I think finding a job cannot.remedy an emergency need for money. It can help in long term though. So you won't be short in money, have a stable job. But in emergency need of money, loan is the only solution. So, better save so that you will not have to experience this.
Definitely yes. For an urgent one, we need a loan. But prior for that to happen, let's think of a way on how can we handle those emergency needs. That's why we really need a stable and fixed source of income so that in the times we really need money, we have some savings as a first option to deal with that urgent problem.