return in saving accounts etc atm.
Just believe in yourself and you shall get what you want, as long as you remain discipline with savings you can surely be successful with what you are doing. Saving is important but also you need to increase your income if you see there's a lot of opportunities here, work for it.
I don't spend much at all so my money's building up, but at the same time I'm not saving it. I'm trying to save up to open businesses to grow that capital, there just isn't enough return in saving accounts etc atm.
I am very bad in managing my money just because of this I have some serious troubles in past now trying to become good but still fail to manage because my greediness kill me but I am not trying to have lesson from these failures but now working hard for this surely hoping for good in near future
That's normal, I too has a difficulty in saving before, but if you are already alone, you'll learn how to do it. It usually happens that you cannot save when you are still dependent to your parents, but as soon as you start living with your own life and no one to depend to, well you'll learn it. But your experience I think is good, atleast you still realize that. But anyway, I am usually purchasing bitcoin each salary and as much as possible I am trying to not use it and it works great.
I am very bad in managing my money just because of this I have some serious troubles in past now trying to become good but still fail to manage because my greediness kill me but I am not trying to have lesson from these failures but now working hard for this surely hoping for good in near future
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
I usually spend my money for whatever i want.how do you spend your money?
But, i always think for tomorrow.
What if i spend a lot of money today ?
How about tomorrow ?
How can i buy something ?
Therefore, i always buy wanty and save my money to spend on the next day. And next day, i save my money again for the next 2 day and so on.
And last, i always have savings.
I am good at managing my money because I just only spend when I have an extra money and the rest is added in my savings. I value my money cause it is not easy to get, I invested time and hard work to earn money for daily expenditures and for my future.
That is good attitude that you do not forget to save money but i suggeat that you will set the first priority is savings before spending, all of us here i think we value every cents we have.when I have a goal to collect a certain amount of money - I also have such a strategy. This allows you to quickly collect the required amount of money.
I am good at managing my money because I just only spend when I have an extra money and the rest is added in my savings. I value my money cause it is not easy to get, I invested time and hard work to earn money for daily expenditures and for my future.
That is good attitude that you do not forget to save money but i suggeat that you will set the first priority is savings before spending, all of us here i think we value every cents we have. 
I am good at managing my money because I just only spend when I have an extra money and the rest is added in my savings. I value my money cause it is not easy to get, I invested time and hard work to earn money for daily expenditures and for my future.
I dont think im good at this, lol.
I usually waste a lot of money, that i earned by a hard work.
How do i lose them? I think the answer is pretty obvious.
Gambling made me got to that point. Im trying to stop it, at least to bet smaller however the bad habits still return, and last 2 months i have really lost a lot of money for this shit.
I think im addicted, i guess i need help
I usually waste a lot of money, that i earned by a hard work.
How do i lose them? I think the answer is pretty obvious.
Gambling made me got to that point. Im trying to stop it, at least to bet smaller however the bad habits still return, and last 2 months i have really lost a lot of money for this shit.
I think im addicted, i guess i need help
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
That's probably would work as apparently Warren Buffet is a billionaire man and we have to follow his method. However, there's a problem with us as we lack discipline and we do prioritize our bills and sometimes we are trap to buy for our wants instead of needs and that makes us lose in our budgeting."Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
Apparently right as well. This is what buffet believes in and he got successful in life, but still this method would always be in your hands. People nowadays really lives for what they want and for not what they need, but still i got to follow this some ways. Even though that it is pretty obvious on what buffet is trying to emphasize, I am not doing it fully.
In short, what warren buffet is telling us is to give first to ourselves before others. What it means is that, when we got our salaries or income from business, we don't go spend it automatically, instead, we will create a budget and think of ourselves first by budgeting savings, investment, and the like and what is left is for other peoples hands like buying smartphones which that other people have income of your buy.
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
That's probably would work as apparently Warren Buffet is a billionaire man and we have to follow his method. However, there's a problem with us as we lack discipline and we do prioritize our bills and sometimes we are trap to buy for our wants instead of needs and that makes us lose in our budgeting."Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
Apparently right as well. This is what buffet believes in and he got successful in life, but still this method would always be in your hands. People nowadays really lives for what they want and for not what they need, but still i got to follow this some ways. Even though that it is pretty obvious on what buffet is trying to emphasize, I am not doing it fully.
Managing my money isn't that hard when you need money for the future then you must keeping money on bank and keeping that you will save some money not to spend not spending too much will save money too. Don't invest Don't buy things that you wouldn't use and Don't Gambling your Money.
I also think that managing the money is not difficult way, difficult and hard way to earn money. So many ways are here to manage it, like bank and wallet and also very easy way, safe your money in your home.
Personally, this is the hardest thing for me to do, to manage my salary.It is easy to say that i am going to save money now and from now on, i will buy only my necessity. but once you have your money in your hand, it is hard to control. i tried top save it on bank but after a few weeks i pull it out due to many expenses. sometimes, many unexpected expenses arises. i tried to read some tips how to save money but it did not materialised on me,if there's any way that you can share with me, i will be glad to try it too
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
That's probably would work as apparently Warren Buffet is a billionaire man and we have to follow his method. However, there's a problem with us as we lack discipline and we do prioritize our bills and sometimes we are trap to buy for our wants instead of needs and that makes us lose in our budgeting."Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
That's probably would work as apparently Warren Buffet is a billionaire man and we have to follow his method. However, there's a problem with us as we lack discipline and we do prioritize our bills and sometimes we are trap to buy for our wants instead of needs and that makes us lose in our budgeting."Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
That's probably would work as apparently Warren Buffet is a billionaire man and we have to follow his method. However, there's a problem with us as we lack discipline and we do prioritize our bills and sometimes we are trap to buy for our wants instead of needs and that makes us lose in our budgeting. "Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
I recently read some quote and i think this is something good to share in this topic.
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
"Do not save what is left after spending, but spend what is left on saving." - Warren Buffet
I'm not good in terms of managing money. When my salary comes to me i can't stop myself do some shopping and go home just a little cents left from my salary. That is why when it's payday i go home right away and give all my salary to my parents. I just left some amounts that i will use daily.
You need to pen down your expenditures in order to stay more managing regarding your salary, because if you don't keep any record for what you are buying or where you are spending your money then it will just be like wasting, keep records for your expenditures and take out the things which are not needed in coming month to manage some savings as well.
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