Budgeting is really important because that is our guide that we need to follow to implement it with discipline, without a guide that is a written budget plan we are just playing with our money and will end up saving nothing.
Its true and it is in budget that you can control your financial flow. All must be or within the budget in order to have record where your money goes or where it was spent. You can also review your budget if what items you are overspending and how you can cut the expenses or what alternative to be done. If you dont have a budget plan, its difficult to save.
Well thats a good budget management and we must obliged our selves to do that since it would be very a helpful thing if we follow these routine or system because we would get some idea on how we gonna do with our budget as you said we must list our spendings and expenses so that we would able to cut some if we saw its overspending already.
