How good are you at managing your money - page 24.

Zooplus

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Quote from: betohell on September 16, 2016, 07:43:05 PM

Quote from: sishendaoye on September 16, 2016, 11:59:09 AM

I'm pretty good at managing my money but its also depending on what I myself want because if I want something I'm pretty bad with managing, I than just need to buy it.
I know that its not very good but I really have this problem.

sometimes makes wasteful is your desire to buy things you like without seeing stuff that's important to you or not. I think you should be able to hold and fix this

A problem has always a solution and you can always learn how to manage your money, you just need to understand that you have a future and in the future you will be able to build your dreams, like having a real investment or use a capital to established a business that you can use your passion.

batang_bitcoin

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Quote from: DuckKeeper on September 16, 2016, 04:03:41 PM

I'm not very good at managing my money, but I also do not have to do this, right now my girlfriend is managing my money so that is pretty nice.
I have to do nothing, I'm having a well payed job and she is managing it, pretty funny.

Well I doubt that your girlfriend is trusting you with your money. Because I think that it comes to her mind that why should he keep your money and manage it, maybe you have some things that you can't help yourself to spend your money with it. So your girlfriend is taking over for managing your money but that is a nice way to manage your money.

betohell

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Quote from: sishendaoye on September 16, 2016, 11:59:09 AM

I'm pretty good at managing my money but its also depending on what I myself want because if I want something I'm pretty bad with managing, I than just need to buy it.
I know that its not very good but I really have this problem.

sometimes makes wasteful is your desire to buy things you like without seeing stuff that's important to you or not. I think you should be able to hold and fix this

noictib

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One of the world's leading Bitcoin-powered casinos

Quote from: tommorisonwebdesign on May 19, 2016, 02:49:24 PM

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

i usually trading with my btc and growing my btc . but at the end of weekend i covert my 50% btc in my local currency and saves in the bank as saving for future . because here i want tell you that i am a bachler educated student and looking to post graduate education , so for me it is the time to save .
you should also save yout money in my way .

th3nolo

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Quote from: DuckKeeper on September 16, 2016, 04:03:41 PM

I'm not very good at managing my money, but I also do not have to do this, right now my girlfriend is managing my money so that is pretty nice.
I have to do nothing, I'm having a well payed job and she is managing it, pretty funny.

at least your girlfriend is managing for you , I used to be bad and I learned from my mistakes Angry

right now i'm better but is quite hard when your country have high level of inflation [Venezuela]

DuckKeeper

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I'm not very good at managing my money, but I also do not have to do this, right now my girlfriend is managing my money so that is pretty nice.
I have to do nothing, I'm having a well payed job and she is managing it, pretty funny.

lister storm

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Quote from: Maslate on September 16, 2016, 01:05:48 AM

Quote from: dunfida on September 16, 2016, 12:44:26 AM

Quote from: clickerz on September 15, 2016, 11:29:33 PM

Quote from: Ziskinberg on September 15, 2016, 11:12:14 PM

Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.

Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.

Well thats a good budget management and we must obliged our selves to do that since it would be very a helpful thing if we follow these routine or system because we would get some idea on how we gonna do with our budget as you said we must list our spendings and expenses so that we would able to cut some if we saw its overspending already.

Learn to sacrifice and have a discipline on your self so you can focus on the right way on managing money, sure there are a lot of temptation in this world therefore we need to be strong to resist it.

well yeah discipline seems to be the most important thing if you actually want to be good at managing your own money, without it you will just spend it on any things you want and you will not manage to collect the money for the serious stuff you need to buy

i am not sure whether i am actually good at it or not because i never manage to make a lot of money, but i think that might be just because i spend my money wherever i want and i never count it because i like to live a decent quality life and have stuff i want

most of the people are pretty bad at managing their money as far as i know, at least i have some friends who make dumb things with it such as buying shitty cryptos and so on, even though they try to make some money they actually lose a lot of money

Whosdaddy

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Quote from: MWesterweele on September 16, 2016, 12:02:28 PM

Im pretty and amazing when it comes with money it super for me to save money dont spend to much dont buy too much things that you could not use for, stop gambling stop trading just hold and earn bitcoin save it. and if you have paper money make piggy bank and drop your money there.

Your capability with money seems a God's gift. Very rarely people to get the kind of characters for dealing money and money related things.

I wish I do learn those skills of efficiently dealing with money related things. Unfortunately, I'm not successful with them so far as I do spend more money for whatever reason I face and very rarely I do concentrate on saving money.

Rostadom

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I don't have that much fiat and I just leave my Bitcoins untouched. I think that's enough to be called as a someone who's good at managing his money. I usually just have a very limited amount of money to spend for the day. It's not that much to make me broke. I just carry enough funds for me to survive the day and then refill it the next day.

MWesterweele

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Im pretty and amazing when it comes with money it super for me to save money dont spend to much dont buy too much things that you could not use for, stop gambling stop trading just hold and earn bitcoin save it. and if you have paper money make piggy bank and drop your money there.

sishendaoye

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Activity: 434

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I'm pretty good at managing my money but its also depending on what I myself want because if I want something I'm pretty bad with managing, I than just need to buy it.
I know that its not very good but I really have this problem.

BitcoinMarshal

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Quote from: utkarshm on September 16, 2016, 11:27:16 AM

Well i am not that well in managing my money or i would say i am really bad in it.I plan every time that i would right every expenses and making a planning where to invest but when i see some good things to eat or some good clothes,i cant stop myself and spend my money,which later creates problem for me.

Its same happening to me just because of this now I am facing too many problems in life and trying to settle them but cannot manage this because I have few problems which giving me shock daily but not any solution for this but I am trying hard to settle these hope I will manage in near future

8Habits

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Quote from: utkarshm on September 16, 2016, 11:27:16 AM

Well i am not that well in managing my money or i would say i am really bad in it.I plan every time that i would right every expenses and making a planning where to invest but when i see some good things to eat or some good clothes,i cant stop myself and spend my money,which later creates problem for me.

First of all, the good thing in your case is that you know exactly the reasons why you are not managing well your money. This is actually the first step of making things right - knowing the root cause of the problem and addressing it and start doing the right budgeting from there. I know you can effectively budget your money when you develop the discipline in following your budget and spending only what your budget allows you so. Hope that helps.

susila_bai

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Quote from: utkarshm on September 16, 2016, 11:27:16 AM

Well i am not that well in managing my money or i would say i am really bad in it.I plan every time that i would right every expenses and making a planning where to invest but when i see some good things to eat or some good clothes,i cant stop myself and spend my money,which later creates problem for me.

The problem which you are telling is the main problems of woman who if got any amount on hand will immediately go to shopping. But after i joined the bitcoin gambling i have started to manage my bitcoins and now i am more carefull with my earning.

utkarshm

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Well i am not that well in managing my money or i would say i am really bad in it.I plan every time that i would right every expenses and making a planning where to invest but when i see some good things to eat or some good clothes,i cant stop myself and spend my money,which later creates problem for me.

Mastsetad

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Quote from: qiwoman2 on September 16, 2016, 01:27:57 AM

I am good if I write my income and expenses on a spreadsheet, I started it but fell ill so need to re do it and see how I go. I think you need to be wise and disciplined and also you need to diversify your savings. I am trying t put 5% of our earnings into gold and silver each month. It's not a lot but at least it is a small nest egg for the future.

Yeah someone can easily manage his money if he writes down his expenditures on a page or something so that he knows what he has done yet and what he needs to do beside that, so in that way someone wont do something which is not really necessary to be done.

bamboylee

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Quote from: praprata on September 15, 2016, 01:20:26 PM

Quote from: BlackPanda on September 15, 2016, 10:43:17 AM

I divide any money that I have. I set the portion of each requirement. with it we can more wisely where things are important.
with the division we can see any expenses that we do. frugality is the best thing.

I work the same way.
Every month i know what cost are certain and what income is certain. From there i try to reserve 200 dollar for events i can't predict.

Managing your cost/income in excel is a very handy tool to do this.

I like the idea of saving 200$ for events unpredictable. If that fund reach a certain level or amount, can go to savings and eventually into investments. Then you can start savings for that account again and if no emergency needs arise, you can transfer it to savings again. I think you can have a great fund for investments that way.

Jasad

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= jasad =

Quote from: qiwoman2 on September 16, 2016, 01:27:57 AM

I am good if I write my income and expenses on a spreadsheet, I started it but fell ill so need to re do it and see how I go. I think you need to be wise and disciplined and also you need to diversify your savings. I am trying t put 5% of our earnings into gold and silver each month. It's not a lot but at least it is a small nest egg for the future.

a man actually not born to managing money ,
the results will always suck messed up , all went not what they planned ,
i am personally a bad manager , never reach a goal in managing money ,
btw you did not talking about your 5% earning to invest in bitcoin eh?

qiwoman2

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Oikos.cash | Decentralized Finance on Tron

I am good if I write my income and expenses on a spreadsheet, I started it but fell ill so need to re do it and see how I go. I think you need to be wise and disciplined and also you need to diversify your savings. I am trying t put 5% of our earnings into gold and silver each month. It's not a lot but at least it is a small nest egg for the future.

Maslate

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Quote from: dunfida on September 16, 2016, 12:44:26 AM

Quote from: clickerz on September 15, 2016, 11:29:33 PM

Quote from: Ziskinberg on September 15, 2016, 11:12:14 PM

Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.

Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.

Well thats a good budget management and we must obliged our selves to do that since it would be very a helpful thing if we follow these routine or system because we would get some idea on how we gonna do with our budget as you said we must list our spendings and expenses so that we would able to cut some if we saw its overspending already.

Learn to sacrifice and have a discipline on your self so you can focus on the right way on managing money, sure there are a lot of temptation in this world therefore we need to be strong to resist it.

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