I don't know if you're up to date on developments on online payment processors but if you aren't I'd like to give you a heads-up about something relatively new you might want to look into.
When I shop online I really hate outrages fees, I hate giving out personal information for fear of ID theft and I hate almost dictatorial control over my money via charge backs or account freezing.
So I got rid of all those problems by using Bitcoin. It's a new thing that was recently invented. It's kind of like a digital commodity currency people trade online but the cool thing about it it isn't owned by anyone. It's one of those open source projects, where a bunch of programmers developed it completely openly for everyone to see how it works but because of it's ingenious design it's still very secure and very private to use.
It's protected by military grade encryption and relying on the laws of math practically impossible to counterfeit. There are no bank accounts, no giving out info if you don't want, no company imposing their will on your transactions, and no charge backs possible. It's much like cash on the street but on the internet and completely legal too.
I know this ticket sounds highly spam-worthy but people actually use this method and value bitcoins at about $5 a pop right now.. and I really wanted to share this with you.
Today there are several online exchanges where one can buy them and it's pretty easy to get or sell some.
Here are a few links if you'd like to find out more:
www.weusecoins.com - independent introduction site
www.bitcoin.org - official site
en.bitcoin.it/wiki/Main_Page - official wiki page
www.mtgox.com - independent online exchange
www.cryptoxchange.com - independent online exchange
www.intersango.com - independent online exchange
www.bitinstant.com - independent instant fund transfers
www.bit-pay.com - independent payment processing
I'm not part of the project nor am I an expert in how it works, I'm just an enthusiast who follows it regularly but I would be more than happy to help you find answers to any questions you may have.