when poor. many people WISH they could save. they always feel the stress of the next bill coming in
when they get to a level to save. they should
there is nothing wrong with saving to prevent you dropping back to poverty..
however some people
feel guilty for wasteful spending even if they can afford it
avoid wasteful spending even if they can afford it
convince themselves most spending is wasteful
[list goes on]
my advice is budget.
actually get out a spreadsheet and put down all income, expenses. and a separate list of a budgeted spend of meaningful experiences. and a smaller amount for allowed wastefulness.. if you set it in the budget and the amounts fit totals. you no longer feel guilty for spending money because its in the budget so falls within your economic plan allowance to not cause problems
dont rule out or avoid spending, just to save. but actually put a guilt free allowance to ease any stress or emotion knowing you are also saving too
once ou put it on a spread sheet it can focus your thoughts and emotions to do the math logically to show that its actually risk free to spend some[/list]
Topic: Imaginary Future - page 6. (Read 911 times)
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
When someone is illiterate of money ,he thinks he will buy a car ,live in a big house and he will roam in the World. But when he became responsible person,he invests for the future because no one knows future and future can be worse than we think. In my point of view, that is responsibility of every responsible person , investment for his family is food ,his family will get benefit if some incident happens .I saw many people who did give nothing to his family and they wasted all the money that he owned. Minimum 20 percent of your income should be save for the future. 
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
If it has already become your habit or routine to save up for investment, you wouldn't mind budgeting yourself as you don't have any time to enjoy yourself. Some people would say that's a bad thing and some would say its a good thing, but for me, it would just depend on your goals, some would prefer to go YOLO so they would try everything and explore early while on the other hand, some people have the mindset of they want to retire early and enjoy life in the future without thinking of their money. I think people who would prefer to go after the experiences are already financially stable as they can enjoy life without saving up and budgeting their money for their everyday lives, cause people who have a bare minimum wage are barely surviving and having a hard time investing, how else when it comes to their desire, wants and enjoyment?
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
No, I don't feel like that. I've learned to balance things up. I invest awhile, wait for its dividends to come and then spend it on pressing needs. Take time off busy schedules and relax. We should learn how to ease off from time to time, after all no one will have all they planned to achieve accomplished. Even when you record tremendous success, you will want to embark on another. That's the whole makeup of man. Man likes conquering new territories and breaking limits; except for the unambitious ones. We should learn how to live life for its present time while also project a bit for the future. We shouldn't completely sacrifice our today for tomorrow. No one is promised tomorrow, like Akon the musician, would say.
whether you spend a ton or just frugal, you will still need to think of the future. you don't wanna see yourself homeless one day so its best to have investment. and just keep living like how you do it before, you don't need to have a lambo or fine dining every day.
i walk going home from work eating cup noddles and hotdog for a meal. i still do this sometimes. the freedom to walk around carefree without worries that someone will rob me becuase I look rich is priceless.
i walk going home from work eating cup noddles and hotdog for a meal. i still do this sometimes. the freedom to walk around carefree without worries that someone will rob me becuase I look rich is priceless.
Imagination for a beautiful future is everyone's dream. Everyone always fight for having good future and their still doing hard work for it. Not everyone belong from stable family many of us belong from poor middle class family. And they have a dream that they suffer they don't want that their future son's and family member suffered in their life. That's the reason people imagination a good future and they continuously do hard work to gain it.
I believe this depends on where you are in life because you can save as much as you want if you don't need that much money right now and then the money that you have saved could go to your "daily" or "present" life that you have. It's going to be a difficult life if you are not going to be able to know what you are going to do.
Since you asked, it's happened to me before when I didn't know what to do at the current moment and kept myself living in the "what if" moments and the "future" outlook that you want. It's like day dreaming and imagining like your subject title. It's best to be at the present moment.
Since you asked, it's happened to me before when I didn't know what to do at the current moment and kept myself living in the "what if" moments and the "future" outlook that you want. It's like day dreaming and imagining like your subject title. It's best to be at the present moment.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
This is exactly the whole point of investing, that you put it off until later so that later you can afford to buy more of what you want and get more experiences. The main thing is not to forget to switch from savings mode to start living mode. 
If you feel that you are missing something, then this is a reason to think and try to balance your life. Reduce the share of “investments” and increase “live here and now.” This is a flexible and individually customizable tool.
You are right about one thing for sure - you can't invest forever. At one point you need to start reaping the benefits of this activity or you can do it in the process. But in general, we can say that with investments your future is possible, whereas without them it is no longer possible (or it will be worse).
According to what others say, what you eat and spend today is what you will go with if you die. Op I really like your topic. The future is always an imaginative because even you have trillions of bitcoins or USA dollars what you eat today is what you have. So if I have even though I am investing, I like to eat well in the present because that is what will go with me. Investing for the future is good but taking care of yourself in the present is much more better.
If you invest massively and you could not enjoy them in the future then "vanity upon vanity" as they Said. One question I also le to ask is that what is the purpose of having money that your won't eat and only starving yourself to save for the imaginative future which you don't know what will happen in the next few minutes. It is good to save the future for your children and health insurance but you have to take care of yourself in the present to meet your investment in the future if not all will be a story for others and that is where biography is drawn out.
If you invest massively and you could not enjoy them in the future then "vanity upon vanity" as they Said. One question I also le to ask is that what is the purpose of having money that your won't eat and only starving yourself to save for the imaginative future which you don't know what will happen in the next few minutes. It is good to save the future for your children and health insurance but you have to take care of yourself in the present to meet your investment in the future if not all will be a story for others and that is where biography is drawn out.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
I was thinking like this before until my beloved grandma died without me giving her the support I should give because I’m still saving back then for my future. I become more balance now but mainly focus on my current needs compared to my future. I put 50% of my money on insurance and crypto investments while the rest is I use on my daily need to live a better life.
Future is useless if you will die tomorrow so I believe that I should just invest without sacrificing my present life because that what matters the most. I rely heavily on my insurance and crypto investments for my future needs.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
If you really want to secure your future, you might certainly put your present being compromised. And we all know that's wrong, but we can't help doing it most especially if we are more aggressive living our future than trying to live the present. But when consequences start to sink in, that's when we realized that we need to prioritize living the present than to disregard it just to save for the future. We don't know what the future holds so as much as possible, live the present life to its fullest.However, saving or investing for the future is also crucial. It allows you to enjoy greater security in life, and through saving or investing, you are preparing yourself for future life's hurdles and battles and be able to win them easily and most importantly, you are building financial security at an earlier age.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
I don't make investment and savings my top priorities; they come after meeting my needs and fulfilling my wants. While I don't lead a lavish life, I do indulge in some desires, leaving room to invest and save. In reality, these two aspects (investment and savings) should go hand in hand. You can't effectively invest without first learning the importance of saving.
Life is short, my friend. We shouldn't deny ourselves the things that bring us joy, whether it's experiences, purchases, or enjoying good food. Satisfaction in the present should be a priority before thinking about long-term investments for the future.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
It do happens sometimes and this is when we often get too carried away with what we are doing, we easily forgot those things we want because we have more priority in what we are doing to make sure that we Invested in bitcoin and also take every advantage of the opportunity in it for our own benefit, since when we make an investment in bitcoin, we have the chances of earning from our investment, this often easily get us carried away that we also forget about other things and focus on bitcoin to later remember those things we left unattended to.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
It's very important to save for the future, because time will come in old age, when there'll be no energy to do active work. But we can not likewise ignore the importance of having a life in our younger age. Because if we don't take care of ourselves and our basic needs when we're younger, we might not live to enjoy old age.
So what is needed is a balance, with the limit of our income, we can know what to spend and what to keep. Basically it's to have a budget for our income, with discipline to stick to it. So it's to share the income in percentages, what to use for upkeep and fun, what to save and invest. With this an individual can strike a balance of every penny that he earns.
While diving to drink milk, maybe this is appropriate. Well, it cannot be denied that what you said above is true. At first glance it seems like a dream, but it makes sense if you delve into the implied meaning.
Who doesn't want to experience financial freedom in old age?
Yes. Investment in the future is important and there must be early preparation starting now if possible, but balance is also important and that is also the key.
Who doesn't want to experience financial freedom in old age?
Yes. Investment in the future is important and there must be early preparation starting now if possible, but balance is also important and that is also the key.
Well of course, we all want the best for ourselves in the future. That's why we save and/or invest cause we want to have money in the future especially when we need it. Also it's normal for people to dream big for their future cause who wouldn't want to live comfortably in the future. But sometimes people tend to forget to think about their present since their goal is to always have a great future. Some will save so much on their daily expenses just to have more savings for their future. But sometimes it's also great to enjoy what you have now. We also need to reward ourselves in the present cause we'll never know what will happen in the future.
For me, I think about my future. I save and invest as well but at the same time, I don't forget to reward myself buying the things I want or need in the present. I don't regret spending money on something I want since I believe I can still earn money in the next coming days where I can still continue saving.
For me, I think about my future. I save and invest as well but at the same time, I don't forget to reward myself buying the things I want or need in the present. I don't regret spending money on something I want since I believe I can still earn money in the next coming days where I can still continue saving.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
Investing is a necessity so that someone can get a better future than today, but investing must also be accompanied by good financial management, so that you don't experience difficulties in the present because you prioritize investing for your future. never use all the money you have to invest, also think about how you will get through your day, if the investment you make makes it difficult for you to live today then you are making a big mistake, if you have a long term investment plan then think of it as your savings.
I agree with this, don't let investment make us difficult. Prioritization of needs and wants is also important. We can invest if there is money left over and not used at all, and if the money is lost we don't mind it. There is no need to force yourself because investing has 2 goals, either profit or loss of all investment funds (loss)
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
I do this a lot, I don't waste money on unwanted things like buying mineral water from store every time, we can satisfy our thirst by water available in our home.
my mindset is becoming like not saving a penny just investing which is risky because anytime anything can happen.
Now I am trying to save money because it is hard for me, for many people saving is hard because they waste it on unwanted things, but in my case It's hard save because I invest them in bitcoin or altcoins.
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Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
I was once like this, I deprived myself and my family alot of good things we wanted or needed, and this was all because I was forcing myself to try to hold some money in crypto as investment.This really affected us, it affected my family, at a time, I had to just take a step back and relax a bit, I decided to take things easy and today, I am happy, my family is happy, and I also have some good amount of money as investment.
This experience made me at the time believe that, sometimes, its hard to achieve something we are forcing ourselves to achieve, this is not saying that it's bad for one to discipline him or herself, but then, we should not on the process deprive our family the good life they deserve, so it's important that we learn to balance the two.
Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.
It's because we're thinking of tomorrow and forgetting the present. This is the delayed gratification that we're having. We understand that we need to live better tomorrow than of today and we're not just going to live just this day and there's more to come in the future.
If you're fortunate and able to do things that you want today and you're not sacrificing your future and your present life, you're living the life.
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