Which secure BTC Wallet do you recommend for me to hold?
None, until you learn to do it right. You should at least try to narrow down what went wrong with your Ledger wallet and what resulted in you losing the coins you stored there. Ledger is no longer a recommended hardware wallet, but for other reasons that have nothing to do with this case of yours. No hardware wallet will help you if you have no idea what you are doing or how to protect yourself online.
But if you want to buy a different one, tell us how much you would like to invest in one? Some hardware wallets cost under $100, others more than $200. How much are you looking to spend on one?
Yes, I'm real for sure mate, I will say once again that I don't recommend hardware wallets and neither I use those myself. I believe open-source software wallets like Electrum are 10x better than hardware wallets.
A hot software wallet will never be as safe as a good hardware wallet. Electrum in a cold storage environment is excellent, but using it as a hot wallet puts your keys online at all times. If you do that, you should at least have it installed on a computer you don't use for anything else.
And what a person could do in a situation like this? Suppose one gets injured and hospitalized. How you going to secure your assets then?
They should always be secure regardless of your health situation. If people can get hold of your keys when you are gone for a while then you haven't secured them enough or you have surrounded yourself with the wrong people.