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Topic: how much money is considered as "invest only what you can afford to lose" (Read 655 times)

hero member
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I wish you read all the comments make here, the "phrase" you mentioned is very easy to understand and make users have explained it for you to understand. That is why I said that you should read all the comments for more understanding, because everyone explained it on their own way of understanding.

Like the way I understand that statement is that, "you should invest the money that you are not using at that period of time, money that you wanted to lavish for girls, or any other thing is not useful to you, so if such money got lost it won't pain you much. Because it is not in the budget of the day, weekly, monthly and year spending. So you can just use that money to buy bitcoin and Invest in it. 

And the amount to invest is not certain, it can be $10, or $900,000 all depends on the amount you have at the moment.
sr. member
Activity: 672
Merit: 416
stead.builders
One thing i like about bitcoin is that you cannot loose your entire asset invested even if there's high volatility on bitcoin, you need to understand this fact from the risk involved in altcoins, those that invested don't just do that, they give a follow up on their investment and monitors it base on their interest, some hold for a long time while others only perform trading within a short period, this makes bitcoin serves both a currency and investment asset profitable for us to take.
hero member
Activity: 1386
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Leading Crypto Sports Betting & Casino Platform
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I suppose the main thing about "afford to lose" is not to take any loans for investing, since sometimes people go bankrupt while investing. So it doesn't mean that there is a need to directly determine the border... It means the same as "invest the sums you can afford if you were gambling", pointing that investment is a risky strategy, and it shouldn't be done with "core" funds and belongings (fulfill the basic needs first). As for all the other funds available, they all can be considered "excess capital", so the amount invested depends solely on personal priorities.
I hope that many people realize that the risk of investing is real and they should not spend their entire budget on it. 50% of the total budget is fine for me, while some people may consider a lower or higher percentage depending on their plans and interests. That means 50% of my budget is still kept in reserve which is if my investment doesn't turn out as smoothly as I hoped, then of course I still have money to spend.

I agree that the perspective on the amount of loss you can afford will certainly differ from one investor to another, but in principle this percentage really depends on how strong you are financially and how experienced you are in investing. No investment is without risk, but as long as the risk is worth the possible return, it's still a good idea to consider.
sr. member
Activity: 526
Merit: 253
Damn
money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,

--you also invested this much small part of your savings(not talking about wealth) in bitcoin?, I don't think many of you invested money that can not impact your life if all gone.

--and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

--also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.


Investing in Bitcoin can be an intricate subject, mate. The phrase "only gamble with what you can afford to lose" is spot on, and you gotta take it seriously. The allure of profits is tempting, but you can't disregard the potential risks that come with investing. That being said, hats off to ya for investing a small part of your savings. Starting small and gradually increasing your investment is a smart move.

Regarding the profitability of investing in Bitcoin, there's a lot to think about. The crypto market is crazy volatile, so prices can change fast. But that also means there's potential for significant long-term returns. Plus, the blockchain technology behind Bitcoin has countless possibilities beyond just cryptocurrency. This implies that the market can keep growing.

You're worried about the possibility of another Satoshi Nakamoto taking over. But btc is decentralized, which means no one person or group can control all. The technology was created this way to prevent any single entity from having too much control. While there is always a risk of someone else gaining some influence, the nature of the tech makes it pretty unlikely.
hero member
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money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,

--you also invested this much small part of your savings(not talking about wealth) in bitcoin?, I don't think many of you invested money that can not impact your life if all gone.

--and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

--also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.



I suppose the main thing about "afford to lose" is not to take any loans for investing, since sometimes people go bankrupt while investing. So it doesn't mean that there is a need to directly determine the border... It means the same as "invest the sums you can afford if you were gambling", pointing that investment is a risky strategy, and it shouldn't be done with "core" funds and belongings (fulfill the basic needs first). As for all the other funds available, they all can be considered "excess capital", so the amount invested depends solely on personal priorities.
sr. member
Activity: 1274
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If it happens that, if you follow the matter of investing only what you can afford to lose, the amount of your fund is so low that trading through which you will not get any special benefit.In this situation, I think he should not trade at all, he should wait for some more time to increase the amount of that fund. And if I speak in this context that I still maintain the investment as much as I can afford. And now if for some reason this fund is lost or destroyed or I lose completely, then my loss will be fine and the bad will be fine, this effect will not have such a bad effect in my real life.
sr. member
Activity: 658
Merit: 441
How much money is considered as "invest only what you can afford to lose". I think 40-100% of one's money should be considered too much of an investment in crypto because of the volatility and uncertainty associated with cryptocurrency. Most persons out of should I say ignorance or greed have been left frustrated, hospitalized or committed suicide because they invested all their hard earned money in crypto.
member
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Generally, this is not the case for most times, people invest their savings and so on. My understanding of this is that investing money you can afford to lose means money you can do without not what is meant for your education or food
sr. member
Activity: 1680
Merit: 263
to me the phrase "invest only what you can afford to lose" is the few percent of money or income that I have that I am not spending or will be spending and that is what I will be investing in.
this sentence exists because it provides a simpler understanding for beginners who are going to invest so they are not greedy and too sure to use all their capital or income to invest.
we know that investing in crypto is very high risk and no one guarantees 100% that our investment will be profitable or successful, if we are too greedy to use all our money it will be disastrous for ourselves when our investment plans fail or even assets we are stolen.
I personally think I'll just take an example from a total of 100% of my income, I will allocate 60% to meet the needs of daily life, then I will allocate 20% for savings, 10% for me to allocate for emergency fund savings, and the remaining 10% this is what I mean funds that I am not currently using or will spend on my investment.
that's just a simple example but everyone has different planning and risk taking on what percentage of money they will allocate to invest.
hero member
Activity: 938
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money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,


--and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

The statement "invest only what you can afford to lose", the amount in question as such is subjective of the individual, been that an amount that may seem affordable for you to lose may not be same for me, it may be that such amount is high for me while it's low for you.

Investing in bitcoin is very rock solid (using your own term) when it comes to investing for long term, and looking out for points about the possible outcome we can look at the bull run of year 2020 for those that invested for a long term prior to the year 2020 the profit was massive for them and that is what we are still expecting for another ATH by 2024 thereabout. The records of the history of bitcoin are there online for you to DYOR about it





legendary
Activity: 2240
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As much money as you can afford to lose is an amount that varies from person to person. If you have a regular job, we can say that you have enough economic well-being to spend money on having fun outside. For example, if you are doing an activity such as going to the movies or going to a football game on the weekends, I think the money you spend on one of these may be money you can afford to lose. I follow this rule when investing in altcoins. I am not subject to any rules when investing in Bitcoin. I invest in Bitcoin like I invest in gold or silver.
hero member
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money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,
You invest any amount of your choice but investing the amount you can afford to lose is just an investment safety quote used in the cryptocurrency market to advise investors on how to play safe in order not to let greed take over when making investment decisions since the huge opportunity the market introduce also comes with huge risk.

you also invested this much small part of your savings(not talking about wealth) in bitcoin?, I don't think many of you invested money that can not impact your life if all gone.
This is also a safety-conscious message and that's why people are advised to make use of DCA when investing in Bitcoin.

and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)
Bitcoin is the only digital money that changed the way we see money, investment, etc. The best way to make a profit from it is through the long term and Satoshi comes out today it doesn't change anything about Bitcoin's existence.
hero member
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Leading Crypto Sports Betting & Casino Platform
money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,

--you also invested this much small part of your savings(not talking about wealth) in bitcoin?, I don't think many of you invested money that can not impact your life if all gone.


Well, even if the potential profit is very small, you should be convinced because a small profit is better than losing your needed money because of a bad decision. Although I feel investing in Bitcoin now is a very good decision, one should always keep a place for unexpected events, especially that the world suffers many conflicts on the political, military, and financial levels. Therefore, I don't recommend investing more than what you can afford to lose, and the advantage should be given to real life needs, education, and owning a house. After then, if you have spare money, investing in Bitcoin is a good choice.
,
--and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

You can just watch the history of Bitcoin price and compare it with what happens now. You will realize that this time it's not different, and I believe the price will recover and surpass the ATH Bitcoin made in 2021. However, in the investment world, you should put all possibilities on the table and act accordingly.

--also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.

I honestly don't feel that I'm in a position that makes me evaluate someone's English, but generally, I understood what you wanted to say.
full member
Activity: 2142
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It depends on one's ability.There are many people who have invested money but even if all the money is gone, it cannot affect their life. Again, there are those who lose a little money but it affects their life a lot.We are advised to invest only what we can afford to lose. Because it would be foolish to invest all the money in order to earn extra profit.Most people invest all their money in cryptocurrencies when they see that they are getting more from a small investment.Later it can be seen that due to excessive greed, he loses all his money and becomes poor. As cryptocurrency makes people very rich as well as poor, we face loss due to not following the basic rules.
The amount of money that we can afford to lose by investing in cryptocurrencies depends entirely on our financial capabilities. The higher they are, the more money we can seamlessly invest in cryptocurrency. Therefore, we cannot talk about some fixed amount. For everyone, it should be individual. For one, a hundred dollars is a trifle, but for another, this is just such an amount that can already affect his budget.
newbie
Activity: 10
Merit: 0
Invest with the amount of money that you can afford to lose only means that what you want to invest on is highly volatile. That helps you to know how risky it is in what you want to invest on.

If you invest big and you make huge amount of money, that is your luck. Or you invest hugely in it and you lose, that is it. But you know already that you are dealing with a risky asset.

You should know how risky what you want to invest in is, research about the asset to know if that statement is entirely true or not, some investment are not that risky, while some are very risky.

Like bitcoin, when the price decreased so significantly, you know you have more precentage in success rate, unlike when the price is high.

About altcoins, you know how gambling they are.

Yeah, it always depends
full member
Activity: 938
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money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?,

--you also invested this much small part of your savings(not talking about wealth) in bitcoin?, I don't think many of you invested money that can not impact your life if all gone.

--and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

--also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.



When you are in the crypto industry, you should know what to do here as a community in this field. Of course if you are going to invest in cryptocurrency, the only thing you always use to invest here if you are a beginner is just your extra money first, don't move your other money that is already reserved for goods, needs of your family, billings and others.

Well in fairness to your grammar it was actually bad, it needs a little bit practice you know.
full member
Activity: 1246
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Investing in Bitcoin or any other crypto has always been like wagering in a casino.
I would not describe bitcoin investments as the same as gambling in a casino. Ever heard the phrase “the house always win”? Casinos are designed in such a manner that the owners are always in profit even when you think you’re winning. Biycoin is decentralized so there is no owner or one body controlling the system, the same can’t be said for altcoins. One may describe buying altcoins as gambling because the risks are too great and historically there is a tendency of altcoins project to exit the market early.
Investing, as long as you are knowledgeable on the projects you plan to invest, no matter how risky it is, you can always lessen the risk and not to fall for investing like gambling. That’s the advantage we can get from bitcoin investment because you know you can rely from it since it’s a secure investment. Unlike investing with altcoins, it may fall like gambling as altcoins have no guarantees if they can still survive after years of hodling, or they will just end up as dead coins and lost their value. However, as long as investing is concerned, always invest with an amount you can afford to lose regardless of what investment it is.
right invest as much as we can let go, this means we use cold money to invest. but before that we must have knowledge about our investment. that way it is hoped that it will not be in vain to wait in the long term by generating profits according to what we desire. although it is different from gambling, in investing it is as if friends with risk
legendary
Activity: 3542
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The amount that specify "invest only what you can afford to lose" ..point to the amount of money after all your deductions were made. So if you lose that money, you will not go hungry or you are able to pay for your monthly expenses, like your car and your house.  Tongue
(I call it disposable income)

Nobody on this forum can give you a 100% guarantee that a long-term investment in Bitcoin, will yield profits. So do not believe what speculators are telling you... it is a high risk investment and that is why people are saying... "invest only what you can afford to lose"
legendary
Activity: 2898
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So anyway, I applied as a merit source :)
in any investment we must be prepared to accept losses, regardless of how big or small we invest, all of us will experience risks, and also the benefits that will be obtained if we invest, can be seen in the amount of how much investment we invest
Keeping a mindset to accept losses is what is asked by this statement. If loss acceptance is not possible then they should not invest. The ability to predict on spot markets improve with time and experience so how much to invest will vary as experience increases. Even then there should be a limit to how much one does put at stake.

Gambling with the money should be strictly avoided. The stuff like margin and leverage, futures are all different types of gambling. That is where people lose money the most.
hero member
Activity: 3178
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It depends on an individual’s net of income. As long as you are going to invest not above your means, and you can afford to lose it, then that’s fine. After all, investments have still no guarantees to give you profits, some are still bound to lose, so you would always invest not from a borrowed money, but from your extra money that you won’t be used to pay your bills or to supply your basic commodities.
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