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Topic: how much money is considered as "invest only what you can afford to lose" - page 4. (Read 670 times)

legendary
Activity: 2548
Merit: 1223
I think it is impossible to specify the amount that is considered as "afford to lose", as each person is an individuality, everyone have different needs, income and lifestyle. "Afford to lose" amount is the amount of money a person can earn easily and quickly from my mind. Imho, that amount should not be large, because loosing large amount often born such ideas as "for that money I would have bought ...", and a person start to bother a lot or start to feel pity.
jr. member
Activity: 80
Merit: 1
It's different for everyone and depends on whether you have debts, how much you earn and how much do you spend. If you have debts I'd say to not invest or invest 5% or so, focus on paying those debts. If you are free from it, then 10-25% is fine, I think. Not financial advice, just thoughts from my personal experience.
full member
Activity: 2268
Merit: 182
you already understand what is all about mate , but indeed that investment what you can afford to lose  and that is what we must truly learn , and also try not to become greedy to be not a loser.
but asking about how much the amount?  there is no specific mate instead best if you will not count how much to earn instead the trust in crypto will tell you that.
hero member
Activity: 2002
Merit: 534
money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?

The saving for me means that we shouldn't put all our savings into one investment. It doesn't matter if it's stocks, bonds or cryptos, there is always some risk to lose money. In my opinion we can invest 100% savings, just not in one or two assets alone. If we spread our money out and buy a well diversified portfolio than we don't have the same risk profile. Even if some of our investments are going badly, there will be others that are doing better. The whole idea is that in case we need money in the future, to buy a new car for example, or to repair our washing machine, then we are not forced to sell a bad investment. Most investments move in cycles and if we are forced to sell during a bear market it could lead to a huge loss.
sr. member
Activity: 1008
Merit: 366
Investing in Bitcoin is a personal decision that requires careful consideration of the risks and potential rewards involved. Before making any investment decisions, it's vital to assess the possible outcomes and ensure that the investment aligns with your long-term financial goals.
When it comes to 'Invest only what you can afford to lose' - it means you should not have any strings attached to that investment. You can save up for your investment and should not have any emotions attached to it. And afford to lose doesn't mean you have to lose it. There are loses and profits both in investment. If you can use stop loss properly, you won't lose that much. As mentioned above, it's your personal decision on how much you can invest and how much lose can affect your personal life. There's no actual amount. Learn your risk management and you are good to go.
sr. member
Activity: 1960
Merit: 370
money i can afford to lose is so small for me that if it will be 100xed then also I will make profit very small
what is the meaning of this  "invest only what you can afford to lose" ?
you also invested this small part of your savings(not talking about wealth) in bitcoin, I don't think many of you invested money that can not impact your life if all gone.
and also please share some very rock solid points that investing in bitcoin is profitable, and non losable in long term, we don't know if other satoshi came out in 1-2-3 years later(just an less probability thought)

also tell about my english(feedback kind of) when i read my sentences, i feel this is very bad english.

I think that what is meant by the phrase “invest only what you can afford to lose” is to not invest the money that is meant for important things such as emergency savings and the personal expenses that you need to live. I think, we should keep in mind that in the world of investment in cryptocurrencies, the larger you invest the larger the profit or loss you could have. You should be trying to fully understand the economy since there are really some signs regarding the volatility of the cryptos. Also, regarding the profitability, I think, if you consider to invest as of this writing and then hold it for long time, you could see a profit if you are just persistent with your investment because this would really take time.
copper member
Activity: 2310
Merit: 609
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how much money is considered as "invest only what you can afford to lose"
It is better to take as much as a person can hold. Because if you take more, you will surely get into trouble. Many people have a lot of money and could use more money in investments. I will never compare with him in this regard. If I want to invest compared to that then I must invest with debt. And if the market goes bad after that loan investment then my life is in vain. So everyone should think about using what they have personally. Even if it is a small measure, it is still my personal wealth.
I think it's best to invest the money I have because if you borrow money from your friend or bank it will be very stupid. I once decided to borrow some money from the bank and invest in bitcoins when the price of bitcoins went up I sold bitcoins  Will do and return the money to the bank and I will have some profit in the middle.  Then my friend explained to me that if I take money from the bank and invest, even if I do not return the money on time, then I will have to face a lot of problems. So I did not withdraw money from the bank.

The best way to invest is to use the money you already have, and do not borrow money in order to invest. But you also need to make sure that money is idle, lazy money, meaning your life is fine without it. Don't invest money you have but can't lose, you will also have trouble if you try to do so.
To put it bluntly, when investing, no one wants to lose money but wants to make big profits, there needs to be a trade-off. To have success, we must first accept failure because success does not come to us easily.
sr. member
Activity: 1097
Merit: 310
Seabet.io | Crypto-Casino
how much money is considered as "invest only what you can afford to lose"
It is better to take as much as a person can hold. Because if you take more, you will surely get into trouble. Many people have a lot of money and could use more money in investments. I will never compare with him in this regard. If I want to invest compared to that then I must invest with debt. And if the market goes bad after that loan investment then my life is in vain. So everyone should think about using what they have personally. Even if it is a small measure, it is still my personal wealth.
I think it's best to invest the money I have because if you borrow money from your friend or bank it will be very stupid. I once decided to borrow some money from the bank and invest in bitcoins when the price of bitcoins went up I sold bitcoins  Will do and return the money to the bank and I will have some profit in the middle.  Then my friend explained to me that if I take money from the bank and invest, even if I do not return the money on time, then I will have to face a lot of problems. So I did not withdraw money from the bank.
member
Activity: 868
Merit: 38
Join hands and help me to grow everybody...
Money that you can afford to lose bring your investment in Bitcoin is the money that when it go out from your account you will not have a a double mindset or you will not be depressed so that is why we do encourage people off using a money they can lose or they can afford to look for any cryptocurrency investment not in Bitcoin only generally in cryptocurrency
member
Activity: 812
Merit: 13
Crypto bookmaker and casino
Investment is something that we consider as investment. Anything can be an investment in as much as we are going to get return from it. We are going to make profits from it. There are different types of investment we can try and put our funds so we can make more money. Investing in cryptocurrency Is another types of investment we will need to consider so that we are going to have a better profits.
hero member
Activity: 2646
Merit: 548
DGbet.fun - Crypto Sportsbook
I never liked this expression. What you can afford to lose? I can afford to lose 90% of my money ant continue to live, but will that be the life that I want? On the other hand, if I play it safe and bet $1k, does that really change anything in my life, even if I win?

Bottom line, invest what you feel comfortable investing and make sure that money won't change your living conditions for worse. If losing your investment would mean you'd have to sell your car or your house, that's way too much. If losing your investment would mean you won't buy a new phone this year, or you won't be able to upgrade your TV from 50" to 80", you're fine.  
We'll, this is how investment needs to be. What we afford to loss should not never disturb the comfort of living at any point. This is very important, even if the investment doesn't bring profit it shouldn't worsen the living style. However to specific limit we were able to withstand amidst loss and that seems to be the respective amount of investment.

That's a fine technique to overcome the loss experienced out of investment. When we experience loss the same needs to be compensated through some means than just leaving it. Maybe cutting the year's unwanted needs is the right way in this high inflated economic situation.
legendary
Activity: 3094
Merit: 1127
One non losable point I can tell is that Halving will be next year which means the supply of BTC will once again be cut to half and every time this happens there will be a bull market. As of right now, there suppose to be no bull run but the market is reacting very well to the crisis. BTC must be going very high by the next year guaranteed with an event such as Halving. Having just $100 as an investment I think will still make you a considerable profit you use in these crazy times.
Speaking about bull runs then we cant really be sure if history would repeat comparing out into those previous years but literally trying out to figure on what halving is then we could really be that so sure that the market would really be having a good positive run as long its demand is the same or would increase even more.Its not really that shocking about the market is really that highly reactive when it comes to market sentiments or fundamentals, neither it could make out some impact or not and that what makes even more harder for us to guess on what would be the next movement. We do know  that it isnt really that something simple
for us to handle this out.
legendary
Activity: 2814
Merit: 1192
I never liked this expression. What you can afford to lose? I can afford to lose 90% of my money ant continue to live, but will that be the life that I want? On the other hand, if I play it safe and bet $1k, does that really change anything in my life, even if I win?

Bottom line, invest what you feel comfortable investing and make sure that money won't change your living conditions for worse. If losing your investment would mean you'd have to sell your car or your house, that's way too much. If losing your investment would mean you won't buy a new phone this year, or you won't be able to upgrade your TV from 50" to 80", you're fine.  
hero member
Activity: 1036
Merit: 736
Judging from the context that you describe, this actually does not refer to how much money, but how big the conditions and risks are to be in bitcoin investment.
I think in this condition we of course when we have decided to be in bitcoin then we already know the risks that will occur here, and we are aware that this is a very big risk and no one can really guarantee that being here will last forever be good because it depends on your determination.
As long as you really believe in being in this investment with all forms of risk, you will indirectly feel that this is the best thing to do, even though we also have to be prepared to lose the risks. But if you are not 100 percent sure about this, I don't think it's worth trying because of course when a crash occurs, panic is clear, considering that your intentions are only half here.
I think convincing people who are unsure of their choice would just be futile and a waste of time on it.
hero member
Activity: 3038
Merit: 617
One non losable point I can tell is that Halving will be next year which means the supply of BTC will once again be cut to half and every time this happens there will be a bull market. As of right now, there suppose to be no bull run but the market is reacting very well to the crisis. BTC must be going very high by the next year guaranteed with an event such as Halving. Having just $100 as an investment I think will still make you a considerable profit you use in these crazy times.
legendary
Activity: 2576
Merit: 1252
Leading Crypto Sports Betting & Casino Platform
No specific. If you can only invest 10bucks or $100, that would be fine. Bottomline, it should be an amount you won't hurt your feelings if ever the market will crash in an instant and there will be partial loss on your invested amount.It should be an amount you won't use if incase an emergency happened, and also, an amount you won'y use to buy something. This is what is ideal but I do get the point; there's no such thing as an amount we can afford losing because that is the sole reason why we engaged in this industry or investment field in general; to earn profit. But atleast use an amount that won't put you at the edge of the cliff, if ever things go the other way around as planned.
legendary
Activity: 3122
Merit: 1102
Leading Crypto Sports Betting & Casino Platform
I understand that the amount of money we can consider as we can afford to lose are the amount of money that is excess from our income after we deduct our expenditures and future or emergency savings.  How much it is, is dependent on the person income so we cannot put an exact amount to represent everyone's capability of what they can afford to lose.

The answers to your questions are very subjective and varies from individual to individual. For me even $100 is good amount of money to loose and I will be absolutely mad if I ever loose this sum. For someone even $1000 is not enough to feel the pinch. So it depends on your financial condition.

Also, there is no rock solid point to prove that investing in bitcoin is a non losable investment in long term. Historically we have seen this trend but past record cannot guarantee the future. So it is again based on your preferences and investment goals.

The amount is subjective, yes, but in general, the amount of money that a person can afford to lose is the excess money that is not compromised of anything where he can spend or lose it without regret.


so long that money wouldn't affect the life of the person if in case it will be totally gone, then, that's the amount that he can afford to lose. and yes, this is very subjective as we have our limits on how much we can spend without worrying about losing it.
when it comes to bitcoin investment, i guess, no one will absolutely say that you will profit here 100% in the future. as no one knows what will happen next, still, no one can assure the longevity of this market and if you will indeed gain positively no matter when will you cash out.
hero member
Activity: 910
Merit: 589
Despite my confidence in Bitcoin, I can only invest 25% of my savings in the crypto industry, which I think is the maximum I can afford to lose without it having a significant impact on me. I could therefore argue that no amount of money is too small to lose, but that would depend on who might do so.for example you that have $1k in your savings and you invest $900 in bitcoin without having any means of stable income that will definitely affect you if you are losing some part, which $1k worth nothing to some people . Therefore, only those who are extremely greedy will invest money they can't afford to lose in crypto industry with amin of making huge profits. Just know that it is not advisable to invest in the cryptocurrency industry with any sum that will negatively impact you lose.
sr. member
Activity: 1386
Merit: 451
how much money is considered as "invest only what you can afford to lose"
It is better to take as much as a person can hold. Because if you take more, you will surely get into trouble. Many people have a lot of money and could use more money in investments. I will never compare with him in this regard. If I want to invest compared to that then I must invest with debt. And if the market goes bad after that loan investment then my life is in vain. So everyone should think about using what they have personally. Even if it is a small measure, it is still my personal wealth.
legendary
Activity: 1162
Merit: 2025
Leading Crypto Sports Betting & Casino Platform
My personal definition of "investing what one can afford to lose" is something like... risking an amount of money which if disappeared suddenly, you could continue to go on with your life and mid term plans, as well continue to have access to shelter, food and medicine.

If someone is investing a quantity of money and if said person would feel suicidal if that money disappeared, then i can tell with 100% of accuracy that person would be over-investing their money.

Also, your English is not perfect, but it is okey enough so people will understand what you are trying to say, if you continue to participate around here and study a bit more, you English will get even better, I am sure of it.  Wink

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