I mean I always wanted to repay the loan and I always replied favours.
On top of all Favours ( the name of lender ) himself agreed that he is now happy and everything is now solved, why seriously why this red trust ?
-> You failed to pay your first loan on time and didn't bother to take it seriously until an accusation was opened and Lauda tagged you.
-> If you think in a wider sense,this isn't about the loan or the payback in general,it's about your attitude and credibility as a member of the forum.There is no guarantee you will not repeat the same mistake again, so the negative is just a warning for other lenders or anyone willing to initiate trades with you.
-> You can definitely prove them wrong by being more careful next time maybe ? Maybe after a few days you can message Lauda that you've improved and they should consider removing their ratings.
-> Solve it in the most professional way possible,whining doesn't help.Only makes it worse for you.
I agree but as the lender confirmed several times, I was always in contact even before the accusation was opened.
But I agree and already apologized to Lauda and ready to pay the extra interest too but the lender does not need it, shall donate it to charity or what now ?
As per Lauda's request, I am posting a repayment address here.
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Alternatively, you can send to any of the two addresses I posted previously, including the one in the thread.
Correct, I don't need it, but it is owed as per the terms. I am satisfied without it, but I respect Lauda's decision to keep the trust until the entire owed sum is paid.