As most people say, decide for your self how much money you want to put on:
- relative certainty (known coins and good tech)
- hoping it will increase strongly in the long run (good tech, not widely known)
- gamble (unknown coins)
Personally I would put 50-70% of such an amount on rather safe established coins so you are sure that that big amount of money does not fade away into nothing (monero, ethereum, neo, etc...). Personally I do not thrust the value of bitcoin to stay up at all, although a lot of people still heavily believe in it. Bitcoin also does not fulfil the 'good tech' requirement imo, everyone knows it is at its limits and that most other coins have a better foundation. Which is logical, it was the first one..
For the 'gamble' I would also aim for icos (e.g. crypterium), rather unknown coins which are rising (e.g. devs of anoncoin came back, casinocoin is booming since a new gambling goeroe joined the team), or just read up on new altcoins and try to determine which seem to be solid. In terms of coins with strong tech, I had quite some luck with Factom and Spectre (xspec), Deeponion lately. The latter two are hot because anonymity is hot again. But be advised that anyone will advise the coins they hold money in... since:
- they know them.. and you can't know all coins
- every time they mention it, there is a chance someone else invests in it and the coin grows bigger.
- if you invest, the price goes up for them, remember that!
Very correct words, I think, maybe the most the most informative in the entire topic. Diversification is the thing that can minimize all the risks and help to get more dump-resistant depo. Nice recommendation